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<br /> 'In(IfiTFIBR WITH all the impnvan�+�u now or hae�tler aated on tho property.and alt e�auancnu��ppurten�nca� �nd
<br /> Cu�quq now a hera[kr�prt of tha propercy.All repl�cemenu and�ddltbm eh�ll�lao be cc�vaod by thb 5ecuri.ty lnawmen6
<br /> All of tho fore�ain�i�rotarod lo in IhL Security 1nWument a Iho"Pt+opaty."
<br /> BOItROWBR C:OVBNANTS�hu Borrower is lawfnlly selsa�of Uro esute hex+eby conveyed�nd h�the dght to gnnt and
<br /> ca►vey the Propaty �nd that tho Propaty i� w�a�cumbered�excq�t for encumbcu�cea of rocord. Bur�owee w�rr�nte ond wiU �
<br /> detend genadl/the dtb to tha Propaty�guinu all eLima and dan�nds�sub�oct W my encumbnrn;es df rectxd.
<br /> THIS S.F�URITY IIVSTRUMBNT combltx� uniform covenanta [a nubnd uao�nd non-unlform covenents with flmited
<br /> wri�don�by jurisdicdon to con:tituta a unifaam axutlty inswment covaing real propvty.
<br /> UNIF�RM COVENANTS.Barowa and LencMx coverwnt end�groa aa folbwa:
<br /> 1.PaymeM ot Priaclp�l and Iaterati��P+�7�ent tad I.�te Char�a. Borrowa sn�u ��y Pay wtien due the
<br /> Pr�ncipal of and intaest on the debt evideace,d by tho Note u�d�nY P�PRYma�s and la4s ch�uges due nnda tha NWe. -
<br /> 2.F�ad�tor Troca ud Iewnnoe. Subjxt to qrplicable Lw or to a wrltten waiver by Lenda. Bomower shall pay w
<br /> LaKkr on the dey monthl9 PwYments ue due unda thc Note�untll 4te Note ia pid in full.a sum("Funds")for:(a)Yearly taae�
<br /> and asaesanans which may utain prlociry ovsr thLg Sxurlty Inatrument as a lien on the Pmpaty;N)Yearly feAxhold p+yment+
<br /> or ground ra►ta on the PcnQaty.if uny;(a)Yady h�zard a pc�erty inaurance praniuma;(d)Yearly flood insurance prunlwns�if
<br /> +p►Y;(�)Y�Y�8�8����P�iuma,if my:and(�onY�P�Y�bb by Barowa to Lenda, in�oordance with tha
<br /> pro��ision� of perag�h 8, in lieu of tho pay�nent of mortgege inaurenca pcemiums.Tf�e�e items are called"Esaow Itaas."
<br /> I�der mqy,at s�ny dme.colkct and hold Fund.a in an amount not to exceed the ma�imom amount a lender for a fedually relsted
<br /> moctg�e ban may roquire fa BamNU's escrow account undu�he fed�l Rcal�state Seltlement Procalnns Act of 1974 ac
<br /> amended frnm dme to time.12 U.S.C.Section 2b01 et aeq. ("R£SPA"),unles,s anotba law that�dies to�he Funds se�s�Icssa
<br /> amauni. It so.L�ender may.at any tune,coUect and koW Funds in an smwuat not w excad �e kssu anount I�dcx may
<br /> estin�fe the amoant of F�nds dua on the basis af cunr�ent data and reasonablc cstimates of eapendituree of fuwce Escrow Items a
<br /> othaR+i.ve in accordance with�pplicabb law.
<br /> Ttie Fands shall de heW ln an insdtudon wlwse depoaits are insured by a fcderal�gency.lnst�umetitaliry�or en�ty(including
<br /> I,ender.if I.er�der ia such an insdtution)or in any Fodaal Home Loan Bmk. I,eader shsll apply the Funds to pay the Exmw
<br /> IWns.L,eodet may not chtr8o Bomotver fcx fwWing end�pplying tha Funda�annually analyzing the eaa�ow�ccount,ot valfY�B
<br /> the Sxxow Items.unleas I.aider paya Bo�roaa intatist on the Fur�u�d Applic�bk hw pamits Lea�kx►o malce such a charge.
<br /> � i�tnwcvvj tmdrr may require Bocmwei to o�y a onatime chuBe fa�n indq�a�da�t ral cst�te ta�c repottjng eavicx u�ed by
<br /> � Irender in connxtbn with thls lan�nnleas�pplicabb�w provida od�awi�e.Unkee�n a�eeex,nt i� m�da ar applicabte law
<br /> { roquira imaest w ba p�id�I�eluU not bo roquirod w pay BamwGr�ny inta+ert a eamingi on the Funds. Barowa�nd
<br /> i La�dor may+�'ee in wridn�,howeva�that int�aat�ll bo p�W on the Punds.Lender�hall�ive to Bomowa�wlthout eh�e,m
<br /> � ww�l aocountin�of tho Funds��tw�►ing crodia md dd�its to�lee Fw�d�and da purpo�e fa whkh ach debic a che Fund�w�u
<br /> m�da Tha Fw�d�ace plod�od a�dditlmW eocurity for�Il auru eecurod by thi�Seau�lty In�nune��
<br /> It tha Fuad�heJd by l�enda eacoeed d�e�xu►t�pamiaed w ba held by q�pUcabb 4w.L�enda ehall�ccamt m Barowa fa
<br /> ; d�e e�caa�in aoa�cdanoe with the requirertknts oi�ppllcabb 4►w.If tha amount of the Fund�hold by Lend��at�ny dme!s
<br /> i not wfficient lo pay the E.�+ cro�v IOans when due.L,erider may so nodfy Bo�mwet in rvriting.�nd.in tuch cate Borrowa a1u11 P�Y
<br /> � Oo I.a�der the�nouoc noass�y a malce up the def'icia�cy. Bortowa ah�U mdre up tho defickncy in no mo�+e tlun twelve
<br /> � ��Y P�Y��•�t I�da'e eob diycraion.
<br /> j Upon p�yma�t in full of�ll sumt socurod by this Socuclty Insuuma�t,I.etxla slwll P�P�Y refund W Bocrnwa�ny Funds
<br /> 3 he�d by L�ender.If.w�da paa�ph 21,Lender shwll ac�luim a x1l tho Pm�eity.I.ender.Prior to tlso acyuisitbn a ssla of the
<br /> ° Pmpaty.ah�U�pply any Funds heid by I.aKkr�t the t�me of aoquiaition or e�{e as a crodit agAinst the eums exwred by this
<br /> ' Security Insuun�t
<br /> 3.Applicstba ot P�ymenb. Unkas applicabk law provides athawise.aU payments recaived by L.ender unda p�aregraphs
<br /> • 1 aad 2�l!be appiied:flrat, to�nY P�WY���Ses due onder tbe Note;seoond,to artwants payable unda peragrapb 2;
<br /> third.to n�due:fouith.to principal due;end ia�t,a�ny lato chrgea due under tho Note.
<br /> 4.4"Iwr�rs;Liev. Bamower ahali psy all taues�assessrnrn�, ch�r8es. fincs and iunpoeidons �pribntabb w th� Pro�eriy
<br /> � rvhich msy atvin priociRy ova this Secarity Inatrument,and k�ehold payma�ts a gawnd re�ts.if u�y.Barawa st�ll pty thaes
<br /> � oblig�tions in the a�ner pmvidod in pragnph 2.a if not p�id in that mmnex,Bonowa sh�ll pay dkm on tirt�e djrectly w the
<br /> ; pe�son oaed qymaiG Borro�ver shall P�P�Y fumish to I�enda all natices of a�namis w be paid unda this p�ph.If
<br /> ' Bam�va m�lces thde pa�ymenb direcdy.Baro�ra stnll P�P�Y fuml�h W Lender roceipts evidencing tha peyrna�t�.
<br /> ` ���P�P�Y�8e a►y lkn which hu priority ova thia Socurity Instcument unlaa BaroNa:(a) agroes in
<br /> : �vciting w tho paymait of the oblig�tion xcund by tha lia�in a manna a�bb to I.enda;(b)contests in good faith the lia�
<br /> by, a deten� againsc aifoccenx,nt of the tia► in, kgd proceed(ngs which in tha Lenda's opinion operata tn prevent the
<br /> ' enfoccar�eat of the liai;a(c) sxures from the holda of tho Ikn an ngroaneat satisfectory to Lenda subordinating tho lien w
<br /> tt�ia Sociuity Instrument If I.enda de�uminq that my pa�t of tha Propaty is subjoct to e lien which may a�win priority ova this
<br /> • Soc�uity In.�orumen�L�er�der may Sivo Botrower a nodce idautfying the lkn.Barower shall s�dsfy tho lien or talce ona a mone
<br /> of tho actions aa forth above withii►10 days of ths giving of nake.
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