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<br /> ,S. H�rd nr Plrope�iy In�ur�nee. Ebrrower shall keep the impmvements rx�w axfui�sg ur herc fter�Pec��i�fZff��IK
<br /> Property inwrad��in�i lou by flre,hazaMi includod withln tho «rm"oxtcndod cc�vor�gc' N�xl�uiy nther harard`, incluJfn�
<br /> 11oc�or tloodins, for whlch l.endsr require� iniurmce. Thl� in�uraiwe�h�ll he m�lnt�lned in tha�mounu and tor the periods
<br /> thu l.ander requlrw. 'The lnruru�cC cauriar providin�the iruuruicC sh�ll be cho�en by F3orrower subJxt to l.ender's�mvAl
<br /> whish �h�ll not Ik unreaconably withheld. (f Borrower fxlle to maint�in covcr�ge deicribecl ebove, Ixnder may, at I.ender'A
<br /> opUon,obt�ln caveraga ro protcet I..ender's rtghta in the Prop�rty In �ecordAnce with p�rxg�aph 7.
<br /> All inaur�nce policics Ar►d renew�ls a��i!1;Ix acaptable to I..eader and ahall include a standud mortgage clauae, l.xnder
<br /> ah�ll have the dght to h�ld the policies un�f cer.nswaJ:s.lt Lender requirca,Borrower ah�li prony�tly give ta l.ender all reccipts of
<br /> paid premium:end reaewd notice�. In ttee eren,c cr�toas, 13arrower sh�ll give prompt nodce to the ineurAnce c�rriar und Lender.
<br /> I.,a�der may m�lce proof of loss if not�pnam�ptlX by Borcowor.
<br /> [7nl�s Lender and Bormwer otherw�u agroc in writing, in�urance proc�eds st►n!Z be�rLEed eo restoration or repair of�he
<br /> propetty dartu�ged. i6 th�e rcstoruia�Qr�c�pzir es oconomically feiaible arui Lender°s socuritg is�not�sss�nod. If the restoraa�o�r or
<br /> rep�ir is not econaenics�ly feu�ble or L,�nskr's sxuriry would be lea�enod, tde�nwr�rce pr0000ds sh�ll be+�pplied to the stuas
<br /> securcd hy this 5ecurity leutruen�nt. w�eher or not then due,w�th aay excas paid to 8acxower. If Barrower�bandons ree .
<br /> prnperty.or does not�wer vrii�hhun 3U�!aYs a noticc from lxnder th�t the insuruKx curier has offercd to settle a claim, then
<br /> I,ender m�y colbct tlie inwru�oe proceeds. I.endcr may uac �Ae pr000eds to rep�ir or ratore tl�e Property or to p�y sums
<br /> securcd by this Sa:urit�r[astrument.wb�tmu or not tbai due.The 30-day paiod wil!begin when the uotioe is given.
<br /> Ualps I,euder and Borrower utherwise �[a iu wridn8,anY appiicuion of procoeds to principal shaU not extcnd or
<br /> �ostpor� the duc date of 9he m�nxhly psry�aants r�ferrcd to in puagrapha 1 and 2 or change the amount ot tt�e payments. 1f
<br /> uader pusgraph 21 the I'rop�rty is acqurrod by Lender, Bortower't right to any insurance policia and prnceects nsulting from
<br /> duruige to We Pmperty pdor to the acquisition shul pus to l,ander to the extent of the sums socurai by thls Securiry Instrument
<br /> � immodiuely prior to the�cquiaition.
<br />- i.Oaer�saey,P�+eserrstloa, Mrtata�ar�ce�ad Pr+ota!!on o('We ProPat7;DoRnwdr'e Laan Appllc�tbn;Lea�el�old�.
<br /> Borrower shtll occupy,atablish,and use the Property u Borrower's princip�l raidence within aax�•days after the exceutioa of
<br /> thia Sxurity Inatruma►t u�d shall vontim�e ta occupy�ha Property as Borrower's principal[esic�rn�e for at least one yeu aftec
<br /> the date of occupaocy. uniesa 1.sader otr�rr.wise agrces in writins, which oonaent el�all not be iar^scasoaai�'ty witnheld.or��ias
<br /> i extanuuing circumftmces exist which •��� beyond Borrowec'a���:rvl. Borrownr sh�ll not.�lesnay, dxra�gC or impFti,r. '�ht
<br /> � proptrty, �llow tbe Property to detedorate, or cun;;r„�it �►vatce on t'!�e Property. �orrowar aha�iU be in defr��sln 3d��ny fotf�im�e
<br /> action or proc�eeding, whether civil or criminal, is��g�cr�ih�t in[.endet's good f�ith judgmatt cnu7d rvyiadr, an Fotfeitw�e of the _.
<br /> Property or othetwix m�terially im�pair the lien crr,a�c.:; t�y this Sxurity Instrumeat or Leadct's;tcusi[y ii�3e�r,est.8orrower m�y
<br /> ��+ cure such a default md ninstue.aa pro�rnded in puagi�ph 18. by causing the action or procu,d'umg to be dismiss�d with a iulin�
<br /> that, in I.ender'a good futh determinatavn, precludei fodeiture of tl�e 8orrower's intercst j�� �h$�Propecty or other roaterial
<br /> impairment af the lien crented by this �ocuriry Instrumeat or l.ender's socuricy interest. &►rrti�ower shail alao be in de[aWt if
<br /> �, �orrower.during the Iou►spplicuion process.8ave mueri�lly f�ls�or inaccunUe inforaution mt siatw�wts to I.ender(ur frilal
<br /> • �co provide l�ender with uty material inform�tion)in conc�eccbn with the lwn evidencxd by ihe.�Nate.including.but not limited .
<br /> to,.S�pnacutations conceming Borrower's occupancy of the Pcnperty xa a prineipal residena:;ll this Securlry t*��!�^t ts on a
<br /> • �ezseh���y���:. ?:�c�-rower sh�ll wmply wi��:, .a1t che pmviaions of►h� r,:�ase. If Borrowar �cquiraa 'fet title to the Property, �ih�
<br /> les�sehatd.au�,�e fa titk shall not mer��.s��lae Leudet agrees to ttx merger in writing. .
<br /> 7.Prota�ioa o[X.en�r'�R1RhM do�tlie th»pe7ty.,�f Bozrower f�il�ta perform the ooveaaots aad a$ux5+�eats contwxcl:iu
<br /> thia Security Instniment;vr ibere is a.1�;$a!procre�lnng t�t c�uy si�niC�canQy a3doct I.eader's rights in the��ropertY (such�s a
<br /> proceeding in b�olccuptcy, pt�, f�or cond�mnatioa or fodeiture or to eaforco la�vs or negul�dions),Wea Leader nuy do�od
<br /> ' pay for wh�taver is noa�wuy to protect tl►e v�lue of th�Propetty and Lender's rights in 46��'toperty. 1.snder's actione may
<br /> � include p�ying any sun�s stcurod by a lia► which has priority over this Securiry Instr+a�m�cnt, appcaring in oourt, payin�
<br /> - ceuocs�ble utorneya' faos nnd aitering on the Property to make rep�irs, Although i.a�der inAy take action under this pua6r+ph
<br /> : 7.I.ender does not havo zo do ao.
<br /> ' My �mounts disbur9ed by Le:�der w�der this pariga,ph� shall become additional debc of Borrower secured ►b� this
<br /> .,, Socuriry Instrument. Unless Borrowt:r�nd Lrender s�tx to otba�erms of p��tnent. thex am�unts sh�ll bea�inteast fra�icn,i�e
<br /> ' �� due of disburscment at the No1e [a�c arnd shall be payable. wiW interest, upon notia fmm Lendcr to Borrower requcsting
<br /> p�yment.
<br /> .; 8.Mortgwge Inwra�oe. If Lender nequired xnortgage insuranoe a�a condition of m�king the low xecured by thit Securiry
<br /> ' Inetcument, I3otrower shall pay the pc+emaiwns roquired to m�intain the mortg�ge insuru�ce In effect. If, for u►y reuon, the
<br /> ; mottgage insurAnca cover.�e r,oqained!i�jr Lender l�pses or ceaus to be in effect,Borrower a'hall pay the premiumc roquired to
<br /> obtun coverage subatantially equivalent to the mortgage insur�ncc prcvioualy in cffect, at a cost sub:tantially equivala�t to the
<br /> ; cost to Borrower of the mortgage insuxancc pr�evloutly in effxt. from an altcrnate muttgtge tnsunr appruved by I.endet. If
<br /> substanti�lly equtvalent mortgage inaurana covcragc is not avdlable,Borrower shsll pay to i.ender each month a sum oqwl to
<br /> ane-twelRh of the yearly moctgeige inaura�we pnmium bel►�g pdd by Bomower whcn the iiuuran�e ooverage l�psed or cxs�ed to
<br /> be in effoct. L,ender will acxcpt,uac and retein thae p�yrnents u a loss rasrve in lfeu of mongugc i�uuruxx. Lou rescrva
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