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_ �� . , . • . . _ . . .. �--------- .. . ...::. `� " .�� — - ,' •. . .. .�.-rs r•o: • J`Y_^�_.-_. ..______. .._. � „ . '.c.. . . ��,:;:�;��..._�v. _ .� ,. . .ny`Y.�.rI'^��".,��.'��:�I •� _1��::�f��..�4��,�}�"_!m _— .�. .. _... liFi'� ��,7Hy i• -, - -` _ _..[t5...4__•_ - . .�.- APVLt 001-70617074 � � � 97�10499`� ADJUSTABLE RATE RIDEIZ 'THIS ADJUSTMLE RATB RIDHR is mado this 2 STFI day of �� 1997 ,atjd la �p��a and shalll�deemcd to amend and suppk�anrnt tha Mortgega Daod of Trust or Sccurity De�d(tha"Security _ Insu�unent")of the same date giveti by Ihe uaderslgnod(tho"Borrowex") w secuce Barowu's AdJustable ttate I�rne(tha "NOte��)U1 HOME FEDSRAL SAVINC�9 & LOAN ASSOCIATTON OF a�231ND I3I31ND (�a"�")of the same dtue and coveri�ng ihe prop�sty doscribod in the Securlty InswmGra4 and laated a� 1�12 W 12TH sT 8218 N US HWY 281 aRnt1� Tsr�►r1D, NSaRASI(A 68841 GRANO ISLAND, NE 68803 [Properiy AddnuJ TMS NOTE CONTAINS PROVISIONS AI.LOWINC FOR CHANGES IN MY INTF.RF.ST RATE AND MY MO1dTNI.Y PAYM�NT. INCREASES IN THE INTI�AE.S7' RATE WILL RFSULT IN HIQHER PAYMENT3. DECREASBS IN THR INTERFS'C RATE WILL REBULT IN LOVYER PAYMENT9. ADDITIONAL COVENANTS. In addlHon 6o Iho covaant� ond agraments madc in �he Security Insuuma►t, .1 F Iw v �nt�nrl oer►�n�,�jnlln�ye• awT�vlu«�1�.L,:..d.'� t!!!.. M.!".1... -,,,." ' A.IM'ERRST RATE A1�1D MONTHLY PAYMENT CHAN(iE.4 'Itie 1Voca Pc'nvides for en inilid intuest reto of e.5 0 0 96. Tho Nota provides for clw�ges in ttia Intarat rate md the monthtY P�Y��es follows: 4�IIVTEREST RATE AND MONTHLY PAYMENT CHAN(iES (A)l%ian`e uaia ° ltie inta�est cata I will pay mey change on the first day of �Y , �00 0 .end on that dty evay �sTti month therea8er.F.ach date on which my interest rate could changa is cailod s"Change Date." (B)'I'6e Inde�c Begirming with tue first Ctwige Date.my intaest rato will be based on en Indou.The"Indw�"B: THS WSEICLY AVRRAC3B YIBLD ON UNITBD B�ATSS TRSASi7RY SBCURITSS AD�7tl9TSD TO A CONSTANT MATURITY OF 1 YSAR, AS MADS AVAILABLE BY TR� F�SDBRAL RBSERVS SOARD. �rno mosc reanc Indo�figure av�i)ablo u of�aate: 0 as asy� ❑ befae wch Ciunge D�te ia caUed tha"Cur.�rent L�dox: If tha Index v no longer availabb,the Note Holda wlll choo�e a now indox that i�baaed upon comp�ble information.� 'itie NoOo Holda wi11 give me aodca af this choia. (C)Calcol�don of Chw=a Befaa each Chmge Deta.the Noto Holdar will c,�culYe my naw intaest rata7 5 o�g 96 to the Cuar�nt Ir�ltu. T�g 1►N1p THitsg pvl►R.T&RB percennge point(e)( ) 't]te Nota Holda will t1►en mund the rcsult of thls�didon to the [�Ncarest [.-,](Next Highest 0 Ncat Lav��>. a+� sictrrx Subjoct t�o the limit�stated�n Sxdon 4(D)below, thic roundad amonnt will be my new inurest rau until thc n�act Citi�ago Datc. 'Itia Note Fioldes wlll then decamine 1he wnoun►of tha monthly payment that would be suffic�ialt W rep�y the tu�ai�1 Arinci�atl du�t I am expected w owe at the Change Ihto in full on the mawrlty date at my new inuxest rat�9n substarn1�11y eqwl nnyments.The result of thi�culculat�or►will be tho naw amount of my month�y paymen� (D)Limib on Intereat Itate C6aa�ee - asc check approprlate boxea;{f no box�t c/uck�d,t1u►e wlll bC no►na�dmw►t ltmft on clwngesJ (1)'tha�e wiu Ue no mu�imum umlc cx►intaesc rete ch�ngea. i o.s o 0 96 nx (2)'It�a intaesi rate I ocn requirod W py�tha first Chengo llate will not bo�eata than � b.DVV yp, xM (3)My intaest ratc vvW nevu ba incrcased or docrcased on m�y s�ngle Ghango Daus by moro than � �m � TWO PERCENT percema8e Poi�►t(s) ( ) rato of' taest I havc bcen paying for the preceding palod• �(4)My intuest rate will never be greacer than 13.500 96,which is called t1iC°Mazimum Rate." - TFTE "MINIMC7M RATE" WILL NEVER SS LESS THAN 6.5004. — YULTISTATE ADJU9TABLE RATE RIDHR•Sinplo Family e�a� -- P.p•t ot a „�;;� �•�0lA(040�) VN P NORT�AOE FOAYB•(l001627.7�9f Initlai�: __ ._-.:.1 — � ��f�C,7.,� ..i t � -- - - - ------ -- . ._ � ._.._. - - . --------- ,_.,.�.._..NJ#r..-� ....-�rcr:�-�-� r1LLLi�YVfelil.i'. ._. —_'"