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' i !�li�lt��r... .�-,.a�Pr+�'+�•�h.:.:,�.�,��..?yc„�.�..i.�= +.r—. �� .'1' _ � _ �.:F.s..fl�i.:�'.�.o�i•.ff?,msa2T.'fFJ"..,_'.��;�]I -'f-"-=c,.,..u��::......L.�,,,...�..,Y..."_.'r�_'�—. _. J►PDLM 001-7061101i ADJ[JSTA�LE RATE RIDER 97- �a5o� THIS ARTIiSTABl,.B RA18 RIDBR i�mado Ihi� �7Z7t day of �� , 1997 .and it inc�pareA inM�uNl shNil ba doemed a amend�nd suPPkaxnt tho Matg�ge.Deod of'lYust or Security Deod(the"Securiry Inmum�atit")o�'tbi�a�wnn.dnte�iven by�he uc�der�x+d(�he"Sannwa")to�ecura Bcxmn�er's Adjwt�k Rute IVale(tho ^Nata")ta �_ KW�lS FBDRML BAVIN48 � LOAN 71380CIATION 4a C32iAN"L1 YSLIIND �dio MI�a�d�•)ar�►n amo a.re�na cov�i�$th�p�o�y a�n'bea l��he so�ucicr Insm,ma��.na wcaua.d: _ �511 1is8T 1121I1A 101A CLAUAS ROAD (9Rd�TD ISI.AND. NRBRA9ICA 68803 (F�ropascy Addrc��] TMR NQ7'�CONTAII�IS PROVISIONS ALT.OWING FOA CHANGElR IN MY INTERF'Sf MT�AND MY MONTHI.X PAYA�IFM'. INCREASES IN TH�IM�T�iF.&'!'RATE WU.L ItESUI.T IN fQGHER PAYMRNT6. DBCitRASFS IN THF.�NT�RF'.SI'1tAT�WILL RESUI[.T IIV LUWER PAYMENTS. ADDT�'iQNAI.COVSJVANT�. In additian io dw covamnts and �ceana�b mtle in ihe Secucity Inncumrnt, Hara�rar�ncf t..cnclu fuctba cave�amt.�I tg�ee�w folbm: A.INT�RTiST RA'iE AND MONI'HLY PAYMENT C�IANGFS '[twa Noua pmvides far �n ini6al brterast rate of �.5 0 0 96. 'I'he No1e provi�drs fa chn�ea L� d�e �ate�sc tata Anct.l6�t montlil9 P�Y��+�AS EO1bM6: 4.M'I'EpBS'!;RATE AND M�NTHI.Y PAYMEKC CHANGFS (A)��I�ta 't't�e inr�d[rso Z w�iii pay:i�y -.,+�.��'1 YM fir�oiQ:��t �Y , 1998 .�ed oe Ilut drY �y 12TH manth thdeatier.Esch d�re on wliich my narest rate couW chArtge is callod a"Ctnngo D�R+e.• (!1)'T6a�I�dpc Beginning�ritd die fust Cha�►de Datc.my int�aest rMe will bt br.00d on m IndGC.'Jl�e"Ind�ex"la: THX 11�lQ�Y 7►V�R�B YIELD ON UNIT�D STAT�B TRBABURY BSCURITIEB ADJU3�'EU 'PO A — CppS�IINT M7►TIIRITY OF 1 YSAR, AS IdADB AVAILA8L8 SY THB FEDSRAL R88RAV8 80ARD. The mo�t rooeat Indea fisune�vail�bac�s of d�e da�a 0 45 d�y�❑ �01'0 f,�C�l�.�lYI1$E�/M%IS Cilb(�(hC"�.�1Rr11L IJIdGX." . IE�fie lndex L no bager tvail�bb�the Note H�lder w►iU cl�oose a ne�v itidex dwt�b�sed upon oomp�blo i�fam�tion. Tba lYoda��ioida wjll�ira me aotjce of thia cl�oico. (��alplstio�of C�ea Befa�o ach Clwage Dde.tt�e Nae HaWer will cafcul�e my new in►�st rat�e bY�B � 71�iD ON$ HALF UC�►t�e Pon[(s)( 3.500 �)00 the Cu[np�t IndWC. 7uo�xao xoiaa.v�u d�en romd dx rosulc 4f dua adaio�on Lo d�e [�1� C� N�� 0 xexc I.�ow►at a� s:mnx � .iss 96). Subjax 10 the limiu an�od in Soaion 4(D)bebN�this roundod rnount aiU t+G m�r new int�test raie until tho ueat Ct�ange D�Ie. 7ho Nole Hulder wrlli tfien delamine tha anw�utt of tbe monthlY P�Y�t thet would be sufficiait b repsy tbo unpid princjpMl dat I�e�cpeclod q owe at 1ha Chtn�o DMe in full vn the m�auitY d�ta�t my new intaat r�te in aubaqnti�lly «I�P�Y�.'It�e rewlt oC this c�IcuLdon will be tha nCw w�ount of my montbly�payma►t N)LisW o�Lfereat R�te C1��n �are cbtck ap,propriare box�s:d xo box Js chec�ad.tkr�wUl be no mnzlnrum[imfr on clwnges.) - (1)Their will be no maxLrwm Liniit on inoae�t rat�e chaages. xz (2)The inx�rat nKe I am t+cquited Oo pay et tha first Ch�nBe Data will not be g►�aux than 9.s o 0 9b . ��° 5.500 96. L'O.J C�)MY ino�rest rate will nevu be increa9ed or dearea�od on eny singb Changcs Thue by more than - - -� ....�.....� . z.onn a� �,... � T1fV YEKV6L�A [�uw�a�v rvr.N°l \ '�� •^'� � - rate�laest I lvive bea�i�Y�B fo�th�procxdin8 P��- LJ(4)My intaest rato will nevu be�Uun 12.5 0 0 96.which is callod the"Maximum Rato." TH8 "MINIMUM RATB" WILL NSVBR SS L6SS THAN 5.500�. YULYIaTATE ADJUSTA6LE AATE RIDER-Sinpl�Farnly uK Py�t of 2 �•�!lAt�a) YNP ilOI1TCiA0E FOHN�•(1100)621•9291 InflI�U: ------- � '! � '� .