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<br /> � 97- �L05003
<br /> s. �rd or properiy Imunnce. Bonower sball keep the impmvemencs now existing or hereafter eroctal on the _
<br /> pnyperty insutGd ay,�inst loss by fire,haTarda included wtthin tha term'extended caverage" and any other h�ards,including
<br /> ilaods or tloading,far which l.ender requires insurtnce.7'his insurance sh�ll be maintained in the amounts�nd for the pedods
<br /> th�+t l.e�xlee requirw. Th� iasurancc sarrlcr pro�iding the insurance�hall be chosen by Bonower sabject to Lender's ApprovcJ c
<br /> Wh{ch sh�ll nae be unre�soa�bly withheld. If Borrower faile to mxtntaln covenge described abave, Lcnder may, ac I.encler's
<br /> optiaa,obt�in cavora�e to protect L.ender'e rights in the PropertY in accordancc W�t�P�BraPh�'
<br /> AU insurtua�e polic.its end renewala shall be eecept�ble to Lencier and shall Include a stendazd mortgage elause. Leader
<br /> sh�ll h�ve tht dght ta hold the policies anA rtnewale.[f Lender rcquins,Botrower shall promRtly give ro Lender all receipts of
<br /> paid premiums and rxnewal upi�as•ln tde eveat of loss,Borrowor shall give prompt notice to t6e insurance carrier and Lender.
<br /> Ltnder nu�y n�lce proaf of loss if not made promptly by Boirower. _
<br /> lJnl�:as Lender and 8orrower otlxn�vise agrce ia wdting,insurance proceeds shall be aPPlied to ratoration or repair af the
<br /> properry d�m�ged,if tha restoration or np�ir is economicalty feasibla and I,cnder's security ts not la�•lf the restoradon or
<br /> repair is not xoaomicaUy feasible or l.ender'a security would be Iessened,che insurance pmceeds shall be appliod to We swns
<br /> secut�ed by this Socutiry Instn►ment,whether or aot then due, with aay exass paid w Borrower. If Borrower abaudons the
<br /> Praperty,or doa aot uuwer within 30 diys a notfx from Leader Wat che insuraace carrier ha�offerat to senle a claim.than
<br /> l.ecrde� may colloct the insuranc� procads• Lend�� m�►Y use th�P�to repair or reston tUe Property or to pay sums
<br /> secured by this Securiry Instrument,whether or not ilten due.The 3Q-day pedal will begin when the nodce is given. _
<br /> 'Jttl.:.r Lt�e! � HoTmw�*othenvise igra in writing. wv �Pplics�tion of procoeds to principal sh�ll aot aatcnd or
<br /> postpono the due daa of the montbly pxy�nta nfernd to in paragr+plu 1 aad 2 or change the +mount of the pxynacn�a• if
<br /> under pinigr�ph 2t tho Property is acquind by[.ender,Borrower's right to any insurance policies aad proceeds r�sulting from
<br /> dua�ge ta the Propeny prior to tht acqulsirion shail pass to Lender to the extent of the sums saured bY this Security Insaumea�
<br /> immedi�tcly prior ta thc acquisttlan. ���a,'d�A�������.
<br /> 6. Oocup�ncy,Preserv�tion. M�Intau�na and Protedlon ot the Propat7►
<br /> ��W��1�pY�a�������thG propettyr as Borrower's principal restdence within sixty days after the eaxudon of
<br /> this Socurity Instiument and ahall coatinue to occupy the Properiy as Borrower's principal�esidence for at least one yeu after
<br /> th�d�te of oocupu►cY.unl�ss LenRkr otherwise agroes in writing,whicb conseut shall not be unreson�bly withheld. or ualess
<br /> exteawaing citcumsc�oces exist which ue t►eyond BorrowePs conaol. Borrower shall not desuoy, dama8e or imp�ir the
<br /> prop�rtY. atiow the t�mpeRY co cicicrio,:ie. zr�snmit•::•::c r..*�P!+c��*ty• Borrower shall be in default if any fo�feiture
<br /> xtion or procadiag,wbether civil or crtminat, ia begun th�t in 1-end�r's good faith judgment could resalt in forfeitamm of the
<br /> ptoperty or otheiwise muerially imp�ir the lien ateued by this Securlry Iastwnent or Lender's sacuriry inte[est.Borro►�'er ms�}r
<br /> cure such a defowit aust roiastue,as providod L►pu�gr�ph 18,by cswsiag the acaon or proceodinB to be dismissod witb a zuling
<br /> ttua, in I.ender'a good faith deteamGnation. precludes forfeiture of the Sorrower's int�rest in tlu Property or othar mat¢rW
<br /> impurment of tbe lieu creuod by this Secur[ty Insuvment or Lender's securiry interest. Borrowa shdl also be in d�.+�au1t If
<br /> Bocm�wer.durinE tt�e lom�ppllcation pmcesa�Bave mater�alty f�lse or inxcurnte information or stuema�ts to Leader C�'���
<br /> �o pi,�,��der v�,;th any mueri�l Infomiation)in connecdon xdth the loan ovideaad by tLe Nae.including,but not limitod
<br /> to�rept+e�eatatious conarning Borrower's occupaay of che Propercy u a principal residence.If ttiis Security Insaument is�
<br /> ka�ehoid, Borrowa sha11 oomPly with�ll the proviaions of t6e lease. If Borrower acquires fee dde to the Pro�Oerty,
<br /> � lez+c�ofd�od the fa title shall not merge unless L.ender IB�rroWer fails o perform the oovea�nts�nd sgrama►ts ca��ed in
<br /> 7.Protectlop ot I.ender's Ri�6ta in ths Pt�oparty
<br /> tliis Security Iasuumeat. or che�e is a legal proceedin8 th�t may significantly affect Leader's dghta ia the PcopenY (wch sa t
<br /> ' p���,�upw�y.probate,for wndemnadon or fodeicurc or to enforce laws or regul�tioes).��Q���
<br /> pay for rvhuerva is neoessuY ro Pmtax the vdue of the Propetty wd I.euder's rights in the PropatY• � �� MY�B
<br /> incltxl�payin� �nY sums secarad by a li�en wbich hat priority ova thi� Securicy Insuument, aPP��B
<br /> re�soss�bk�dtiorneys'fas�od e�teriug on the ProQertY to m�ice rep�irs. Although I�ncler may take actioa uidec tl�,�OU+�aQh
<br /> 7.L.esider does not have to clo so.
<br /> My �saunts disbursed bY I.ender under ttdis puagt�ph 7 sh�ll beoome �dditioml clebc of Bortnwer s�cured by this
<br /> Sersurity Iai�niment.Unless Borrower aod Leader agra co other termt of paymeat.these�roounts sh�ll beu interesc from tbe
<br /> du,¢,pf,disluraea►ent at the Note rue aad shdl be pAyable. with intcnst, upoa noticc from L.endet to Borrower•teqtxstin8
<br /> WY M����.If[.ender raquf�od mortgage insurana�s a oondidon of m�king th�e loan accurod bY this 5ecuriey
<br /> Iiuuumeat. Borrower shall piy tLe pamiumt sequired to maintain the mor[gage iaturux:e in effect. If. for ury c�eason. the
<br /> martg�ge fasuruKx coverage nquired by I.eack�.r lapses or aases to be in effoct,Borrower shalt pay tha premiwns raNir�d to
<br /> oht�ia�coverage subsunti�lly equivilent ro the�ortg�ge insurance previously in effect. at�cost substandally alwvalent to d�ee
<br /> oast to Bomovirer of the mortgage insunt�ce pxeviously in effati, fmm an altemate mortgagc insum appmved bY IRader. [f
<br /> substwtially equivat�nt mortgage insunnce covecz8a is not available,Bomnwer shall pay to Lrndar e�ch month a sum eqwl to
<br /> one-twelRh of the yearly mortgage[nsur�noe pnemium bein8 patd by Borrower when tbe iasut�na covenge l�psed or a�ed ro
<br /> be in effect.Leoder will acapt, use and retain these prymeats a� a Ioss reserv�in lieu of mortgag� insunace. Lose nseiv�
<br /> wrm 3ot� sNo
<br /> ��BV(NFJ 192111.01 rao.aa e �+�►�`"'�- ��
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