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<br /> P�Y��may no longu be roquirod�at�ha opr,bn of Lenda,if mongn�gn lnsurance coverage(in the amount end fa Ux�puiod
<br /> thae Lender re9uire�)Providod by an inaurer�pprovcd by l.endes a8ain ixcomcs avdlable and is obtained.Sorrower ehaU p�y the
<br /> premlums roqulrod to mdntair► matBqBe insur�x� in cffoct, or to pmvidc a lo� rcyu'eo,undl the requirement fa mortg+igo
<br /> insuranco ends in�ccord�nce wUh�►y writun�grx+nent betv+roc+i aartnwer ead I.imdcr or applic�bb law.
<br /> 9.IaspEetlor�. I,ender or its age.r►b ma� mokc reagonablc cnMcs upan end Inspoclions of the Propaty. Luida shall givs c
<br /> Bamwa nodca at the dma of a prior W en inapecaon apxifYinB c+est+onable causo for the inspxtion.
<br /> 10.Condemaatbs. 'il�o proct�eds of�ny eward a claim far dnmeges� diroct or consequcntial, in connectlon with any
<br /> �ndemnWon a o�a u�king o�sny pert of th�Pcoperty,a for cr�nvnyance ln Ileu of conde:mnation,are hereby assignod and
<br /> shsll ba paid to Let�der.
<br /> In tho ovent of a total taking of the Property.tlse procecds sha11 lx%nPP�fed w tt►e sums secural by thfs Security Instrumen:,
<br />� arhuhar ur not tlien due,with eny eacest peid to Bocrowet.In th�event of a paztiel tekin8 of tise Propacy in which the Cair market -_
<br /> value of the Propesty immodiauly before the taking is equal to or greaux d�an iho amounc of the sums sesured by Ihis Seciuity
<br /> Tnsm�moat immediately befon thc taking. unles.g BaROwa and Lcndcr othcrwise agroe in writing, the sums secwod by ihis
<br /> geeurlty Inst�ument shall be rtduced by the amount of the proceods muldpliod by the follawing fracdon:(a)t�e totd an+ount of
<br /> ' the sams securod immediately before the taking, divided by (b) the fflir merket value of thu Praperty imme.diatc�Y before tha
<br /> taking.My balance shaU bo paid w Borrower.In the event oF a partlel teking o�tho Praperty in whkh the fair marlcet value nf the
<br /> pmpn�ty immedLu�dY before thc talc3ng is M�s thsn the ainount of thc suma eocurod immedlately bef���lied to tho
<br /> Bamwer apd I.encieir wheiwioe agcee in wcit�g or unl-.,ss applicabla l�w oth�rwi�e pmvldes,the pmcoeds
<br /> �a socurod by th�s Security Inshcumcat whcdur or aot t6e sums ara tttan duc.
<br /> If the Propeity'is ahandonai by Bamwa,a if��fta nodce by Lender to Barnwa that the condanr►or offera co maka an
<br /> aw�rd a�eu10 a cLwn for deme8e+,Harower fails tr�res�ond w Lenda wltUln 30 daye sfux tho date the notice is �(ven.Lendrr
<br /> is w�haixed a collecc md�q,ply�he pcoceeda��t i�a opdon,eiUkr w nc�loraflon a sep�ir of tho Propaty or w tha��ecurod
<br /> by this SeGUdry L�suumtt�c,whetha or not t�en due. ih�ll rat�xler�d a'po�l�ono
<br /> Unlas L�enda�nd Borrowe�otl�erwi�o��coe ia wridns�anY q�Plicalion of procoedi to princip�l
<br /> the due dMo nf tho moethlY P�Y�►u retened q in p�raph� 1�nd 2 ar chmge�he amount ot wch p�ymaiu.
<br /> 11.Darrowtr Not RekaMdi�orban�ce dy I,entler Not�WNvtr. Exlaufon of the Wne [or p�Ymau�modlttic�dun
<br /> of�nwni:atbn of d�e wma�ec�by dtls Securiiy In�wument�►ted by I.onda t��ny wcc�or in int�aest ot Bomewa�Il
<br /> na1 o�a�ne w roia�the 1i�btlJ�t�of die eclgLs�i Bamwer or B�rrowar'e�ucceaor�fn inux�t.L�ender dull not be nqu�rad!o
<br /> ' c�mme�t��+=i��+���^'�"--���--a•,,�:�,.Mt.��e�o nuur►d dme ta rnyment or olhuwlse modity amortixation of
<br /> � die weas�ecuood bY thie SdcurkY Ineuument by crason of uiy demend made by d�c od�in�l Baaowa or Soeroare+'t suocewon
<br /> in inoeral.My fa�bamnce!►Y Laider in exerciaing my right a rcanody ahall not be t waiva of oc pceclude tha ea�aciu of�ny
<br /> - right ar remody.
<br /> 12.S�oeerors ud Aetiias Baud:Joi�t ud Several Gi�bWt�i Cti•�� The covenaats and �vv�isions of
<br /> Sxurity Inatnunent alWl bind and ba�efu the snecessocs and assiqno of L�da end Barowa. aubjoet to►hc pco �
<br /> pr�gr�ph 17. Borrower's covauuita oncl agroements slswll bo joint nnd �evarl. My BamMa who co-signs�s Secur�ty
<br /> Iastcurnait but does not exxui�e the Nots: (a)is co-signing this Sxtuity Instromeat only w mortg�Be.l�nt and convey d�at
<br /> gacrowar's in�areat in the Propeity unda the terms of tiw Securlty Xnsaumen�(b) is not pasonallY obliBa�to P�Y the wma
<br /> aec,v�od by d�i�Sacuriry Ineuumcu�md(c)a�ee.s that Lende7 and any ather Barower may agroe w actRa�d.modiFY,fabe.er a
<br /> �u�y�o�o�n�nodadona witt6 regard to the tams of this Socurity Instt+unent or�he Note without that Sorrowa's conset►�
<br /> 1�.I.o�a CWrsee. IF the iwtt xcured by thi�Sxuriry Instntment is subject to a law whkh eeta muimum ban ch�rgta.
<br /> �1 that law i�fmaliy ink7preood eo dut�he inursat a otha lan chacges cc+flecxd a w be colloctod in camoction with the loan
<br /> exceed 1be Pe7mitted Wnica�then:(�)eny such lonn charge shall be rt�dpced by the amount necxssacy to rodua the chwrge to tho
<br /> pamitte�l lirrdt;and(b}�ny auns tlready calbcted from Barowa which axceeded peaniued limit�wiU be refwded to Borrcnver.
<br /> I.du�cr�MY cUoase oo mak�e this nfund by roducing the piincipal owed unda thc Nota or by mai�ing u dir�t paymait to
<br /> Borrowra. If a refund rod�ces p�lncial,the reductlon will ba tre�i�ed�s a Pa�d�l Pr�►Yment witho�t anY P�Y���6a
<br /> under d�e Not�.
<br /> 14.Notica. Aey notica tn Bor�noaa p�+ovided fa in UiiS Securlty Instcurnmt shall be glven by delivering it a by mailirtg it
<br /> ' by fmt cLw m�il unkss�pplic�bk;Inw requirea use of anotlxr mahod.The nalcc shell be diroctcd w the Pro�xny Addcess or
<br /> % my dha addies�BaaoMa dea�nates by noace oo Le►x3a. Any notice to L,ender shall be given by tiret clas9 mW to Lender's
<br /> ; eddrese e�M�ed haein a any Wha addnese Le�nda designatea by nodce to Barowa. Any nodce providal for in this Security
<br /> In�nt ahell be damed�o have 6an giva�to Barowcr or Lcnder wlun given as provided in this parAgreph.
<br /> 15.Cmerr6iL I.aw;Sevesabilitr. 'This Security Instrurt�eat shall be govemed by fedaal law and the law of the
<br /> ' �i�on in whxh the propexty is t�tcd.In d►e event th�t any provision a clause of this Security InstNment�x tha Nooc
<br /> , conflict�with/�plicabb 4w,such cqnE]iCt shull na affact otha proviaions of this Sxurlry Instrument or the Note whieh can be
<br /> give�efEect.vithout the conflicdng provision.To this end the provisions of this Security Insaumci►t and tho Note ue declered w
<br /> be seva�bk.
<br /> Form 30�� Y/YO
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