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<br /> � ' 'i'OClETtIfiR WITH all� imExovcmcnls naw an c�rcahcr croctal�in�ho propcny. und•ull c.�c�n e, xp�rt�{w t nuicc3;�
<br /> t'ixtures no��� or t�creaRcr a p�an of lhe pm�rty. All n;pl>KCmcnts tmtl ndditions .hnll nl.a► be covered by ihiti Scc��rity .._
<br /> Inatrun�G All af tla fcxcgaing is rcfcrred w in tl�is Sacurity tnstrumcnt w tho"i'mpcny."
<br /> HORROW�R CC)VEWANTS that Bcxrowr.r is l�wlblly �ei.axt of�he cstnt�e hcrcby convcyai and t►�►s thc right 10 gr�nt and
<br /> cixrvcy tho Pmperly ntui that thc Prc�Crty i�ur�enc:umbcrod, tl�cc}�t fcw cncumbnu�ccs of�cc�xd. Hcxn�wcr wprtan�i wx1 will
<br /> d�fc�xi goncrally thc Q11c a thc Prc�pertY�►i�u dl clrims and drmands.wbjcct to uny cncumt+nuKCS o`►acxd.
<br /> �'HIS S�('UliITY INS'IRUMEN'1' c�wnblocs uoili►rtn cavciwn4s fcx natic�nnl u�e und�xxi•unif�xm rnvciun►tv wflh limiuxf
<br /> varbatkms by,�uri�xlktk�►�ccx�sdw�e a unff�xm x�uri�y inwnimcnt rnvc�ing rc�l�x�cny.
<br /> IINI�ORM COVEfVANTS. &Kn�wc��nd l.cntkt cuvrn�nt�nd ayroc u�fulk�wx;
<br /> 1. hy�t�f r►McIMI �Nd I�I�rr+Mt �'rt�y�eM Nnd l.�le Clu��. &xtt►vvu nhull �xcM�{xIY {�Y whcn dua Ux
<br /> pri�;i�wl cif wnd inlaaw��n tho dcM avidcmaf hy eho Nu�o w�d anY P�PMYn►cn1 wxt I�tc clwrgc,�dur un�kx tlw Nc�1o.
<br /> t. 1�r�M tar T�xM��d I�awc�acc. Suhjat u��pplkat►ie law� cx W a wr�ltcn wuiva by I..cndcr. Bixrowcr sh�ll p�y a
<br /> l.c�xlcl ue iha d�y m�xsthly t�Ymrnu�re duc w�d�a tho Nu�c� �ntii thc Nota is�►uid ie full,a wm("FLr�ls") for. (�)Yrarly ivav
<br /> �ss!s•.�sm�n1.9 whkh m»Y�:sir.psi�xity uva thls Sacurily lnstrumcnl ns e Ilcn on thc���!'1y; (h)yr�r1Y kti►�rhoW!x.vnkma
<br /> or graund reats on��ty. if any: (c)yariy hrv,rd or pru��iy insuranca pr�miums; (d>Yr.�ulY fioad insur�aicc tmcmiums,
<br /> if any; (c)yciuly nartg�gc insur�ncx prcmiumx. it any; und(q any sums pAynblc by Bortnwer w L,cixlcr. in accord�ncc with
<br /> the provi�cfons oC pv4groph N, io lieu of the p�ynx�tt of mottgage insunu►c;c prcmiums. 71�c.9c items arc callod"G�crow ltcros."
<br />• Lcndcr may. at any time, colkct and ho{d Funds in an amaunt not to cxcocd Q�c maximum �raunt e kndcr for u fodcrnlly
<br /> rolatai mongagc lan mty roquirc for Bamowcr's aycrow acxount undcr thc fcderal Real F.st�e Seulemcnl E'rocodu�es Act of
<br /> 1974 ac errieodoc8 6raem time to time, 12 U.S.C. Sxtion 2601 et stq. ("RESPA"). unlGSS awlher l�w that applies to the Funds
<br /> vcts a�.ca.� a�n�rn. Af scr� 1�cndcr mxy, at eny dmo, colkct end hold Funds in an unount rat W cxcood Ihc IGSSa amaun4
<br /> L.endu rn�y e.ai�c�e Me aw�aun4 of Funds duc on�he basis uf curcent data and roa9a�abb es�ima�e.a af cacpet�diwres of Cuu�
<br /> . Escrow Items or e�diawise iie��x.�otdance with epplk,abb law.
<br /> The N�uads shaQil be beki in an instlwiion whosc ckposits Arc insurai by a f�l agency. inswmcntelity. or coticy
<br /> (includir�g l�endea,ii Q,aidcr is such an insdtution)or in any Fcdcral Nomc I.oan Bank.I.aida�shall apply thc Funds a pay d�c
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<br /> �,,,.,r�. �.�R���.,.�a�M �rtisy r�;t cl:ag�.,r,ss�R.s far!�nldi:g w�;�spl,izg�c Fun3°,..�n�sl., sn..lyz..p_ .
<br /> verifjri�.�ifiz EsGr�w l�ans. unkss I.aKler pays Bamwcr in�arestc on ttic Funds and�plicabk law pami�s Lender 1a ianake suc:h
<br /> a charge. N�w�evcr,IG�nQcx may roquine Barower to pay a o�oc-time�Oia�r�a.for an independcot rcal esq�G tax r�eportirtB savioa
<br /> . usal by l.endcr ie�cr.o:anxtion with this lan. unkss applicabk law �v;�vi���s otlxrwisa. Unless � a�oement is made ar
<br /> s applicable law teqwre.i�at�er�est to be paid. �nc1�x stuill not be requi�cd��n�,.1t:��'�o�rowa any imearst e�R�:amings on the Funds.
<br /> � Bomowcx and I.�rxl�m s+,�y agroe in wri6ng, F�u.l:rcryer� lhat innc�+cst shaU tr�.i�t•a��o�the 1Funds. Landes shall give w Borrower.
<br /> without chargc, an annual siocaaarir.� p,f'the Funds, showing crodits and a1�t+lts w shc Funds and Ihe purpose for which cach '.
<br />•� Acbit w thc Fund.S ti�.0 mac3e.'Tt►e�Wnds arc�ekd�ed us additional socuricy 6�r n11 sums sxured by this S¢eurity InswmsnG �
<br />' If the Fund:,Cci�S'.by l..ende.r excood tt►e�o,a,�nts permittal to be he2ti� hq applicable law. I.eMla sPR�91 ac000nt to Horrower .
<br />.� for the excr.ss�mh� ;in xcorda�ce with thc:t�i�,,:6:irx�ts of appticable 4�,�a. �?t the amount of tha�uu�u'.:,l�eW by L,endrx at any; ,
<br />= tune is Kep►suPC��i•em t�P�Y the F.scrow It�ems w1la��u uh�e.Lender sr�uy so��i�y Borrowcr in writing,and.in such c�c BomoNra;;•'., .
<br />= shalE pn�r:ECS�D.:cnc9er l�e anwiu►t necesssuy to ma3tr,o��the J:•rs`i�acncy. Bgqrawu st�all malce up the defic'ia�cy in na,hnoro diarl ' �. •
<br />-i twcl�c s��;snth1y paymcn�s.at[�coda's sok discrcda�n�:' � ', . i �' ' -
<br />�� Upon'�y�m-ant in full of all sums sccur�iil�by'�hu 5tcurity Ins'�a�i�r��nt, l�du sha11 promptlY refund to Ba.rr��vki•:tm�j�'� 'r
<br /> Funds held by•l,a;,r.der.]f, anda p�ragraph 21,�1i..c�dxr shall a�;qu3re nr r�,ll ahc•PropettY. L�cr�der, prioi'w the scquislii�r.n��twq�
<br />_,� of the Property,' �uU �pply any Funds hcld by L�nd'er at 1he time of o���wasit�ion or s�lc as s crodit against the su�Yj:�sa:pto�b),,. ,
<br /> � lhis Stcurity InStrumertG ' ' ���i���
<br /> •: 3.APP�+It�n of Psymeats.Unless appli�2s2k law provides oti�crn4,i�+c..al1 pa.ymcnts rocoived b�r t��der unda�agrapiu `,t; .
<br />-'f, 1 and 2 shari be .'.��{'rtd: first, to anY P�'�Y�rc�.Cfiarges due undCr ll�e`+�nta; socond� to amounls p.�;�aiT7e unckr p�ragraph 2: :: ' •�
<br />?'; • third.to inlere�t,6ifu:�,faurth.W principat tiue:anif Sl.'nt,to any late charges d��i,�under tF�e N�te. �
<br />= 4. C�„�Lle�a. Borcower shall pay all taues,assessmcnts, ch�sS fines and impositions attribulabk W the Property�.
<br />` � whic:h ma�r ap�,roht priority over this Sc;curity Insvumait, and lcasehold payments or grau�d reets� if any. Barowcr shall pay .
<br /> , thcsc aMig�rionc�:ii:�1S�e manncr providod in pragr�ph 2.or if not paid in Ihat mannu�Bortowa stull{w�r d�em on�mc diroctly,,.:'.
<br /> ; b ihe person ovk��:d;�teymatt Btm'ower shall P�'�P�Y fumish W Exx�-,���.'c�otices oFantounts w be p�id unckx this p�ragn�ph�,'� `
<br /> • If Bomowu cspk�c�rse paymcnts dirocdy.B�rrower shall prornptCg Enoeqir;lli a�L�erWer roccips cvideacing the paymcets. �:
<br /> Borrower�th�ll pmmptly dischargo any Uat which has�cocxi�y ovcr tlhis Sccuriry Inswnxnt wkxs Bcxt�owcr.(ap�ro�s.�it4�'
<br />:�:t wriung to thc pa�u�t of the obllgation socurott by tt�e GoaG iy�:�manner acce{xabie ut Lender: (b)contests in B�oud 6�►a�r:�d�G"� : •
<br /> by, or dcfends a r�lnst cnforccment of thc lia�. in. �gt�E'prococdings which in thc L,cnder's opirtiner c�paatc w peevent NAc �
<br /> enfonccmcm of t�tre li�n:or(c)socurcs fronro d►e holdcr of thc licn an agroement sati�faetary to L�ender�twMinating thc licn to
<br /> ' diis Sucurity Instrume�G If l.cr�der de�em�incs thnt�ny part of the Property is subjxt ta�lien wtin:h may auain priority over
<br /> �his Socurity Insuumc.�n1, Lcnda may give Bomowcr a noGcc idcntiFying the licn. Bortowa shall s�iisfy the licn nr lake one or
<br /> mnoc of the aaions sct[alh abovc within 10 days of the giving of noticc.
<br /> Fo��n�0� !
<br /> �E I•02195 101%764
<br /> ���ME)ut�2►.0� P.�.x o}e �.N.:
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