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UNTII.BO1tROWER S iNIT1AL F11(ED II�7'F.itEbT <br /> :�,��. . <br /> W P E R F S T 1 U'i'E U N D B R TNE TERMS SI'ATPA II�i SECTION A ABOYE� OR AFTER BqRROWEA <br />�'*�':%. gJ�C�ES '�iE C�NVERSION OPT10N U N D E R 7'1 i E C O N D i T I O N S S T A T E D II d S F•C I'ION B <br /> , ;� � `' ADpyF,i1rJJFpItM C O Y E N A N T 1 7 O F T I� S E C l 1 R Z fY QVSTRl1MF.N'i'SIIAI.L BE IIV EE'i�E(.'T AS <br />`.:�"1�'�". interat GI �orrawa'.If�11 or�oy p�rt of tbo I'rope+ty a�ny <br />��•�:;r.. �:• FOI.1LOTn der�t t6e P1'N�h or�BaK/kW <br />�-`'r` .,.a or if�ba�eficW iaiosou ia Bor��is�oid or tr�ferrod�nd Banonver i�not � <br />-rY:::,:��"_.� isfe[wt u it a roid or ts�t�errea( writMn oonMnt�Lerler aasy�at ib optiaa�ro9uan immedirte p►Yment w <br />-'°:,��� ;�.- �Mwnlpe�sa)���0���� Howavw. ti�aMioa�6�11�ot be exorcised by Leades if <br /> A'r:'�i��� ' ` Nll of dl w�r�ecw�ed lY �W ��h' �0�• <br /> � � � � e�urcbe i�pco6ibited b�r(da�law�of the d�te ot tAl�Securlty IaKrua�eat. <br /> �' �:�b�".'_", Iw�1er�6d1=iw Homo+w�n�tioe of�ccekc�tiou.'rhe notiee chwll pcovide a <br />- 'k':!,�.� If I.Mdu�eabo�11ia aptw�� <br /> x�',���_. . period of oa ias cL�n 30 d��fram Ibe date�be oo�ioe is ddiverecf or���,���e�a�py� <br /> .- wr�ecund bY tLir SKa+�ty �NmO°t. If Borrowat failt to WY <br />-�`„��- pe�iod�LeoRlat mcy ii►vd�s �ey nabdia permitted by thit Security InctNmcnt without furtba nouce or drau�ad <br />_���;"�'+� as Horra�"�t• <br /> - - Z. W�N BOItROVYER'S QVlT1AL FIXED D�I'EREST RATE CHANGES TO AN ADJV�ABLE <br />.�r.� 1NTEREST RATE UNDEB'['�TERMS STATED II�1 Sf�CT10N A ABOVE, AND UNTIL BORROWLR <br />-�_a :�� EXBRCLSF-S THE CON`!ERSION OPT�ca�Ri'i'v I�NSCT�R�NT DESCRIBED�SEC'fi�0i�'7 Cl <br /> �-:�u:a'..,� ABOV�,Urlrviti►i iALzii:+�:. .?...� ........____- _ <br />--- -_;_.,.;���,. : A�pVL S�L�I.i.CE��T���E� ��Fp p READ AS F'OLi.OW :S t�:u�'de�ni ;: <br /> _..�;:�r,;..w;:,��<:,; j OFT�SECURiZ'1 or a Ba�CicW Wterat ia BoR�ower.If�11 or aoy pwit of the Pcopaty or�wp <br /> Tnrfir a[f�e A�et7 <br />__�._ _-- � iwrwt ia it i�wW a tnesfe�red(or if�beoefici:l intore�t in Aorcow�is�old or tnos�mroedi�ta P�yment in <br /> _��:_,;;ffi� •�MUrslpa��oa)wi1i�I.ader'�prior writta 000�eot�I.osder m�7.at tta optioa�ro9 <br /> fuU of�Il w�ms �e+�d b����of the dke of thic SecuntY�iln�trum�e°t�.�I.atider alaxsbRli notbe�x�c�t�►sf <br /> e�,ercbe is ptohibi by <br /> qitioa if:(s)Borrowa�au�a to be�uMioitted w i.a�doc iafacmadon roquired b��y detennines th�t Lan�er'm <br /> ---�--� aaod�eree��f s�w lo� wero beio=m�de to the tr�fdreec�d(b)i�eo�br <br /> �`� �ec�uity will�ot b im�plc�ed by tbe lan wumptiao�sd that tbe ri�of a breich of�ny cov�o�nt or ajroeabnt in <br /> t�ia Searity L�t�umed i� acoep�obb�L�°d0t' a reuooible fee ar t coaditiao W L�eoder'� <br /> To t6e extaat pedt�ed bY�Pplic�abb law. L�eoder ma9 c6arie <br /> oo�t b tre{o�n��. L�ooder d�o ory requi�e We tcsasferee W��od�0°m�d�m t6e Noee <br /> b L,�ndec w�d tL�t oblitata tbe tr�otferee to keep�(1 the promi <br /> ' _— ��d�is Seca�ritY 1Yt�umc+nt. Borrowet will caotitiue to be obli�ated nnde� the Nate aod Wit Secutity <br /> Inrt�ua�eat uofeM i�o�du r�elaea Ba�'o�'►'e�in writin=: <br /> b in ia�medike P�7�t in full. L�eoder ch�l�ive Bon�ower notice of <br />- If Leodw.asa�cisa tbe aption �•ad of oot lee�this 30 d�ys from the due t6e notioe is delivecad or <br /> �tio�.Zlre sotia vwll Pra�'ide��eum��ecwed by thi�SecuntY In�ument.If Borrow�a fWs to paY <br /> -- -- the�ra wwr prior�o d�e°�P�►+�10°� tted by thia Secarity <br /> of Wia paiod� I.eodor muy invoka�ay cemed�es petmi <br />- - IbMr,ym�ot witbout fis�tlec notice oc deo��d on Bon+ower. <br /> ..� HY SIti1JIN0 B6LOW. 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