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s-~ <br />0 ~ <br />CY1 <br />01 <br />CD <br />.t <br />DEED OF TRUST <br />ROWE <br />Loan 451202132 <br />PIN:400355612 <br />M1N:100681804512021329 <br />After Recording Return To: <br />CENTRAL NATIONAL BANK <br />802 N. WASHINGTON/P.O. <br />BOX 1029 <br />JUNCTION CITY, KS 66441 <br />(785) 238-4114 <br />ATTN:MTG. PROCESSING <br />DEPT. <br />Prepared By: <br />CENTRAL NATIONAL BANK <br />802 N. WASHINGTON STREET <br />JUNCTION CITY, KS 66441 <br />620-947-2229 <br />1 - <br />e" D d'1~q r <br />In C~ Cn <br />® r$p Z <br />3:9 N <br />o C) 0 o a <br />rn <br />O <br />~Z <br />~ N <br />2 rri <br />tip --n D CM CM <br />1+~ r- X <br />VV r n N <br />o W Cr) <br />C J1 <br />m cJ C <br />C <br />C / <br />S .5 <br />y <br />[Space Above This Line For Recording Datal <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections <br />3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided <br />in Section 16. <br />(A) "Security Instrument" means this document, which is dated MARCH 2 6, 2 012 together with all <br />Riders to this document. <br />(B) "Borrower" is STEPHEN B. ROWE AND LEISA M. ROWE, HUSBAND AND WIFE. Borrower is <br />the trustor under this Security Instrument. <br />(C) "Lender" is CENTRAL NATIONAL BANK. Lender is a NATIONAL BANK organized and existing <br />under the laws of UNITED STATES OF AMERICA. Lender's address is 802 N. WASHINGTON <br />STREET, JUNCTION CITY, KS 66441, <br />(D) "Trustee" is CENTRAL NATIONAL BANK. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under <br />this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address <br />and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 26, 2012. The Note states <br />that Borrower owes Lender TWO HUNDRED TWENTY-THREE THOUSAND SIX HUNDRED AND <br />00/100 Dollars (U.S. $223, 600.00) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than MAY 1, 2027. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Qi) 338.5 Page 1 of 14 Form 30281/01 <br />!;~<e . k <br />