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<br />		THIS DEED OF TRUST("Socurity Instrument")is made on   JUNE 23,  1997 			.The uusWr is
<br />   						..... 	...  .,....t.....t   ...i rJ�Fe							_
<br />		,'1L�Y�N W. KYAPI eiinL T�iilunau.a u. i�an+�� llYOYUU� ..«
<br />   	("Horrower").The trustee�s NORWEST BANK NEB1tASRAs NATIONAL ASSOCIATION
<br />   	("T�ustsx').The beneficiary is  NORWEST BANK NEBRASRp� NATIONAL ASSOCIA.TION
<br />   	w',�'',:h i�ar�:�i;,G!st��t,•-��o��rvin_.r the laws of   t�P LT��t t.+�i States of America       		•�w�
<br />   	���5 202 West Third Street� Grand Island. NE   688(11
<br />    										("I.cader").Bortower owes Lrnder the principA[sucn of
<br />   	FIFTY THOUSAND AND NO------------------""-.."--------'-`�ollus N.S.S 50.000.00      	�•
<br />   	Thie debe is evidenced by BorrowePs note dated the sarne date as this Security Instiument("Note").whic6 pr�ovides for
<br />   	mon�hly py�yments,with the full debt.ff not paid earHer.due and payable on   June 20�  1999   			•
<br />   	This Security Instiucnent seaues to Lendor.(a)tt�e npayment of the debt evidenood by the Note,with intGrest.�nd all xayewals.
<br />   	eatauions �nd modifica►tions of the Note; (b) the paynxot of all other sums, with intcrest, �dvuxxd under pataga►ph 7 to
<br />   	pn►tect the security of this Sxudty Instrument; and (c) the perfonna�oe of Bocrower's cavennnte ud s►greeenents: For tfiia
<br />   	porpose, Borrower irnvocably grants and conveys to Tnrstec, in trust, with powor of salo. ttie following d�sc�ibed prape�ty
<br />   	located in				flall      							C0°°�'N��°'
<br />    	I,ot Z'�enty  (20)� in Bl�ck TWO (2), Brentwood Subdiviaioa in the City of Grand island.
<br />    	Hall County, Nebraeka.   								.
<br />    	which hes the address of    3132 Briar�rood Blvd, Grand I�land					[5uea,cky�.
<br />    	Nebraska   68801  				("Property Address");
<br />   				�Zip Code]
<br /> 		TOGETHER WITH all the improvements now or hereafter erected on the properry. o►►d all euxments.appurtenances,and
<br />    	fixtw�es r►ow or here�fter a part of the pro�erty. AU replacements and edditions shall also be covered by this Security
<br />    	Instrument.All of the foregoing is refemed to m this Security Instrument as the "Propeny.'
<br /> 		BORROWGR COVEI�ANTS that Borrowcr is lawfully seised di the eswte hercby conveyed and h�.s the right to grant and
<br />    	convcy thc Property and that the Proparty is unencumbcrtd,except for enc�umbranoes af reoord. Bormwer wnrrants aixl will
<br />    	defend generally the hde to the Property ugainst all claims xnd demands,subJect to any encumbrances nf record.
<br /> 		THIS SECURITY INSTRUMENT comb[nes uniform covenants for national use arxl non-uniform cavenants with Umlted
<br />    	variations by jurisdiction to wnstitute a unifortn eecurity instrument covering real property.
<br /> 		UNIFORM COVENANTS.Borrower and L.ender covenant ancl agree as follows:
<br /> '		1. Payment o[Principal�nd Interest; Prepayment ond Ixte Charges. Burrower shall promptly puy when due the
<br />   														-�---�-��-•-
<br />    	prineipal of end interest on the debt ev�denaa ny ioe ivo[e nnd any p�paym�:ni arxi iait�idti5c5 uiic iinuc� u�c..vs�•
<br /> 		2. �ends tor Taxes and [nsurana. SubJect to upplicable law or to u written waivcr by L.ender, &�rrowcr shall puy to
<br />    	Lender on tho day manthly payments urc duc undcr tlie Note.until tl►e Not�is paid in ful l,a sum("Funds")fur:(a)ycarly tnxes
<br />    	and asscssmcnts which may attuin priority ovcr this Security Instniment ns a lien on the Property; (b)ywrly Ic.�tsehold payments
<br />    	or ground rents on the Property,if any;(c)ycarly hazard or property insuraixe premiums;(d)yearly ilooci insurancc prcmiums,
<br />    	if any: (e)yearly mortgage msurance prem�ums, �f nny;und(� any �ums payAble by Borrower to Lender, in accorclance with
<br />    	tlie provisions of paragraph 8, in licu of thc paymcnt of mottgage insurancc prcmiunu. 'y'hc�c items arc callal"Escrow Items."
<br />    	Lcnder muy, at any time, coll�xt and liold Funds in an amount not to exceecl the maximum amount u lemlcr for a federully
<br />    	relnted mongaIIe lo:im m�y rcquire for Borcower's escrow account undcr the falcr�l Rcal Gstate Settlement Procodures Act of
<br />     	1974 us amended from timc to timc. 12 U.S.C. Scction 2601 er sey. t"RESPA"), unless nnother I;tw that applics to thc FunJs
<br />    	ssts a lesscr nmount. if so. L.ender may, at any time, callect and hold Futxts in an nmount not to exceed the lesser amount.
<br />    	Ixnder may estimats thc amount of Futxls due an the basis of current d:tta and re:uonable estimatcs of expcnditures of future
<br />    	Escrow Items or otherwise in accordanCC with applicuble law.
<br />—   	NEBRA6KA•Single FamllyFannl�M��IFnddi�Mac UNiFORM INSTRUMEMT    					Form 3028 9190
<br />    	�NI 12Y97 MTG			VA1P MORiGACE FORMS�13�3!233 8100 18001G21)23� No�i o�a   		Am�nd�d 6191
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