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<br />BORROWER AND LENDER AGREE AS FOLLOWS:
<br />Borrower shall pay when due the principal and interest as provided in said Note.
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<br />Return to: Brandon S. Connick
<br />PO Box 790
<br />Grand Island NE 68802-0790 �>
<br />DEED OF TRUST
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<br />THIS DEED OF TRUST is made as of the 30th day of March, 2012. The Trustor
<br />(whether one or more) is JOSE L. YEPEZ and SANDRA L. CAULEY, Husband and Wife,
<br />whose address for purposes of notices in respect to this Deed of Trust is 523 E. lOth, Grand
<br />Island, Nebraska 68801, and is sometimes identified herein as "Borrower". The Trustee is
<br />BRANDON S. CONNICK, Attorney at Law and member of the Nebraska State Bax Association,
<br />whose address is 104 N. Wheeler, PO Box 790, Grand Island, NE 68802-0790. The Beneficiary
<br />is COMPETITIVE MORTGAGE, INC., a Nebraska corporation, whose address for purposes of
<br />notification under this Deed of Trust is 3421 State Street, Suite, 4, Grand Island, Nebraska
<br />68803, and is sometimes identified herein as "Lender".
<br />BORROWER IRREVOCABLY CONVEYS TO TRUSTEE, IN TRUST, WITH
<br />POWER OF SALE, THE FOLLOWING:
<br />Lot Nine (9) and Lot Ten (10), Block Sixteen (16), Schimmer Addition, City of
<br />Grand Island, Hall County, Nebraska;
<br />together with all buildings, improvements, fixtures, streets, alleys, passageways, easements,
<br />rights, privileges, and appurtenances located thereon or in anywise pertaining thereto, and the
<br />rents, issues and profits, reversions and remainders thereof, and such personal property that is
<br />attached to the improvements so as to constitute a fixture, including but not limited to heating
<br />and cooling equipment, and together with the homestead or marital interests, if any, which
<br />interests are hereby released and waived; all of which, including replacements and additions
<br />thereto, is hereby declared to be a part of the real estate secured by the lien of this Deed of Trust
<br />and all of the foregoing being referred to herein as the "Property".
<br />This Deed of Trust secures the total sum of Eighty-Eight Thousand and No/100 Dollars
<br />($88,000.00) (hereinafter referred to as "Debt") as evidenced by Borrower's Promissory Note of
<br />even date herewith (herein called "Note"), which has a stated maturity date of April 1, 2017.
<br />This Debt shall include any and all modifications, extensions, and renewals thereof or thereto,
<br />and any and all future advances and re-advances to Borrower hereunder pursuant to one or more
<br />promissory notes or credit agreements.
<br />This Deed of Trust secures to Lender: (i) the Debt evidenced by said Note; (ii) the
<br />payment of all other sums, with interest, advanced under the provisions hereafter to protect the
<br />security; and (iii) the performance of Borrower's covenants and agreements.
<br />Borrower covenants that Borrower is lawfully seised of such real estate and has the legal
<br />power and lawful authority to convey th.e same, and warrants and will defend title to the real
<br />estate against the lawful claims of all persons.
<br />2. All payments received by Lender shall be first applied to advances that may have
<br />been made by Lender, and then to interest due, and last to principal due.
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