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<br /> 98-ic�ss�,�
<br /> TOG�THER WITH �Il aie imyxovcm;xus�ww cx Itiere,atter erected on the property. and ull e�s�menu,rp�x►nenences, �
<br /> fuuues�ww ex herraPt+r�a put of the pmpaty.All replaeernaus�nd�dditions shnll also be covuod by this Security Insuuma�G
<br /> All of ihe fo►agofng is ro(erted to in this Saeurity[nsuurneiu iu the"PropatY."
<br /> BORROWER COVfiNANTS du�t Aortawer is kw[ully seisod of 1he estue hereby conveye�t and has thc right w grant and
<br /> convey the Praperty u�d lhet tho Prapaty is unencumber�d,ezcept for encumbrances oi roconl. Aumc�wer warrants und wi1� -
<br /> dcfcnd genaal�y ihe title to�he I'mperty ageu►st all cteimc and dcmands,subject ta any encumbranccs oi rccoal.
<br /> THIS SFCUItI7Y INS'IRUMGNT combincs uni[orrr► covcnants for natianel usc nnd non•uni.6ax�n covrnan�witt� limitod
<br /> vnrindons by judsdicdon to constiwtc a unifortn sxurity inswment covcring real proprrty.
<br /> [JNIC•ORM COVENANfS•8an�wc�r and Lct�dcr covuiant and agcoc aa follows:
<br /> 1.P�yn►ent of Ihriacip�l w�d�sterestc���enk�rnd I.ate C6a�ao. Bocrower sha�D pro�nptt�r QaF whcrt �fue ch�e
<br /> principAl of and intaest vrn the�k6t erecie�ecai bX t1�e Nnc¢and anY P�Y�t and lar�c�harges due unde�the Nate.
<br /> 2.Fuals far Trxes�wd I�r�ce. 5ubject ta s�;��Sic�b{e I�w a w a written waeva DX Lend�r� Bamwer shall pay tQ
<br /> L,er�er on tiie dsy ma�iidY j�.r���GW�r,oL�..ur�ct�uha A:ote,until the Ne���°pt�in f���,A�m�"Fumis"1 fa:(a)yeariy taxes
<br /> and auesanents which may�tqun Priorit�„�,:er this S�curity Inswnnent as a iicn on U�e Propeaty;(t�)Ycarly lratcho�pa�ar.�t�
<br /> n ground reals on�►e Pro�wc�r.if any:(c?Y�'lp��;��:or pcopaty insurAr�ce pamiums:(d)Yeuly f7ood ins�uance premiums.if
<br /> ns�Y:(�) Yar�Y��BAB�inweance premiums,if any;and(�any sums payAbk by Aorrower Lo Lenda,in accorduice with tbe
<br /> provisions of pragr�ph S,in liw of 1he payment of mortgage insurance premiums. 'It�ese ikms are ca11aS "Esc�ow Itans."
<br /> I,uxkr may.at eny time�collect�nd taW Funds in an amount r►at to eaeccxd the maximum amo�uet m A2n8er fuo a fcdaatly re�usd
<br /> nwNg�ge lo�n may roqui�e far Barowu's escrow�ccount under�he f�xleral Real Estate Settkmerr<<t Emcedwcs Act of 1974 as
<br /> �vr�erdod fran time b time,lx U.S.C.Section?.601 et seq. ("RFSPA"),unless u�otha law that epplies►o ihC Fundg sets a laser
<br /> amoun� If so,l.ender may,at�ny time�collect and hoW Funds in an amount not to eaca�d Ihe ksxr�rr�aunG L.ender may .
<br /> aspun�te 1he amount of Fwids due on the b�ic of current dau and rea9onabk estimnl�es of eacpendiwr�s of fuZ�rre£saow Itcros oc `
<br />� o1l�errvise in saoer�,e wid�applicabk le�w.
<br /> � 'llro Fund.i sluell be held in an instiwtion whose depc�sits aro insurnd by a fr.dernl egaecy.instrumeotality.a�ntity Cincluding
<br /> ` l.endrr. if 1.CMiet u such Mt ir�s�iw�ion')tx ui iu�y F'cticad`n'cr�Li'�it Lan:. Lcr.�x:.t�.all s�l, �he F���!e m ray�he Esere�w
<br /> llems.b.a�da may rat charge Baxower[or holding am•c1�pplying the Funds.annually m�alyzirtg thc esaow accounb or vaifying
<br /> •.� the BsaoM Items.unlGrs i,c�der paYs Bomowa i�n�;�cs�on the F5►nds end Applicahk law pamits Lcndet ta::cnsike such a ch�cge.
<br /> � Howevar,l�etwkr rt�ay roquiric Bar�►owu W puy�e rone-time churge for an indepet�dcnt rdd c.cwte iax reporiGi���g savice use�by
<br /> � L,ender in connoction with this loan,ucr.�ess Applic;able.law provi��s alhawise.Un�e.�s•ar�:���;r�eemerat is ma�br applicablc 1a�w
<br /> •x requires in�u tio be p�id,L,dxlet sFi�9l•n�i'•he rtgUirc�?tn p�y 24nrrower any ir�i�srrst ror�zmings on the Funds. B�rmw�r;amrl'
<br /> � La�da r►uy sigrx in writing� hnweva.fl�t.interost s'ha�l�l tx paid on the Funds.I2�niler shall giya�o:P4��',wittwut clurga,w�
<br /> ' mnwl aocounring of @�e Funds,showing cxsdits�,r,�l d•lebits to the Funds and th�s pnqx�.�Sor�whuh e�ch debit to the Funds waa
<br /> m�de.The FwKls are plodged as ddido►3w�stcurit}'fo�aU s�ms secured by this Socuriry Instr�ianen�
<br /> If the F1mdt held by I.a�tkr eacc�od:�t,a m�ouncv pemuaod a be held by�pplicabk lawv,[.��oader sluU account lo Borrowa fa
<br /> the exo�s Funds in aocadxice with the roqu�nts of spplicabk law.If the amount of the�v;+;.cls�held by L.a�der st any time ia
<br /> .� �. not aufficia�t w p�y the F.aaow Items wha�due�[.ay�r maY so notify Bartowa in writing�atW.in sixh c�se Borrower siuU pnY
<br /> to L�ncba the�nau�t noass�ry to make up the dc,Ticiency. BoROwer shall malco up the dtf'�cie�iiy in�r��nore than twelve
<br /> .� ��Y P�Y�ts��t Lrendet's sole discntion.
<br /> > uP�P�Y�t in full of all swns�ured by ahls Socurity Insu►�ntent,Lendet sh�il pcom�a�ly ra+fund t�'8drrower any Tw)ds
<br /> : � held bY L�a. lf.unclor paagraph�fl,'Lenda staU acquire ar�i?d►e Propaiy�1.ender,Pri4.'to Ahe acquisidon a sab¢�f r�b
<br /> f � propp�y,sh�l1 e�ply zn�Funds held�by L,enckr s�t 1�e time of ac�aisition a sale ac a aodit sigauist the sums xcurod by this
<br /> • Sacurity Tn.wu�r�a►G ' " .
<br /> �, � 3.Arpliatiw o�Priy�b. Unkss applic�bk law providcs oUierwise.a11 PaYmans reu�sr��ed��'�S P�+P�u ''�
<br /> 1 ond 2�11 be �ppliotl:Grst,w anY�xeWYmau ct�acgcs due undet the Noie�second,w�cut��:,unts 'hn�r pa*�P1►2:
<br /> • third,w intrrat due:fauth.to prir�ciptJl due,u�d last.to any late chargcs due unda the NcMe.
<br /> � 4.COu�r�ee: Liees. }lantwex shall pay aU laxes.�ts�chtrges. C�nes and impaeitions ettribttt�bb to the Prope�ty
<br /> � which m�y atuin piority over�his Sxurity Instrument�and leaset�old payma�ts or ground rents�if any.Aormwer shall pay thwe
<br /> oblig�tions in the m�nna Providod in p�ragr�ph 2.a if rat prid in Ih�t rtwmer�Barower shall pay them on tirtie diratfy to thc
<br /> ' per�on owod p�yrr+a�4 Bamower sluill P�P�Y f�unish a L,endex�ll riotices of mo►u�s ta be p�id under thu paragr+iph.if
<br /> � BcMrowa makes�t�e.ve paymcnu direcdy.Bartowcr shall P�P�Y furnLsh W l.ender reccips evadencin�the p�yrt�a►ts.
<br /> ; Borrower st�all paan�pllY disclwr8e my lien which hat pricttity ovcr this Security Instrumait unlas Bamwer:(a)+Brees in
<br /> writing a the paymae.n � �she obligation securod by�he Iia�in a m�nna ac�t�bie b Lendex:(b)cantests in good f�ith ttie lien
<br /> by.ar defends against�zafarcanau of the lia� ic. Ic8a1 prooxdin8s which im the I.ea�d�r"s opinion opaate b pceva►l the
<br /> eaton;.r�aoit of the lien; a(c,l secures fram the faider of the liu�an ag�t s�isfac� to L.e�xier subocdin�ting �he tia�w
<br /> • itis Scr��u�r.�•Insaument 1P l.ender delem►in�s tha[�oy port e1;�i�e I�rq�crty is sub,ject w a lien,r�tuch mAy aaain priority over this
<br /> Socurity Inswma��Le.nda miy givc Barowes x nnace idexr�fpiug the licn.Borrower s�ll:saasfy�he lien or teice a�e nr rtwre
<br /> of�he anions set fand�atwve within 10 days�f t��gi,ring of rsotice.
<br /> • Form 7021 �I90
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