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�� � �.'� � 2'7 2 4 <br />5ecurity Instnunent, whether or not then due. "Opposing Party" mea�ns the third pariy t.Y►at owes Borrower <br />Miscellaneous Proceeds or the pariy against whom Borrower has a right of action in regard to Miscellaneous <br />Praceeds. <br />Borrower shall be in default if any action or proceeding, whethar civil or criminal, is begun that, in Lender's <br />judg�nt, could result in forfaitura of the Properiy or other matarial impairment of Lender' s interest in the <br />Property or rights under this Se�urity Instrument. Borrower can cure such a default and, if acceleration has <br />accurred, reinstate as provided in Section 19, by causing the action or proceeding to be disrnissed with a <br />ruling that, in Lender' s judgment, pr�ludes forfaiture of the Property or other material impairment of <br />L,ender's interest in the Properiy or rights under this Security Instrwnent. The proceeds of any award or <br />claim for damages that are atkributable to the impairment of Lender's interast in the Property are hereby <br />assigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in <br />the order provided for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Emeasion of the time for payment or <br />modification of amortization of the sums s�ured by this Security Instrument granted by Lender to Borrower <br />or any Successor in Interest of Borrower shall not operate to release the liability of Horrower or any <br />Successors in Interest of Borrower. Lender shall not be required to commence proc�edings against any <br />Successor in Interest of Borrower or to refuse to extend time for payment or othervvise modify amortization <br />of the sums secured by this Security Instrument by reason of any demand made by the original Boaower or <br />any Successors in Interest of Horrower. Any forb�rance by Lender in exercising any right or remedy <br />including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in <br />Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the <br />exercise of any right or remedy. <br />13. Joirrt and Several LJability; Casigners; Successors and Assigns Bound. Borrower covenants and <br />agrees that Borrower's obligations and liability sha11 be joint and several. However, any Borrower who <br />co-signs this Sacurity Instrument but does not exe�ute tha Note (a "co-signer"): (a) is co-signing tlus <br />Security Instrument only to mortgage, grant and convey the casigner' s interest in the Property under the <br />terms of this Security Instrument; (b) is not personally obligated to pay the sums s�ured by this Security <br />Instrument; and (c) agr�s that Lender �d any other Borrower c�n agree to extend, modify, forbeaz or make <br />any accommodarions with regard to the terms of tlus S�urity Instrument or the Note without the co-signer' s <br />consent. <br />Subject to the provisions of Section 18, any Successor in Interest of Boaower who assumes Horrower's <br />obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of <br />Borrower's rights and benefits under this Sec�uity Instnunent. Bonower sha11 not be releasefl from <br />Borrower' s obligations and liability under tlus Security Instrument unless Lender agrees to such release in <br />writing. The covenants and agr�ments of this Security Instrument shall bind (except as provided in Section <br />20) and benefit the successors and assigns of Lender. <br />14. Loan Charg�. Lender may charge Borrower fees for sarvicas performed in connection with Borrower's <br />default, for the purpose of protecting Lender' s interest in tha Proparty and rights under ttris Security <br />Inshvment, including, but not limited to, attomeys' fees, proparty inspe�Uon and valuation fees. In regard to <br />any other f�, the absence of express authority in this Se�urity Inatrument to charge a spe�ific fee to <br />Honower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees <br />that are expressly prohibited by this Security Instrument or by Applicebla Law. <br />ypppZq4yqp D VBANE <br />NEBRASKA-Single FemOy-Fannie M�/Freddie Mac UNIFORM INSTRUMENT WtTH MERS Form 3038 1l01 <br />VMP (q1 VMPBA�NE) (1106) <br />Woke►s Kluw� Flnandal Servfces Page 11 of 17 <br />