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<br /> 'IIbGBTHER W1TH ell�hc improvcmcn�+now or hereaitcs erocted ory �he: prope�ty,and all easementa,appu �j�`lfifd
<br /> Cuewra now a hereafter s pNrt of tha propaty.AU repUicentents�nd Additionf eh�11 al�a bo covend by chi�Se�urlty InswmenG -
<br /> All of the foregoing�i refcrral w ln this Sacurity Ynswrtxnt a�tho"Propaty."
<br /> BORROWHR COVfiNAN'x'S that Borrowu Lv lawfully selsod of tt►o eslete hereby conveyed and has the right to gront and
<br /> convoy tha Praputy and that the Pro�erty is unencumlxrod, axcept for encumtxances of rocord. Borrowu wArrants and will
<br /> defand gener�ally tho dUc t�thc Prcmerty egninst all claims anA dcmandr,sufsjat to any cncumbrancc�of rocord.
<br /> THIS SHCURIT'Y INSTRUMHIV'f combines unifattn cavc�ants for n�tional usa and non•uniform covenmta with!lm(tod
<br /> variadons byr ju�sd.icdon w cansUtutc a unitorm eccurlty lnstrumcnt covuing nal{xoperty.
<br /> UAIIFURI��VTNAIVTS.Borrawer�nd:l.,endu covanant and egroe as followa:
<br /> i,NNyMee�t vR Pirlacfpal and Inte�R����nent�nd I.�te Cluir�ea. Borrowcr ahall promptly pay when duo tha
<br /> �ri,c�ipal of an�i interest on tho ciebt ev�deanc�hg¢Cee I��to�nd aay prc�ym�eat and lata ckwrgcs dua undcr thc Note.
<br /> �.,��Aas ror�rAxes A�a a�w��oe. Subjoct tc�y�licablo law o�a� a v�raiacn w�ive,� by Lendu, Horrowu shall pay to
<br /> �rniicr nn tl�e day monthly payments uo due tu►ticr Ihe Note,undl tho Nw�e is p�id in fuU,a sum("Funds")for.(a)yearly ta�cas
<br /> �anci.�.r;r�.vr�nts�v3�ich may attain priorily�vpr this Socurity Instrument u a lien on tha Propntp:(b)Yearly k,�ehold payments
<br /> or gc�dtu�cl l�r�•on iht Praperty,�any:(c)'yearly hazazd or protx,�ty insurancc gxmiums;(dD Yc�dy flood insuance premium�,3f
<br /> su�Y'v tt) Yt�riy mortgage Ir�a�imnut ptOmiums,if anyi 8I1d�I�8f1y 9UR19 PA�f12C by BOROWCl b LRlldd'�in accordance with thc
<br /> �g�r�r,v3sions of par�greph 8. il, lieu of the paymont of mortgage insurance premiur�s.These items are celled "Esaow Itams." _
<br /> I�ncier mey.at any rime�collec�and hold Flmds in an amount nat to wcceed�he maxianum�rnwnt�k+►da far x fedually relatod -
<br /> mortg�e loan may requlre for Sorrawtt's rscrow account undec the feder�l Real Estete SeWemait ProceduYes r'+ct of 1974�s
<br /> ame�dod fcpm tima fn time.l2 U.S.C.Section 2601 et seq. ("RESPA"),�►nkss another law t1�t applies w tht F►�ncls eUS t les�a
<br /> amcwn� If so�Lender may��c any time. coUect and hold Funds in an amount not to eacceed tha 1c,�.sr.r�irount�Lcnder may
<br /> estim�te the artwunt of Funds dve on the be�is of current dt�►and reasonabk cstimates of expeediwcea of tuh�r�s�scrow Ilema or .
<br /> od�prwise in accordance with�;;plicabks I�w.
<br /> 'Th��und�shatl be held!n un insdwtion whose deposits are insured by�fedaal agency,lnstrument�li�y.or a�ary(including .
<br /> I.ender. if L.ender is snch an insdtution) or in any Foderal Home I.c�n Bank. I.autu shall appty th�e�nda oo pay the B�crqw
<br /> Itans.I.�nde�r muy npt charge Barowa frr holding�nd�pplying the•Funds,�naw�lly wrWyzing tha esceow�eoount,�or vaif�ring . � �`
<br /> the Fi�crqw It�erns,un3csa�Lander psys Bonowa intaest on the Funds and applicabb!tw pamita L,encla w nwi�e auch a chargo.
<br /> f�aMVtvtx,Lr.nd�:r muy rcquire Borrowa to p�y a onc-iime ch�rga for�n ind�penc�ent real estate tu rq�o�`accrvioe+ wed by ,
<br /> I.�r.der Jn sonneclion wIth U�is loan,ueSess applic,�ble 4w•providat othawlse. Un1ESS�n agroement�i m�de+ii npplic�le kw
<br /> requiras'inter�:sr to ba pa1d,Lender sh�ll not ba roquirod W pay Aarowa sny infere�t.or anninga on tbo Fl�nds.:�otro�vtx pn8 �
<br /> I,�aKla rn�'��3rec in writing�howova�that intaest shall be paid on tho Fund�.Lender shall give Lo Barowra�.witbql�E chrge,an
<br /> annual�coounting of tt�e�unds.ahowln�cYOdit�uid dcbits to the Fund�uid sha pu�poee foe which ach debit 1o�fha F�mds way
<br /> m�k.The Fwxls ara plodgod aa additioiut aocuricy for all sumy socurod by ihi�Socucity InsuunKnt, •
<br /> If the Funda held by L,o�d�x eaccood Ihe wr�wnb peimitled w be held by�pplk�blc law.Lender th�ll�000unt to Barro�rer fa
<br /> the exa�.Fqnil.a in Aocords�ce with che requirune�►w of epplicabb yw.If[ho amount of the Funds held by Laidar x�ny time 1s
<br /> not wffielencto�pay the Esaaw Ir�ems wheri duo,I.encler may so notify Borrowa ira writusg,and,in wch c�un Bamwer�ri p4y
<br /> :a L�c.F.�r�ount nec�s.�sary to m�ce up the deficiency. Borrower s'hiJl m�lca tt� tho deficiency in no �nae dum twelve
<br /> mor►th1Y P�Y�m��t I.,endcr's sole diactetlon. _
<br /> � �P�Y�c in full of a11 sums xcurod by this Sacurity Inaaumait,La�da shaU q�r�mptly retund a Batca�+'+�ny Funds =
<br /> neid by I,enda.If�unda p�rngr�ph 21,I.enda st�li acquiro a xll the PropesiY�Y.e�let�Pria tq�iho rquisiti�on ar aale of lhcs
<br />. ProQaty��hall apply�ny �Lnds hald by Lendar At ihe time of�cquisiti�n a sele aa a crodit�g�inst!he surtu xcurod by thb
<br /> S�Cwity InstcumatG � �
<br /> 3.Applicatbn of Pay�uents. Urkss eppllcnbk law provides cN�t�awise,all payma�ts rocoivod by La�da unda pr�t�pl►e
<br /> 1 �nd 2 a6a11 be applkd: first,to mY Pn�x►Yn�t chnges dut under�he No�e:sxad.w amoenn pyabb w►is�t p�ra,�t�h 2;
<br /> thtrd,to in�e�+cst duo:[ourth;to princ�ipel due;and 1�t,to my We cturgea due unda the No1o.
<br /> �1.C6�r�ex;l.kro. Borrowu shall p�y all uucea. usessrt�a�ts�cfwxge�,fines u�d impasidon� alaibunbk w tbe Propar7
<br /> wh3eh m�y aqRir.pciority uver thia 5xuciiy Inswmrnt,�nd�casehoW p�yrna�ts or groand�rents,if any,Ba�rowa slu�ll pty t�cse
<br /> obligations in dk manner��vided in p�ragra�h 2.a if not paid in that noanner.8o,rrr�nwer sh�ll pay than on Wne diroctly Oa the ' -
<br />� paaun owod payma�G B¢�.rowet shall PromptlY fnmish to I.eiWcr a11 notkcs of��nnunts b be paid nnder thu pu�n�ph.If -
<br />. Baro�ra makr9 tb.ese 1�aY?ne�ts dicecUy�Bocrower shall P�PUY fumi�h to Lendu roceipts evida�cing the paynxr►�. ,''-
<br /> BorrovH�r sha3i promp4�y discharBc ony litn which h�a prioriry ovex thb 5ocurity Inatruma�t unk�Sazr�owar.(�) agroea in
<br /> � writing w the puyrrlent of�11�e obligadon socnred by the lien in a man�ncr�ceptabk to I..a�der;(b)oontesta in,good fnith the lkn
<br /> ��, ror defe,�uJs �airtkt cn�orcement of the lien in, kg�l prpar,dings whkh in �e f..ender'a opinion o��e�W prevent the
<br /> �n•fvr�ema�t nf.ihe lien,a�3 tc)secures from tho holdu of afic Il•�en an�agrs,emer�t sa2i�factoty W L.Gtder subt+a�7i:z:�t.ing tl�o lia�to
<br /> � �t�i�Secudty I�trwnen�•�f Lender d�etamines that eny prc oC�Yiie����•,u�t�jec�i to a lien which r►ny ett�priaity over thfs
<br /> Soc�uaty Itu�iOaa+me,��L,c�dcr may giva Barrower a no4ce identifylt�A ul�c li�.Borrowa�st�aU sasisty ofie lien a Wco a�e a�nooe
<br /> of rhe�cfioraq sci farth abovo within 10 dsys of�ha giving of notice. :
<br /> Form s02� 1110
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