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<br /> TfXiSTHER WITH �Il the lmpmvcmcnte n�w or henatter erected on tho pm�rty, �►nd �I! e�r�nta
<br /> appurtenuticea,and Cxtura� now or heK�ftcr a part of the property. All replrxxmcnts and ndd tlon�ahdl�l�n ho c�voro�
<br /> 6y thls Socurity Inatrument. All af the fore�nfnR i�ro[erred to In tk�i�Socurity Insuument ep tl�a"I'roperty."
<br /> SORRQWF.It COVIiNANYS U18L HOl[OWC!I�l�wFully ecieed of the est�ta hercby conveyod end ha the rl�ht co arnnt end
<br /> convcy the Pro�rty�nd th�t the Pc+operty i�w�encumtx�rod, oxccpt (or rncurnbrrrwe�ot Kcanf. Hormwrr wamu�te �nd
<br /> will clefend gr•nera+�ly the�Itle to the Proprrty�g�inet�11 cleima nntl dr.nunds,�ubJect tc�any encumbrrncea ot rocord. ,
<br /> 75��s Secu�urr Inmww�r uombiaea unifortn caven�nu tur nulonal we u�d non•unlform covrnau►t�with limlted
<br /> vufuiom by juri�dktion to cmrtltute a unitottn�rcuNty innrun�t a�verin�re�l property.
<br /> UNIFnMM CQVF.HANT!{ Borrower�nd Ixnder coven�nt�nda�ea u follow�:
<br /> 1. P�ym�nt ot lhlndp�!�ad tala�eK; Prep�ymenl �nd I.�te Cluuxa. Borrowor ehRll promptly p�►y what due
<br /> tha princip�1 af u�d Interat on ttce deM evldencM by the Note and my pnp�ymrnt�nd I�t►:ch�rgea dur und�r the Mote.
<br /> 2,�tiutd�tar Tax��ad Idurance.SubJoct to�p}�1lcadlc l�w or to�w�itten w�ivar by t.�ender�E�rmwrr eh�ll p�
<br /> �o L,atider on the day monthly�yma�q uo due under thc Notc, undl the Note ie paid In tlill. a eum("PunQ�") for: (e�
<br /> yeuly t�xes Nnd waament�wtiich tn�y attafn pdority over thie Socudry Instn�ment se a licn on Q�e Pro{�crty: (b) yaxrly
<br /> leaxhold payment�or �round rente on the PropeRy, lf nny; (c) yeuly ha�ni ar propcny insurana prerniume; (d) yearly
<br /> 11ood lnsurance premiutm, if uty;(e)yeuly mortg�ge insucancc pmiuums,if any; and( any sunv payablc by�3orrawcr
<br /> to Letwier, in secordwnce with the provieiona of peragcaph 8, in lieu of the payment o�mortgnge insuru�ce �remiuma.
<br /> 'ft�ae items uc c�llod "Escmw Iteme." I�axler mey. at am�r�,c�atP.ar. a�nd hold Ew1ds ia�n �mount not ro excad d�c
<br /> m�xiawm uraunt�leMer for a foacally relwted mons�gc Eos�m�r�wire for Bormwa'� aanw �cawnt under thc
<br /> federal Re�l E�t�le Settlemnt Procedures Act of 19?4 u �mcravicied �croa� time to time, l2 U.S.C. ¢ 2601 et soq.
<br /> ("RESPA").ualaa�wther I�w thuappliea to the r'unds sas a iesser annv�unt. If w.I.a�dtx may,u�any time,ooltect�nd
<br />. Im��d 1Fo�cls in an unount not to exoeod the lesset�mauna.�icr mny esaimate the unount of�ads due on the basie of
<br /> coT,xr,eat daaa aacE rawaible atim�tes of expaadir.unes of futune tiscnow�e�ms or otherwise ia seoord�nce with�ppllcabk
<br /> r,a�wr,
<br /> 'flie Furads sha11 be kndcD na s�imstir,uei�whose depoaits�insurucH b}r a fed��l er�cy. i�s::,::�.�.:.:a9:t�r,ar antit�t
<br /> 'f!c
<br /> �inclaeditt� ls�c�r.if l�cnder ia sucEa�n iastitution)or in amv Fa�kr�l Hame Lo�n Brv►.k. er ah�ll�pply the f�l�ads w
<br /> ;�rn��lax Exm�r ltems. Len�dtm �o�:� m�t chuge Barrowra rnr holdin�ar�d#pplyi�cP; rhe Funds, uu�wdly ue�ly�:±ng the
<br /> ��x��,:4�. a vrrify�nug���i�G�crow Itana� unless �.���;ler ptys rsower iateaa::a nn the FwMa �nd 1�cLic�1�Iaw
<br /> an
<br /> p�Rai;i�c;,. � make auch s chuge. However. Lendez may revau�are Aormwer to piy a one-time arge �','or an
<br /> ���t reaJl�slaee wc reporting servia uaed by i�ln coanesze��r.a with tltia laa, unles��pplic.�ble!aw p�ovides
<br /> �2brn��e. Un7r,�s aa r+gceement �e m�de or applicable lawrequicas ia�vc�.�:ro be�ald, I.ender sh�ll nat be requirod tn pny
<br /> �s7+t,wa an incereat or wrning�on iLe Funds.Bomovver and l..endtx eav���gra m wnting�tawever.that interss�t s�a�il,b�
<br /> �iii:t rAA tNC�UJI�.i.�a�det ah�ll give w Borrower.wi�wwn sharge,�ta�nnwl a�ccounting of the Punda.showiag��i�:iF�?:�aad
<br />.. �ft?t�tis w the Funda and thepurp�e for which e�ch cklr,ir.2:a the fiutrds w�s made.'tl�e Fwxfs uo plodgod�.s p�".:�;":d:aosul
<br /> ; �wi.`y to.«ti�::�r-�.3 yb �.�ia�:::-•waist;.�.... ' � •
<br /> � If We Fuada held by Leader ezoaa��um a�naoµtlta'petmitted to 2.��;heid by applicabin l�w.I��nder slu�ll �ocount W •
<br /> Bomowa far tUe ea�oea�Funds in�coordudari'�i'�l`�d tlae,�,t;uiruneau of applicable law, [f the uaount of tbe Puncla hcld by •�
<br /> l�noder u any tia�is not�ient to pAy�14rn;E�tiFr llaerare when due�I.e�der m�y�.ru mutlfy Boaower in writing>and�in .
<br /> is,sr�cax Sorrowet ah�?I �a�� tt�Lender the amount ���es.��y to make up tLe�el��i•�acy. Bomower shall m�Ac t�p ihe ':� �.
<br /> d r&�:7��xncy inmo u�oce t�cavcil,vt awathlY WY��•g2:;�.��nil�t's sole dlscreuoa.'.�.
<br /> � ".1 x��,Uy�eae in fe+lJ.ai�ll sucns sa:ured by�his<<ecurity Lv.�uu�ept,���lex �all proruptly rcfhad to lL��c�rrowet • , .
<br /> ; aa;� ���nlil by J�aoder. ff. under pu�graph 21: Leude� s1rsa�S,�;r,Tv���re mr �S'7B,•phe Pmperty�, J.ender, PrinT z�r� t}�e .
<br /> Ao�daidon or sale of the Pro�ty, shall apply�ny Nunda heid by"����tler.it� tht time of�cquislttoa oc s�le a��t:��edi�'. .
<br />� a{,r�a�at the swns eecured by tlus Seettrity Itustcumant. . ;;.
<br /> _ 3. Ap� d P��s. U Nas �pp li c a b le law:prQv i d e a�2 3 i e t wise, �p s y m e a t s roceivod b y L e x��Y�Kr.�u�c�C r
<br /> — t�A,ragrap6s I�a d��s�all be�pplied: first� to �nY P�Y�'�ent chugee due wider the Note; secood. to aoaoun�",�tPn;��ble
<br />.$ •}�.ndQr 2:t6izd,to lntecest due:fourth,to pdncipei�due:md l�st.to sny l�te a due under the No�i2,
<br /> ;M. �{�I�; Lie�. Boimwa ahall,pay�11 t�►xes,aaseaaarait4��u8a. tiaa�imEwaidoni �ttribut�b7o�to t6e
<br />:-:ti�, pmpetty wrhkh mty �diin priorlty.ovar thia S�►dty Ii�stnuneat,.and�lesrehoid paymeats or grou�d reats. �f my.
<br /> �ipiro�ver�ull p�y tbae obli�ation:u�the c�cuwer pmvlded ln pu�g3ap't�2,or if not paid in tl�at maaaer.Hoimw�er sh�il
<br /> 0
<br /> pay•Wen►un time dlrec,tly to ih,e pereon owed payment: Bornawu shall promptly fum�ah to Lrnda all naica of.�c+unta
<br /> ta be.pRid under thu p�gr�ph. If 8omower m�lcea tha,c p�ymeata ditectly. Bormwer ah�il proa�ly fiunisb a�b SLe�kr
<br /> �eceipa evt�cu'��e arrnana•
<br /> Borrorver e6W P�P�Y�u8e�ny I�cn which hiw piiodtY�over thi�5ecurity Itutrumnt unlea�Baivw�or: (�)
<br /> � �gca�in wiiting to the payroent of the obliguion socwod by tlK lien i�t 1 r�u�er a�t+blr• W I.a�der; (b?oo�te�ts ia
<br /> � �ood fdth the lien by.oc defa�ds �g�inat enforaa�ent of the liai in, 1e�g�l pr0000din�s which in th� Lab3er's.opiaion
<br /> a}�erate w prcvwt tbe eaforoement of the ikn; or (c) sa.�Yres from th� lalder of the liea�n �t s�t+�tocY to
<br />;{ 1..tnder wbordin�ting t6e liea to this Security inauumatrt:If L.radec ddsemines th�t my part of the Pc�opat�i�a�Id,�eix to a
<br /> �fir.0 whkh may xt�ia priodty ova thie Socurity Inst��a�cnt� X.ender roay give Homuwa a notloe identd�a�,�t7ie liea.
<br /> Borrower ata11 sMbty tbe liea or take une or more of thc acdoas set forth above w�t4ta 10 d�y�of tha giviu�o�'�aatke.
<br /> i� S.Hiva�rd or P�rope�tr Ina�raoce. 8arrower eh�il keep tLe iroprovaueats aow existing or herufter ea�ac�od na tbe
<br /> :''i property insured �ainu loa by fire. hyz�rda iacludM within the term "cxtended cover�ge` �nd any ot�c �.
<br /> �:;� F«n,90� siao�w�•�a.��
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<br /> �.�:� OAN:<E915 SYSTd1S.M4C..ST.C101Xl.MN 50702 11•EOOaf7.t7�11 FOfIM MO•I.NE Yl6l91 — —
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