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<br /> W TH all c.he im rovcmcnts now on c�reafter emtcd on tha pmpcny,and aTl�asemcnts,appurtcnAnc;ea,and _ -
<br /> _� T(x3ETHER f P
<br /> fixturas now or heitiiRer a part of the propeny. All replacements s��d addttEons sl�atl alsa be cnvern� by this 5ec�iriry _
<br />-- Instrumant. All of the foregoing is referced�o in this Security Instrument as the"Property.'
<br /> — BORROWER COVENANTS thac Borcower is lawfully seistd of thc estate hercby conv�yect and hns thc right ta grant and _
<br /> convoy tha I'ropeny and thA[ths Propeny is unencumbered, except fur encum'nru�ces of record, Borrowe�wan�nlr and will
<br /> `.� defend generally che tide to the Proptrty egainst al1 claims ond dem�nds,subject to any encumbrances of record• _
<br /> �'� THIS SECURITY INSTRUMENT combtnes uniform covrnants for national use and aon-uniform covenants with limited
<br />-;� variations by jurlsdiction to canstiwta a uniform security instrument Govering reat property. �
<br /> UNIFQRM COVENANTS. Borrower and Lender�t���e C���°��wer shaU promptly pay whcn dv�tt!�e
<br />=""� 1. Pw�rmet�t ot Priacip�l and Interrst; PreP�J'm
<br />��= px[�cipal of and interest on the debt evidenced by che 1Vote and any prepaYtmnt and late charges due under the Note.
<br /> 2.Fy��a.T��s�ad It�uraqce. Subjxt co applicable law or to a written waiver by Lendcr, Bonower shdl pay to
<br />- Lcader oa the day monchly payrnents ar�due under�hc Note,until the Note is paid ia full,a sum('Funds")far:(a)yeuly taxes
<br /> — and assessmznts which may attain prioriry over this Securiry InstrumGat as a liea on the Property;(b)yeuly lcasehold paymenu f
<br />,..� or ground rents on the Yroperty. if any�(a)Yearly hazard or PropetcY insuru�ce pnmiums:(d)Yeuly flaxl insurance pr.:r,�iums�
<br /> :7.: if any:(e)Yeuly mortgage insurance pnmiu�, if eay;u�d(� �°uisgurance aYrebmiums These iutins�alled "Fscrow�I ms.'
<br />- ,_ the provisions of pangraph 8,ln lieu of the payment of mortgag P
<br /> I�ender may, at uiy dme. callect and hold Funds in an+uawunt aot ro excad the maximwa amoun�a leader for a federally
<br />-- related mortgage loan may raluin for Borrower's escrow accoiuit under the federal Real Fstate Senlemwt P�ocedures�ct of
<br /> 1974 as amended fmm time�o time, 12 U.S.C. Section 2601 et stq. ("RESPA"),���b�r law tdat applies to the Funds
<br /> seu a lesaer a�mount.If so, Lender may. at any tlme. collect and hald Tunds in an amount aot to excoed the lesser amnunt.
<br /> Leader may�stimate the annount of F�nds due ou the basis of curcent data and reason�ble escimates of eapa�dttuns of futun
<br />� Escrow Items or othcnvise in ecca�daaa w�th aPPlicable law.
<br /> 'I'h� F1�nds sh�ll be held in an iastim:ion whose deposits an insured by a federal agency. �AS«umenwiry, or eatiry
<br /> — ���u��r��;f t,�er is such an institution)or in Any Federal Home Loan Bank•Lend�c sha11�PPIY������f
<br /> --- Escmw Itams.Lender may not chuge Borrower for holding uid�pplying che Funds,aauuaiiy Auaiy S
<br /> verifying tt►e Escrow Itcros,unless 1�ender pays Bor�+owcr interest on the Fun ds a a d app l i c a b l e luw p ecmics L.ender to malce such
<br /> a charga Howcver.kndar�nay raiuire BorroWei to pay a one-time cliuge for u►Independait real estace�ax nP°�8�n"a
<br /> � used by i,ender in connectlon with this loan. unless aPplicable law providos othenvise. Unless w agitiema►t Is m�de or
<br /> applicable law reqnires interest to be paid,Lcader sh�ll not b�requind to pay Borrower anY interat or eunings on the Funds.
<br /> • Borrower and Leader msy agree in wrlting,however.that intescst sbaU bo paid on the Funda.L�c�der s�ll give to Bo�mx►er�
<br /> without chuge. aa�nnual acoounting of the Funds. slwwing credits and debita[o the Funds u�d tl�e putpose for which each
<br /> debit to tLe Funds was maAe.Tho Funds aze plodged a�addidowl securtty for all sums secured by this Socunty�°s�•
<br /> " If the Funds held by Lender eacad che amovnnts permittod to be held by applicable Ixw. Lender shall account ro Borrower
<br /> for the excats tunds in accordanoe wiitt th�ro4uireme°ts of applicablc law. If the amount of t6e Funds lxld by Lrncla at anY
<br /> • time is not sufficieat to pay[6e Escmw ite o�e u�thecdefic ency. Bo wer shall mak pathe deficieacy 9n nu rnore th�►
<br /> sh�l PaY to Leatier the amount necess�ry P
<br /> -- twelve monthly paymenta,at Lender's sole discretion.
<br /> Upon Pryment in full of ill sums sxured by this Securi.ry Instrumc�nt. Lender shall prompdY ��to Bomower �►y
<br /> Funds held by Leader. 1f,uader pau�agraph 21,Lender shall acquir�or sell the Propecty. I.euder.Pdor to th�acqul�ition or sale
<br /> of the PropertY.sh�ll aPPly aay Funds held by Lender at the time of acquisition or s�le as a cralit aBainst tha sum�saura�bY
<br /> this Security Instcumeat.
<br /> 3.A�{��[p��menq. Unless applicable Izw provides othecwise,all pxyments raxived by Lender under pu�Hraphs
<br /> 1 and 2 shill be sy�plie�d:first. to anY PI'�PaYmeat chazges due undor the Nou:second, to unounts payable under paragrapb 2;
<br /> thini.to interest due;fourth,to principal due;and last,to any late charges due uader the Not�tions attributable to the Propaty
<br /> 4.C6ar�e.+;L[eas.Borrower shall pay all taaa,assessmsuts,chazges. fines and impo .
<br /> which may attain priority over this Securiry Instcunxnt. and leasehold payments or ground cents. if any. Bornn�'er shall pry
<br /> � these obligations in the m�nner provided In paraBtaPh 2,or if not paid in that manner,Borrower shall pay chem on time dicectly
<br /> ' to the peraon owed payment. Bomower shall prompdy furnish to L.ender atl norces of unounts co be Paid un�r this pu�gnph.
<br /> if Borrower makes these payments directly,Borrower ahall promptly furnlsh to 4.ender receipts evidencing the paym�ats.
<br /> ---- Borrower shall promptly discharga any lien which hu prlority ovet thls 5ecurity in.gt►u�nent unless BorroW�r�(a)���l
<br /> writing to the payment of the obligation securM by the lien in a manner acceptable to Lendar;(b)contests in good faith the lien
<br /> °'� by. or defends ag�unsc enfor�emenc of the liea in, lagal proceedinSs which in the I.ender's opinion operate to prevent cha
<br />�`;� enforcement of tl�e lien;or(c)secures from th�halder of the lien an agreement satisfACtory to Lender subordtnating tbe lien to
<br /> ;;;�. this Stcurlty Insttument. [f Lender detcrmine.s t�at any part of the Property is aubject to a lien which may attain Prioritg over
<br /> _ �his Se�riry Inst:ument,Lender mxy give Borrower a notice ideatifying the lien.Borrower shall sadsfy the lien ot tate one or
<br />=``� mon of the acdons set forth above within 10 days of the giving of notice.
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