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��i�02'73�
<br />Loan rro: 6olss3oz Daca ID: s23
<br />3. Funds for Escrow Items. Bonower shall pay to Lender on the day Periodic Payments aze due
<br />under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts
<br />due for: (a) taxes and assessments and other Items which can attatn priority over this Secu�ity
<br />Instrument as a lien or encumbrance on the Properry; (b) leasehold payments or ground rents on the
<br />Property, if any; (c) premiums for any and all insurance required by I.ender under Section 5; and
<br />(d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the
<br />payment of Mortgage Insurance premiums in accordance wtth the provisions of Section 10. These items
<br />aze called "Escrow Items." At origInation or at any time during the term of the I.oan, Lender may
<br />require that Community Associadon Dues, Fees, and Assessments, if any, be escrowed by Borrower, and
<br />such dues, fees and assessments shall be an Fscrow Item. Bonower shall prompdy furnish to L.ender
<br />all notices of amounts to be paid under this Section Borrower shall pay I.ender the Funds for Fscrow
<br />Items unless I.ender waives Borrower's obligadon to pay the FY�nds for any or all Fscrow Items.
<br />i.ender may waive Bonower's obligation to pay to Lender F�nds for any or all Fscrow Items at any
<br />time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly,
<br />when and where payable, the amounts due for any Fscrow Items for which payment of Funds has been
<br />waived by Lender and, if Lender requir�, shall furnish to Lender receipts evidencing such payment
<br />wIthin such time period as Lender may require. Bonower's obligation to make such payments and to
<br />provide reoeipts shall for all purposes be deemefl to be a covenant and agreement contatned in this
<br />Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Bonower is
<br />obligated to pay Fscrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due
<br />for an Fscrow Item, I.ender may exercise its dghts under Section 9 and pay such amount and Bonower
<br />shall then be obligated under Section 9 to re�ay to I.ender any such amount Lender may revoke the
<br />waiver as to any or all Fscrow Items at any vme by a notice given in accordance wIth Section 15 and,
<br />upon such revocauon, Borrower shall pay to Lender all Funds, and in such amounts, that aze then
<br />requued under this Section 3.
<br />I.ender may, at any time, collec[ and hold Funds in an amount (a) sufficient to permit Lender
<br />to apply the Funds at the time specified under RESPA, and (b) not to exceed the maltimum amount
<br />a lender can require under RFSPA. Lender shall estimate the amount of Funds due on the basis of
<br />current data and reasonable estimates of eapenditures of future Fscrow Items or othecwise in
<br />accordance avith Applicable Law.
<br />The Funds shall be held in an insdtution whose deposits are insured by a federal agency,
<br />instrumentality, or entity (including Lender, if Lender is an insdtuuon whose depositc aze so insured)
<br />or in any Federal Home Loan Bank. L.ender shall apply the Funds to pay the Eccrow Items no later
<br />than the time specified under RFSPA. L.ender shall not charge Borrower for holding and applying the
<br />Funds, annually analyzing the escrow account, or verifying the Fscrow Items, unless Lender pays
<br />Borrower interest on the Funds and Applirable Law permits Lender to make such a chazge. Unl�s
<br />an agreement is made in writing or Apphcable Law requires interest to be paid on the Funds, Lender
<br />shall not be rec�uired to pay Borrower any inter�t or earnings on the Funds. Borrower and Lender
<br />can agree in wnUng, however, that interest shall be paid on the Funds. Lender shall give to Borrower,
<br />without charge, an annual accounting of the Funds as required by RFSPA
<br />If there is a surplus of Funds held in escrow, as de�ned under RESPA, I.ender shall account to
<br />Borrower for the eacess funds in accordance with RESPA If there is a shortage of Funds held in
<br />escrow, as defined under RFSPA, Lender shall notify Borrower as required by RFSPA, and Borrower
<br />shall pay to I.ender the amount necessary to make up the shortage in accordance with RESPA, bnt in
<br />no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under
<br />RFSPA, Lender shall notify Bonower as required by RESPA, and Borrower shall pay to L.ender the
<br />amount necessary to make up the deficiency in accordance with RFSPA, but in no more than 12
<br />monthly payments.
<br />Upon payment in full of all sums secured by this Security Insuument, Lender shall promptly
<br />refund to Borrower any Funds held by Lender.
<br />4. Charge.s; Liens. Borrower shall pay all taxes, assessments, charges, 5nes, and impositions
<br />attributable to the Property which can attain priority over this Securiry Insuument, leasehold payments
<br />ar ground rents on the Properry, if any, and Community Association Dues, Fee.s, and Assessments, if
<br />any. To the eatent that these items are Escrow Items, Borrower shall pay them in the manner provided
<br />in Section 3.
<br />Borrower shall promptly discharge any lien wltich has priority overrthis SecurIty Instrument unless
<br />Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner
<br />acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien
<br />in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's
<br />opinion operate to �revent the enforcement of the lien while those proceedings are pending, but only
<br />until such proceedtngs are concluded; or (c) secures from the holder of the lien an agreement
<br />satisfactory to I.ender subordinating the lien to this Secvrity Instrument If L.ender determines that any
<br />part of the Properry is subject to a lien which can attain priorlty over this Security Instrument, I.ender
<br />may give Borrower a notice identitying the lien. Within 10 days of the date on which that notice is
<br />given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this
<br />Section 4.
<br />L.ender may require Bonower to pay a one-time charge for a real estate tax verificauon and/or
<br />reporting service used by I.ender in connection with this Loan.
<br />NEBRASKA VA DEED OF TRUST Fo� � uoy (Page 4 0/ 11 Pages)
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