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<br /> . ,,;•��. .�. (a)Tha Indox ��
<br /> Beginnin� with tho first Ch��� D,��p, my uc�t►�t�bla intccost cate v�1Q bo b�sc:d on nn _
<br /> -� (ndex. The Ir�dex" is tho vr►�ekly nvemgo yield on Unit�ci S�ates Trcrassury s�cuPita:s �'t
<br /> �-��•. � �+'t;:r;� ��• adjusted ta A con9taat maturiry of 1 y��r. � m�clo availablv by tho Ned�ral iteservo 8oard. �
<br /> '��'�' ����`�+�i',�':�° Thc mast cecen.t tndox figuro availnblo as af the dt�ta AS days beforc�e�ch Change Dnto is _
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<br /> . cullcd tho ^utrent Index. �
<br /> '�b-� ��:����' � (f tho Indax is no tongor availnble� tho N�te Holdee will choaso �► uew �a�dex that is _
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<br /> ._��;._-�.,,`„;;;� bt�cd upon cump�bto Information, "�'he Noto Holder will�iws me notice of th��oh�ce. _
<br /> `�,� ,,,^ tC)CWculAtion af Chunges _-
<br /> Bfl�ra e�aah Chango Dnte, the Nate Holder wtll catculAts my na�v inteei�n�ge paint(s)
<br /> `�r,"�;�:'�`=:?' addi �A 71t�D �S•Q�1►R•.clCit9 p -
<br /> ; , � 1�ygp 9�) to tl�a Current Inde�. The Not�Holder wllt then raund the result �_
<br /> - ;���:=�; aF this s�dditlott to the ae�resq ane-el�hthrou ded umannt�wlll bstm8�new nteres�rata u il
<br /> .�,=.;��-_� limlts �tated in Section d(D)belaw,
<br /> = tho naxt ChangB Date, -
<br /> - r n' The I��to Holdar will thc�i d�zarmino the amount af the monthly p�ymenc that would b�
<br /> safElcient.to repay tha uapaid priaaoi�� that I am o�cpectod to ew� a°m a t s�,9 Y� ros�ul of
<br /> �'�' " on the Mahrrity Date at my nflw interest rate In eubstanti�liy q p Y
<br /> � ����� this calaulaelon wiU�bt�ihe iiew amount of mp monthly paym�nt.
<br /> � � �,�r� � (D)i�icnita an it�tQt�est tt'ento �tna�c; -
<br /> Thp int�rest rate 1 am raquircd to pay at the fi��t Chuage I�ata wlli n�t be gr�ac�r
<br /> � -- . t�ian e.6ZS N 9b or lssa t9►on �'��e�sed on au�� ai�l�C��ge Dat�by
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<br /> aa��uscAbia mwroai �a� ��t���� � 3��...°�� ---- - "percont�g���nt(�� _
<br /> moro than �'NA
<br />- ��. �o) from tho ra3e of interest 1 have been p�yir.� fnr tho
<br /> preceding 12 montt�s. My interast rate will never ba greater thaa7.z.6ag �,
<br /> �_;�,: whloh is c�llcd tue "Maximum R�to."
<br /> -_ „ (Ey Eftecttve Date ot C6a�y�a
<br /> �� My naw lnrorest rata will become eff�va on euch Chango D�e�. I wiU puy thd a�nc�tont�� _
<br /> of my new manthly puym�ns beginning on t1��t'lcst monthly pAym�+!�t dato aftor tho Ch�n�a�
<br /> �, Qato unt3l tho amaunt of my m�anthly payment ohanges a�ain.
<br /> _ (��9�lottcs of Ct�s�ee
<br /> 'epa Note Hold�r wlll deltver or mail t�a mo a nottoo af any changea In my ad�uatablo
<br /> ' lntcrest rate and the amau�it ag my ruonthly payment before tho e�ffective dato of any
<br /> �'u� change. Tho notico wlil lnclude infarmatian rcquircd by law w be�ivon me ancl alau tha
<br /> " � tltlo and t�lephono numbor of Q�et�o�� who will answer nny que4tlan 1 m�y hAVO regaeding
<br />-� the natice.
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