|
20120254�
<br />escrow, as defined under RESPA, Lender shall notify Borrower required by RESPA, and Borrower shall pay to Lender
<br />the amount necessary to make up the deficiency in accordance 'th RESPA, but in no more than 12 monthly payments.
<br />Upon payment in full of all sums secured by ttus Security ent, Lender sha11 prompdy refund to Borrower any
<br />Funds held by Lender. ,
<br />4. Charges; Liens. Borrower shall pay all taxes, assessmE
<br />Property which can attain priority over this Security Instrument,
<br />any, and Community Association Dues, Fees, and Assessments,
<br />Borrower shall pay them in the manner provided in Section 3.
<br />Bonower shall promptly dischazge any lien which has pr
<br />(a) agrees in writing to the payment of the obligation secured b�
<br />long as Borrower is performing such agreement; (b) contests the
<br />the lien in, legal proceedings which in Lender's opinion oper
<br />proceedings are pending, but only until such proceedings aze c
<br />agreement satisfactory to Lender subordinating the lien to this Si
<br />the Property is subject to a lien wluch can attain priority over 1
<br />notice identifying the lien. Within 10 days of the date on which tt
<br />one or more of the actions set forth above in tlus Section 4.
<br />Lender may require Borrower to pay a one-time charge for a
<br />by Lender in connecrion with this Loan.
<br />ats, charges, fines, and impositions attributable to the
<br />leasehold payments or ground rents on the Property, if
<br />if any. To the extent that these items are Escrow Items,
<br />5rity over this Security Instntment unless Borrower:
<br />the lien in a manner acceptable to Lender, but only so
<br />ien in good faith by, or defends against enforcement of
<br />e to prevent the enforcement of the lien while those
<br />ncluded; or (c) secures from the holder of the lien an
<br />�urity Instrument. If Lender determines that any part of
<br />us Security Instrument, Lender may give Borrower a
<br />�t notice is given, Borrower shall satisfy the lien or take
<br />estate tax verificarion and/or reporting service used
<br />5. Property Insurance. Borrower sha11 keep the improvea
<br />insured against loss by fire, hazards included within the term "ex
<br />not limited to, earthquakes and floods, for which Lender requir�
<br />amounts (including deductible levels) and for the periods that I
<br />preceding sentences can change during the term of the Loan. �
<br />chosen by Borrower subject to Lender's right to disapprove E
<br />unreasonably. Lender may require Borrower to pay, in connectia
<br />zone determination, certification and tracking services; or (b)
<br />certification services and subsequent charges each time remapp
<br />affect such determination or certification. Borrower sha11 also be
<br />Federal Emergency Management Agency in connection with the
<br />an objection by Borrower.
<br />If Borrower fails to maintain any of the coverages descrii
<br />Lender's option and Borrower's expense. Lender is under no ol
<br />coverage. Therefore, such coverage sha11 cover Lender, but mig
<br />the Property, or the contents of the Property, against any risk, ]
<br />coverage than was previously in effect. Bonower aclmowledges t
<br />significantly exceed the cost of �n�,�,xi„ce that Borrower could h
<br />this Section 5 sha11 become additional debt of Borrower secured
<br />interest at the Note rate from the date of disbursement and shall t
<br />to Borrower requesting payment.
<br />All insurance policies required by Lender and renewals �
<br />disapprove such policies, shall include a standard mortgage cla
<br />additional loss payee. Lender sha11 have the right to hold the
<br />Borrower shall promptly give to Lender a11 receipts of paid prem
<br />of insurance coverage, not otherwise required by Lender, for dan
<br />include a standard mortgage clause and shall name Lender as a
<br />In the event of loss, Borrower shall give prompt notice to thi
<br />of loss if not made promptly by Borrower. Unless Lender ani
<br />proceeds, whether or not the underlying insurance was required 1
<br />nts now existing or hereafter erected on the Properly
<br />mded coverage," and any other hazards including, but
<br />insurance. This insurance shall be mainta.ined in the
<br />�nder requires. What Lender requires pursuant to the
<br />�e insurance carrier providing the insurance sha11 be
<br />�aower's choice, which right shall not be exercised
<br />with this Loan, either: (a) a one-time chazge for flood
<br />one-time charge for flood zone determination and
<br />igs or similar changes occur which reasonably might
<br />�sponsible for the payment of any fees imposed by the
<br />eview of any flood zone determination resulting from
<br />ed above, Lender may obtain insurance coverag�, at
<br />digarion to purchase any particulaz type or amount of
<br />it or might not protect Boaower, Borrower's equity in
<br />iazard or liability and might provide greater or lesser
<br />iat the cost of the insurance coverage so obtained might
<br />�ve obtained. Any amounts disbwsed by Lender under
<br />by this Security Instrument. These amounts shall bear
<br />e payable, with such interest, upon notice from Lender
<br />F such policies shall be subject to Lender's right to
<br />se, and shall name Lender as mortgagee and/or as an
<br />iolicies and renewal certificates. If Lender requires,
<br />xms and renewal notices. If Borrower obtains any form
<br />�ge to, or deslruction o� the Property, such policy sha11
<br />�rtgagee and/or as an additionalloss payee.
<br />insurance carrier and Lender. Lendar may make proof
<br />Bonower otherwise agree in writing, any insura.nce
<br />y Lender, shall be applied to restoration or repair of the
<br />NEBRASKA-Single Family-Fannle Mae/Freddie Mac UWIFORM INS UMENT with MERSForm 3028 1/01
<br />Page 5 of 1
<br />ios, i��. Borrower(s) IniUals� �
<br />
|