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201202� �C) "Lender" is 6�ELLS FARGO BANR, N.A. Lender is a National Association organized and e�sting under the laws of T� IIATITED STATES OF AMERICA Lender's address is 101 NORTS PBILLIPS AVENUE SIOIIX FALLS, SD 57104 Lender is the bene�ciary under this Security Instrument. �D) "Trustee" is WELLS FARGO FINANCIAL NATL BNR (E) "Note" mea.ns the promissory note signed by Bonower and dated �1tIL 6, 2012 . The Note states that Bonower owes Lender ONE SIINDRED TWENTY-SIX THOIISAND FOIIR HUNDRED AND NO/100 Dollars (LT. S. $**** 12 6, 4 0 0. 0 0) plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than1�P,Y 1, 2042 , (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly." (G► "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. 1H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider � Second Home Rider � Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider � Other(s) [specify] p) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Associetion Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Bonower or the Properiy by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Trnnsfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or ma.gnetic tage so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire tiansfers, and automated clearinghouse transfers. 1L) "Escrow Items" means those items that are described in Section 3. 1M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. NEBRASKA-Single Family-Fanrila MeelFreddie Mac UNIFORM INSTRUMENT Form 3028 1l01 VMP � VMP8INE) (1706).00 Wolters Kluwar Fnancial Servicea Paga 2 of 17