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<br /> S.Krs�rd or Property In�.sMrw�ce. Ac�rmw�.�sh,�p kocp ihe impeovenicnts now existing or t�ereatk�"erec�����Y
<br /> �n,wrod agdnst bss by firo,tal�urds i�x:lu�laa W�+4iin ItW tCtrn "cxtcnded :ovc.�agc" ttntl any athcr ha•rards, inch�ding tloods or
<br /> fkx�ding,far which l.enct�r ra�uirGa Insuna�ca.7Tiis inuu�nce ahu�ll bc m�i�►ulne�d in tl►��rtw�unts iuid!a the{�rioda Uuu L�ender
<br /> royuin�.The insuTanr�c.�nier Ixoviding�he inswranca shaU be choxn by Bcvmwer subJocs w l.ender'�approval which sh�ll nat
<br /> be wue�sm►nbly wilhlrokl. If Borrowrr fub la rtuin�irt covertua deacrilbd alw��o. l.e�nctu rruy. at Lcndcr'a optkxi, ob�ain
<br /> ec�ver�n w protoct L.rnder'i righu in tho Ptopetty in�xord�nee wi�h�,rfg«ph 7.
<br /> All in�u�wxc pollckac md ra�w��MI@ bc rcce�b 1a l,cnder �nd shdl includc�sw�d�cd mort6+8o clauac.l.cndu shall
<br /> luwc�ho�iaht W hold ol�a paiicfa► +rul �arow�. It t.cr�lcr�cquircx,Barovra �rll prom�xlY givc to I.cndcr all ro�ci�t.i of paid
<br /> {xanium�wKl re�ew�l�.In tho ovcnl M lo�,�mwe�r�ll�fvo pncwnpl mxico w tha insun�nca c�rria�x1 l.cnaicr.l�cndcr
<br /> mny mako pmof of lcxR i(ncn nr�b promp�lY hY Hu�m"�c+.
<br /> Unlea l.a�der aiwf Hcxm�wer eMherwi�e qroo In wridn�,Inx�u�aicA pr��aod�shxll be�pplial to reatcxrtbn�x�of the
<br /> Pro�c�►Y d+n►Ntcri�If It�c tt�l�xMian cx te�ir ix econnmlc�fly feaxib{a�nd I.cnda'y er:.•urify is rnM tc.actxd,If thc resloration or
<br /> n�rir i�nat aonamkxlly fwibiC ar l�rndex'� �xurity would bo kaxncsd��ho ineur�ts{xuc��od� slull be appllod tn�he�ums
<br /> xpcutOd by It11A ;iocUfity imwment, wncttKi c�i not [t�� du�. wlt� an1• ezcas� �ki i� eoenowet. lf ��Wrt�wcr abwKbns thc
<br /> pn►�Crtri or dc►e.+nat an�cwer witt�in 30 dnyr� naico fmm l.,onde� thu dEO ia�uro►�wr'rer has offer~..d u�:seslle�elaim,then
<br /> L,endex mwy caUoct tho inavance�xocoed�,l.cnda mey uoo�fw ixocoals to rep�ir a restore the PropatY or w t►ttY�ums soc:ural
<br /> by this Socurity Instn�ment,whqher a not thai due.11►e 30-d�y perlod will begin when the no�ice is givcn.
<br /> Unkss i�et►der end Dormwa olhawlae ag�oo in wrldng,�ny epplicatio+i of Qrocoocl�w principRl sh�11 not exter�d or postTwnc
<br /> the due datc of thc mnnthly pAY�►�+►�n��1O�n A��s 1�nd 2 or chac�ge the amount of the p�ymait�•If un&r P�raBraph
<br /> 21 tha Prapecty is aoquircd 6y L.ender,Borrowa's right to eny insuru�ce pol'�cies and proceods ctsuldng from da�ns8e to thc
<br /> prop�cty prior to the�cqui.�ition shdl pass to Lender to the exl,cn�of the sums sxured by this 3ocurity Inswment immodiatcly
<br /> priot w Ihe acqnisitian. g��tr's LoAa Appllcatioa3���Nfa.
<br /> �.Oawpao��r�Pn't�en'atio�.lNaieten�nc�pnd Protection nf tl�e Propertyp
<br /> �cxxower shall occupy, aeublish, and use the PropereY av Barowa's pnincipal residence wiihin si�cry days atter the eacocution of
<br /> dhis Sos�xity Instruma►t and stull continut w occupy the Pro�ertY as Ac►rrower's principal residence for at�ast one year aller tlhe
<br /> : daNe mt c�ccu�cy, unfess L.aider otl�erwise agrocs in wriring, wiiKi� a.vas�+,s sh:l! zai� wstt�..�^�•�y wt���ticld,c�r onless
<br /> extee�nr�auim�a�i�cumnstances auist which are beyond Bcxrowu's ccx►uo1.Bwrrowu shall rat desuoy�d�Be or imp�r d�e 3"m�atr,
<br /> ' albw the Pr�mt�f r�� detericxue.a commit wastc on the Propat�.Borrower stwll be in dcfwla if�ny fafeituro as,�icxe ar
<br /> procoaling.wloe2n�.s��:•:�il or criminal.is bcgun that in Lender's good faitl�juRdgmrnt could resuk in�fw�''G�eure oi the ProQatY or
<br /> _ wherwire materin4�,y irsa�F&�t tlie lien created by this Socurity Insuument aar l��nda s socurity in�.�a,rrowu may ctue such�
<br /> defeult and reinsi�te, as prcrvide.�l in pmrcsR�pto 18.by causing�he acticx►a�r procoacling w 6e disrnissad with a ruling that,ire
<br /> �,�r'y good('t�iyfi trtT�irutio�e.�neclucAas fc��feiture of the Borrowa'�inte�est in the AcoprrtY a'�thu mslerlal u"P*umcnt of
<br /> 111e Ikt�C[GI{ed 1t�p v11e:n•SCCW[iIy It151tu01Gn1I 4x'1zt�det's securily interGU. l�arr,nwer shall also be in d�fsult if Borrower.dncing the
<br /> ' ioan application�roc�ss.Btve mataiaUY faV���r:itoaccurete infomiaRion ax st.�ttma�ts to Lender(oc�'��'�sl Io Provide Leadu v�nth
<br /> y�Y nu�les4a�•in'i•orrn���an) in connection wit�h the Eoan tvidenced by 1�}:e�*1eu. including. but na�s��n�iud W� representationl+
<br /> bn
<br /> �r,��e�r:nin��3nrr�we�'s oocupncy of the Pcape�l;+�a�a prin,cipRti rcsi�da�c�e.If�this Socurity Instrument ls on s leavehold.Borrowed
<br /> stw9h:���rnp7y wilh uU tltc provttions of the kasC.1G��o3rrorier acqni�t�.5 j�e GAe W Ihe Propaty.the leasehold and the.fe�litic st�i�111
<br /> not rt�gs�arikcs I.cnckr�r�o the merga in wr,idng.
<br /> 7.Protati�n•of 1.tMk+r'�Ri�Yta in tLe fP'a�operiy. If Bo�rower ttli9a 1�ptrfoRn the covenants and egrocmeAiq contt�ir�u�1.a�a
<br /> this Sacurity Ynsitument,or. dkxe is a kgal px�;cc.r.d3nB that may signi��m.tly affxt I.cnder's rights in the Pro��sr� �such'.ris n
<br /> P��B�b�p�Y,P�u•for condemnaibon a forfeiwre or w entn.rce lawa or ngulabians).thee I.enda�^'I d�iuf�,p�y.
<br /> for whatevu is neces.wry►a Protoct the value ot the ProPer►Y and L,end+er's rl�hts in the PropacY•Lu�da�s actiw�s Jnay inclu�ke , -
<br /> . psying any sum�rs aecured by a lirn which fln�q�riurity over this ScC�-tlry lnsttumeat, epP�erin8 i� cwuR, PaY�g ��lo;
<br /> attor��eYs' fees znil enuxing on the ProprrcY 1��r.m�lce repairs. AlthougFn 'Lcn3er may talce actan un�kr aY�is paragr�ph
<br /> ' cbes nnt I�y�Rc�p�so.
<br /> �1m,�araen�mts dlsMus�d by Lender unda'this paragraph 7 siulll bxs�me additional debt of Barowu secured by this Securit,y.
<br /> Inswoumn��.'Unless Bocrower and Lender agrce to ott�e� dams of payrnrnrns, thGSe amou�ls sluilt benr u�uxest from the data�4'
<br /> ditbursement at tt�a Notc ret�e nd�hall be payabb,with interesc,up�n nc�ite from I.enda a Borrower roquestin8 PaY��
<br /> S.Mortaage l��suranee. If Leader roquirod�wrt8e8e imsunnse a�s candition of malcinA the ban soeurod by this Seeqr,iicy
<br /> Inswma►t, Botcuwer shall pal+ 1he lmmiums roquircxl b �ntain ih�rm�rtg�ge insurance in effec4 If, for any na�,ri,.�a)a�e
<br />—� rrwrtgage in4uranco covcraga roquired by Lcnder lepscs�c c+r�ses ro be in effoct,Borrower shall paY thc Prc,m�iums as���an
<br /> obWin covaegc substiuitially oquivala►t tn thc mortgegc iRSU�:e pr�viously in cffoct,at a cost substantialty�3�,:��iy�'1r�mZ ua fl�ixc
<br /> cost w Barowcr of thc matgagc insurancc prcviously in effoct, fmm en altcmatc mortgega ieesucr��pruvo�1�2% il.ed�.�Cr. llff
<br /> substentially cquivalcnt mongego insurnncc coverage is not aveilable,Barowcr shall pay co Lc��.'.,�s Rwnth a sum equal t�
<br />°= onc-twelfth of Ihe yearly matgage inwrence premium bcing paid by Sorrower when the insu�►ce cY,�n,tiru8c lepsed or ccasod ca
<br /> Ue in ctfccG [.axkr will aaept�usa uxl rcnln thcsc paymcncs as a loss re.serve in lieu of mortgage insurar►cc.Loss reservc
<br /> Form�Ott �IW
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