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<br />' � , TOOETFIER WRH �1 th� �1�WOVMnw►ts now or h�ro�RM �rrol�d c+n tl+� prop�rty, �nd �M M�wrNnt�, �ppurt�n�nr.a�, �nd �`"
<br /> fbtunf now or h�k�r�put of thi prop�rty. A1 nf,kc�rtNnts�nd addkbni th�N�Mo b�cawncl Uy thk Sreurky In�tn�ment.�
<br /> AN of th�tonpohg k nNrnd tn In thh 9�curNy In�trum�nt��th�•Ptap�rt�.'
<br /> BaRfK)INER COYtNANT3 th11t 9ortOw�r Is 1lwfuly i�bo�d of tt►� af�a Nx�by Gonwy�ci �nd h�s th� �qht to p►�nt �nd� �
<br /> conwy th� PropMy �nd th�t th� Property b �rnncumb�rW, ncapt for rnr,umbranc�� ol ncord. 9onov.w'w�nrnta �nd wlk � ,�
<br /> tNNnd prna��y tha tltM to tlt�PropKty�fntt�I oyMnt�nd drn►md�,wbJ�ct to�ny�ncumbru�e��ol rw�ord.
<br /> 7Hf;i S[:CURII"Y INSTRUMF.NT Combina unlform eotiwt�ntt lor n�tlM�l u�� �nd npn•unlfam eawn�nts wRh limk�d�
<br /> variutln,�s by Jurkd�tlon to con�tkut��unitorm suurky httnmwnt cowrk�p rwU prop�rty,
<br /> UNiFOflM COVERIANT9. Bortoww��d lrndlr Cown�nt and p�M�s IoNOwr
<br /> 1. P�ymant of Principd �nd Intrr��t; Prep�yment �nd l.Nte Charpss. BortowM sh�N prompty pay wh�n -
<br /> du�th��nc ip�l of ond fnbrnt on th�d�t�v�drnC�d by lh�NON and�ny pnQaym�nt antl I�t�chup�a du�unWr ihs Not�.
<br /> 2. Fund� for 7'axea end InwrallCe.SubNot to�ppMC�bM kw.w ta�wrkfln wl�tvK by L�tdM, BonowM sh�N p�y
<br /> to l.entMr on tA� d�y moniht� pnymMri Rr�du�unWr th�Nab, untN th� R'ot� k pakl k1 NM, ��um ('Fund�") for: (�)yMry
<br /> tl�xes and 1�ss�e�menta whWh rn�y �tuh prbrkY owr thlt Srcurlty Inetrum�nl ae ■ Iwn on th� Prop�rty; (b) yNfly INNh01d
<br /> p�ymenti or qround r�nt� on ths P�o{�erty, N�ny; (c)y�ry hasard or propaty hcunnc� prsmfumh; (d)y�arly Mood N�iur�nc�
<br /> pnmk�mi, N any; (e)yNrly mortp�p�Y1turAnC�pnmiums, If iny; �nd (f)�ny st�ms p�y�bb by 8orto�v�r to L�nd�r !n�ccord�ncs
<br /> wNh thn prnvisk�nt o} panpraph fl, h fsu of th�paym�nt of mortp�p� I�u�r�nce �usmk�mt. Th�s� k�ms �n caM�d "Escmw
<br /> Itema' l.end�r may, at any tYn�, coWct and hold Funda in �n �mou�i nal to �uccead Ihe rrwdmum amount a Nnt1�r !or n
<br /> kdernlly re41aA mort0�pe b�n m�y requPw lor �orrow�r'a �6CfqW ACl:OUM 11fldM (h!1 hldp►AI Rs�l Eslab S�ttM+n�nt Prxedures
<br /> Act of 1�%4�6 AmentNd kom tW►�to tYne. 12 U.S.C. S 2601 ot Seq, ('N[Si'A"), unlK� �notl�er 4iY that rpp�s to th� F�unda
<br /> sels a bsser amaunt. If so, l.ende► ►n�Y� al any tirrN, coWu:! +�nd I�pkl Funds h �n �maF�nl �ot tt►ezc»d th� Issssr �mount.
<br />, Lendsr may estlmnte th��mount of runds dus on th�basb el curn+nl d�1��nd ��sonabla�stl�nat�t of�xp�ndkuns of h�luro
<br />' Eacrow It�m: or olNmwfsa h �cnordpncr wflh applfcabb law.
<br /> th�Funds shaM b�h�ld in sn hi�tttutbn whot� d�posNs�ro inau:�d b���kda*I�pency, Inatrum�nt�Aty, or�ntky(Includ4:p
<br /> Lender, if L�nda k suah �n InstRutbn)or N any F�d�ral HorrN Lwn Bank. Unow� th�M �ppy ths Funds to p�y th�Escrow
<br /> Items. LendM may not chupe Borrow�r tor hokJinp �nd �ppyinp th� Funda, umu�ly an�lyzL�� tho accraw account,or vorHyinp
<br /> lhe Ear.rpw It�rns, unba� Lender pay�Borrow�r int�nat on th� �unds �nd �ppRcabM Mw p�mMs l�nd�r to rru�k� suah n
<br /> ahwpe. HawovAr,•LoncNr may raquk� Bor►owK to pay � onFlim� chuQ�1ar �n ind�pmtl�r►t rMl �stat� wc npoRinp aorv�e
<br /> usW by Undsr in connectbn whh tha fan, unkss �ppMCabp Iaw pr�vkles othsrwis�. UnMss �n �yrs��t It m�tf+ or
<br /> '.� Applic�bir �w roquires htonat to b� Wid, LmO�r�hall not b�nquind to p�y 9orroww�ny int�nst or Mmhps on th�Funds.
<br /> Bortow�r �nd Londrr nry �dne h wrkh�, howwr►, that Mtxeat shaM W p�ld on th�Funds. L�nd�r shalf plw to Barow�r,
<br /> wAhoul charp�, rn annu�l aCCOUnihq ol th�Funds, ahowinp cnd'RS �nd dobRs to th�Funds and th� purpca� (or whbh Mch
<br /> d�bk to th�Fundt w�s m�de. 1'he Funds an pMdp�a�s �ddkbml�curky tor�N sums nai�d by th�S�curky In�trum�nt.
<br /> If th�Funda Mld by L�ntNr�xcMd th��maunts p�rmkl�d to b� hNd by MppNca6lr i�w, L�nd�r st►�M�ccount ta Borrow�r
<br /> tor th�ezeas Funda In iv:cadanc� wllh th�rtlquYNtt�nts Of applfCR4N Il�w. 1(th�amount of th�Funds held by Und�r at�ny
<br /> � lim� k not wMfalent to p�y th� Escrow It�mf when dw, l�ndn m�y so notMy Borrow�r In wrttlnp, �nd, h such cat� 8orrow�r
<br /> sh�N pay to L�ndsr ih�amount n�cosary to rt�ke up th�d�fbNncy. Bonow�r thaM mek�up th�dMic{incy in no mon th�n
<br /> tweNe monthy p�ymaita,at Lend�r's soM dbcrotbn.
<br /> _ �i��n ¢.y,�,.,�t r, ��N nr sr ���m,e ucur�d 6y thls Securiry tnstrumnt,Lsnd�r ahaM aromotN nfund to Bonow�r any Funds
<br /> hold by Le��der. If,under parsgreph 21,L�ndK sh�N acquYe or s�th� Prop�rty, L�nd�r, prbr to th��cqui�kbn or aM o}iM
<br /> � Property, aliall eppN any Funds hsld by L�nd�r �t th� tkrM of�cquiakbn or aaM as A cnclk apofnat th�sum� s�cund by lhls
<br /> Securlly Inttrument.
<br /> �� 3. AppficAtlon of Paymenu. Unk►ss applicabM kw prov�a+s o�na�wiss, ■w payrrNn�s roce�ved hy �.nddr ��a.r
<br /> paragrapht 1 �nd 2 sh�N b��pplild: kst, to �ny pnp�ymmt ch�rp�a dua under th�Noto;s�cond,ta unounta p�yable und�r
<br /> paragraph 2;thYd,to htontt dw;fouAh,to princbAl dw; �nd Mst,to ony yt�ohl�rQes du�und�r tM Not�.
<br /> 4, CI1��Q0�, LIE11e. 8arow�r thllN p�y sll tuat, aseltsm�nti, �hArps�, fina �nd Mnposklon6 fttlrkwt�bw to tha
<br /> ::� � Prop�rty wh�h m�y�thln prlorky owr thks S�curXy In�trummt, �nd IN�shokl p�yment�or pround rmta,M any, Barow«�shaN
<br /> p�y tt»s� oblipptbn+l fn tM m�nnK provid�d In•ppnpnph 2, or N rlot pakl 1n thRt mmn�r, Borto+vK shaA p�y th�m on thw
<br /> dY�oty to tl►� person o�wd pnymmt. Bortower shaM pn>mptFy fumhh to Lend�r aM notica of unounts to b�piki undK thk
<br /> puaqn�ph. If Borrow�r m�k�s tfia� p�ymmts dincly, Borrower ah�N prompty fumkh to LMdK nC�t� svid�nchp th�
<br /> �ymants.
<br /> (eorcow�r shaM prompty disch��uiy wn whfch has prbrfty owr thie S�curky Inthument unles� Bortov+K: (�)p�� in
<br /> .,wxNlr�e to tM p�ym�nt of th� oblqatbn t�cund by th� IWi 1n u m�nnw�ecqptAbl� ta L�ndsr; tb)cont�sri h pood'Nth ths
<br /> ;� M�ii by, a d�Nnds a�hst enforarrnnt of th� Nm h, ip�l prx�edln9a whbh in ths Lsndsr'a ophion or►anb to prw�nt tM .
<br /> �nlorcrn�+t of tho thn;or(o)s�aures kom the hoM�r of th� lien an�proement e�tfst�ctory to Und�r subordin�tinp ttw Ibn to
<br />,.;t{� thls Saurity Inaaument.11 I.�nde►d�termines lhet�ny part of fh�PropKty k rubJect to� IMn whbh rrwy att�ln pNorlty m�►Mk
<br /> S�curRy InttnxrNnt,LentMr In�y giw Borro�w�r�notfc�Id�niMyfnd tM M�n.BortowK shlN sallaiy the Wn or t1Jc�on�Dr mnn of
<br /> r�,��� tM�ctlons wt lorth�bov�wfttdn 10 d�Y� of th�plvinp nf notbe.
<br /> ►1',•� •. 5. �'I�Z�d or Property Inaur�nce.BWTOwYr ah�M kMp th� fmprov�ntKtb now bckllnfl or hKMMr�nchd on tM
<br /> �}. Prop�rly insur�d egMHst bss by Rr, h�zwrds includ�d wUhM tM t�rm "�xtM�d�d cownp�" �nd ony othsr h�rds, Yttkidlnp
<br /> �',� . fbods or Ilpc�dirip,for which UndK nquirw Insurmc�. 'ihk in:unr!cs sh�N W malnaYNd in tM �mountt and far th�pMbda
<br /> �� tlMt LNIdK�pqu�AS. Th� YIW/NIC� C�rtiK pfovldt�Q Ih� YtturanC�shaN b�Choi�n by 9artow�r subj�Ct t0 L�nd�i �ppf�YN
<br /> . whkfi ahaN nof b� unn�son�by wkhMld. H Borrow�r hNs to matntafn covrap� dacrb�d �bow, Undrr ir►�y, at Lend�s
<br /> qp'lion,o6t�h co+rKp�to prot�ct I.�ndu's �Iphts h th�ProMrty In accordu�c�wkh pArp►nph 7.
<br /> , �lY hsurancA polieMt and nnwv�M sh�l b��cceQtabil to UnWr �nd tM4 incluW a stantlud mortp�p� ctwa. Lancbr
<br /> �:r sh�M I�Av�ths R�y�iS!o hoW th� poNcMt�nd��wak. tf UndK requfns�BOrtow�r ah�l prompty qA�to L�ndK�A ncNpN ot • '
<br /> pakl 9rim4�fn9 mn:f rdt�w�l nolica, In th�ovent of bts, BorrowK ih�M pNe prompt notlC�to tM insurmcs wrMr end I.�ndK. ;
<br /> • L�ncS�may�I�co vrtiol of bsa k not m�d�prompty by 8orrow�r. '• ,
<br /> �Ual�t Lrhider�ind Borrower oth�rwls�prw frt wrkhy, inaunnc�proasds ehaM M �ppY�d to nstontbn or r�pak of tlw
<br /> �� •'Propert� d�may6d, N th�rator�tlon or nprir ts�cortortwca�brtbw and Und�a s�curity k not kswnod. If lhe rhtontbn or
<br /> '� u.upr.ir'�not VeonomfCaNy to�EbN or Und�s si�,trrt�r wro,w.�:bE�Irs6anW,ths Insunnc�pras�ds shaM 1»�pplMd ro th� sums
<br /> �( �gPCUr�! by eh1��:58curky lostrummt, whMtNa r.r�nat tRe+� R!uo, with artr �aess pafd to BoROwsr_ ff Barcow�r �b�ndons tl►�
<br /> 'l� F1il�irty, ot s:�m•s :at �ns+w�r wkhh 30 d�ys�h mo'.�q O��i���nd�r th+1"ttl.yn msuruic�arri�r h�i oAlr�nci't: s�ttl��cykn, lMn
<br /> ' �
<br /> ! �.pttd�r r►1�y y�llcr,l 7h� insuranc� proeMt3s. �Lar.�• ns� �::s�o 41u� prp��ds to ropair or restoro tFN•P��a,,�rty ur to pay sumt
<br /> �r1 � sm�tirud Iby�0hf.5 SeCUrity Inshum�nt,whelh�r or n4t then �Ln. '�D 30�driy��oertad wiN bsp4r when th�notk�b piwn.
<br /> Urbl� E�r:dM �nd Borrowtir otMrwise iqrw Ye +irr)t+rrp, any �pplication ol procae� to principal shaN n�t �d�nd or
<br /> ,�O�slpa^.a :h+l.�W dat� of th� monthly p�ymMtf�YMmsd;c,a ta �pqrapnipho t �nd 2 ar r;�ya�th��rt�ount of th�pakrrwita. If
<br /> . u+i,t�f Wr+4�0y�:�..21 iM Prop�rty a �C4�Ir�d by l.�d�r. 8on�w�'s ripht to anY insurney policMs �rrd�roewAs rNCUNirta kom
<br /> � cUrtwq!� ta (d��a�'rppyrty prior to th� �cq�+c+tio� ��ak pass to Lsnder Co l�b eKtent af th� sums Isg I�ii 5e�writy� Inslnx�nt
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<br /> � �. Oo�+�pancy, Pre�aa�v�tion. Maint�mwre�e Mrod Pro�4ec�uan ad' Ct�e IProperty� �orra�r''� ILoan
<br /> ,R�y�Dl�ti011; LQwl��i. I�ertow�r shaN aeupy, ostahlisJl, md use th�Prory�rry�5 I�onower'a princip�l res(drnce wkhh
<br /> s��a.y d�ys �h�r iM �oacul5un 01 this S�curky Msttumen4�td sh�M continu� to oaeupy th� Prop�ty as 8onow�t princip�l
<br /> nskf�nc� for �t le�at oM y�er ahsr tM daM o!xCUpanCy,unM�s Lender oth�rwfs��grs�s in writln0+ whbh conNnt sh�N not
<br /> W unrwsonaby wRhhNd,or unksa exhnu�th�cYCUmalanc��ckt whfch�n b�yo�d Borroww's control. Bortowsr sh�N not
<br /> cMstroy, d�m�pe or Imp�ir th� Pro�rty,�Now th�PropKty to dobrfonN, a commk wasb on tM Property. Bortower sh�N b� In
<br /> d�huk M�ny forNifun sctbn or proc«dhp, whNh�r CNp or CrMh1�l, k Dpu�that In Lanr1K's pood hRh Judprtwnt Could rKUk
<br /> fn forNAun of th�Prop�ty w oth�wi�matKiaNy hy�alr tM I�n crMUd Dy thk S�cu�rity Inytrum�nt or L�ndK'� s�curily ht�tt.
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