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<br /> TOG�THER i11'ITH dl the improvemeets now or hercatcer erccted on the property.+�d x��easementc,appurtrn�nces,
<br /> fixture� r+nw or hereaCt�r a part of the pmpeny• A�� rcP�u=�n�s �nd #ddit{ans shall alsc� E� ec���erecl by ihis Sccurit�� -,
<br /> [nstrumrnt•AU of the foreRoing Is rofer[rd tn in thls Security Instrument u�ho "1'ropenY.�
<br /> AORRpWeK GOYENANTS�hat Bacrower is I�wfully seised of the est�te hereby canvt}�ed and has lhe right tn�rant+uxl
<br /> convey the Propetty +nd�hRt the Fropeny i�unencumbercd, exctpt for r.ncumbru�es ot rec�rd. Horrc�wer wxrrnnts rnd w�ill
<br /> dofrnd aenen►Ily thG dtle to the Property a8unst xll clRims u►d demuxis,subjact to anY encumbru►ces of record.
<br /> THIS SECURITY 1NSTRUM6NT cambincs uniform coven�ntF for n�tinnd usc�ux1 nan•uniform co��onants with limited
<br /> variuions Uy Jurisdiction to constitute a uniform securi[y instn�ment covering reAl property.
<br /> UNIFORM COYENANTS. Borcowcr and L.ender covcnant au►d agree�s follow�s; i W��n due the
<br /> 1. Payment of I'riac�lPAJ:�A interesh PreWym�nt �nd I.Rte Ch�r�es. Borrower sh�ll promptly p y
<br /> principil of ind inr.cr.�r.c�o.r.R.r:def5r evidc°�ed.b�rhe Note And nny prep�Ymenc u�d 1�te chxrges due under the Noie.
<br /> Z.F� fa,.��a����,�c�c. ,�ubjr.�:to applicAblc l�w or to�written waivcr by Le�r�1��M�'r��.(: P�`�` �o
<br /> Lender on the d�y�s�c►rxr:h►Y I�Y��s�����'r�e Noce,until tha Note is pafd in full,a sum("Fundc")far.:(a�l ya�r.i`•y taxcs
<br /> and usGUments whicR mxy aaazr.e pr,��Jr�}o�er chis Securi�� rastrut►xnt as�lien on the Pxo�►e:t):QG1 y���Ly f.e�.�p�.Y�ts
<br /> or grom►d rcnts on the Propem'a 'r.f x�ey:tc)Yeu'lY l�aza���r Rr.cr�eny insurance premev.ezrs:f�T year.ty f.T.��a.�ar�c►cx pr�xniums,
<br /> if u►y:(e)yarly� m�or�g�ge ins�ance pnmiums. if any:a�(� aay sums paYsb4e Dy 19ornaMrer cca l.etx,ler. �accer6aanee with
<br /> the provisions o€para,��sPh 8,in lieu of[he p�yment of�eoccgage iasurarr�ce�axe�niums.'�se items ar.�c.�lled"Escrow ]tems.'
<br /> �nyy, ��y i.er.rx, collxt uxl huld Funds in an�et craa ta excoaE elae mauu.mum u�un:r �lender for a federall�.
<br /> nlated raortgage i�aa rmy rWuire for Borrower's escrow accaunt under tka�c f:sdea'a!Rea�Estue SetC1.r rre;-�t Procedures Act of
<br /> 1974 u�ndai from time to tuane. 12 U.S.C. Section ?.�i�it er.sc�q. ('R1C�F�"),wnEesr,another I�w cnm�pl'ecs to che Funds
<br /> sets �lrsser unou�nc. if so. Lender may, st any tim�, co�Cti�ct s�ncl hold �lrntls iA an �-r.7�:unt not to excoed tl�e�r.�er aawunt.
<br /> Lender may�sticsuur the unount of Fundx d�re cui tM basis�n°i carrent d�ta ac�d rawnabk estin�tes of azpcndinn•a of futun
<br /> F.scrow items ar ncG��swi�e in�ccordance wit�.:ru,,rlicsble la�w. i�[���i or a�tiry
<br /> Th� Funds st�all be held in an instituta�o,�c whose dcposiu ue insured by a foderal ag�ncy. tY�
<br /> (including Leader,if I.ender is such an^n.ctitu�on)or in xr.��„�d arn►tHine ch�unds u�n lly utialyzi=ngltde acrowactcowu or
<br /> F.scrow Items.l.ae�er mzY noi c:in�ge�r.rr:::.r.,..hQ.d.r`__._ ..
<br /> ' verifyiag tho Esc�+�s+r•�ltems,unless I.ender pa;,.��orrower inccccst on the Funds and npPlieable law permits L�ec co make sucA
<br /> •c,�uge. Howex�e�, .i.ender mAy re9uire Bora•o�vaT to pry a onrtime chatge for�n Indepehdeat re��s��i�tax n�rting�ervia
<br /> � yy �nd�r;;�n n:�nnxdon with this loaic, ic�)rss applieable law provides otherwise. Uaie,cti .1��.Z��nt is m�de or
<br /> n�Smi�ir,:�b�C l�w reyuir�s interest xo be paid,Lendar shadt�r�ar b��required to pay Borrower any interesi;�r�earnings on the Funds.
<br /> Borr���vtr acid Lender i:ny �gre°as,writing,hawt�•or,zi,^�r. ,;:�:�ses[shall be paid on ct;.e�unds. L.endez shall ui f�1�t{��ea�oh�
<br /> witlwut chuge� an�anwd account+».g of the Fluids, �;�rH�:;in� .�redits and drbits to th�r,znds and the Pnrpo
<br /> debit to tht Funds was mde.The F�nds are pU��ged u�iiliArnoJ security for all 1�1����r��uat co Borrower
<br /> If the Funds held by I.ender exceed the amounts pernntted to be held by app�
<br /> for tLe ea�as3�unds in�cc°�d�°a wi���uiremen[s ot a�►plicable law. If the ampt►nt ef the Funds held by L,eada u�ay
<br /> t,me is not sufficiart to pay d�e'li ScT9w Iiems when due,Lender may so notify Bonc►s�c'in wricing,and,in sucb c,�s�BoR°�
<br /> sh�ll pry to l,enda tlu�at �estssary co make up th�deficiency. Bnrrower sh�13 make up che defic[ency in no more thu►
<br /> ��,��,�y wy�,s.�t Lender's sole�li:�Lntion.
<br /> Lender shall prompcl�� refwid to Borrower aay .
<br /> Upuo�yY�nf in full of all sums sa�}rr.ea by this Security l�utv�i�mens, .
<br /> Funds hdd by L,endez.If, undar parag�h 21,Leader st�all acquirt or sn11•�he!'roperty.L�eada.Priar to thG scquisi�ias�or s�la
<br /> of the 1'c�onertY. shall �PP�Y�4"a��ds held by L«ider ae�r.fie tune of acquisitioa or s���s a credit against the sums arcured b�
<br /> this Socuriry lnstiument. .
<br /> 3.AppBauioa of Pay�neats.Untess aPplic,�ble!aw provides othecwise.�ll piyme�+s;rrceiv�t by Latider u�...•s�,�w'�BT�phs
<br /> ' 1 and 2 sh�ll be applied: first, to zny PreP�um'•''a►t chuges due w�d�r the Note; second.to amourus'I�ay�ble ut�rrs�ara8r�ph Z: . .
<br /> third,to interext dur. fourth,to ptlncipal due;ai�d la,st,ta any late chuges due under the Nota •, .
<br /> 4. Clnr�es:Liac. Borrowcr sh�ll piy all tues,xssessmertu,chuga. fines a,�d'ea�yausiaiwu ar�Ylbuabl�Uo the PropercY
<br /> �ici��wry attain priority over this 5ecuriry Instrumeat, and letSehold payments n�'.�:'auv;cl.�nts, if•my. S�rma.wer s6�11 p�y
<br /> tt�pe oblig��ions in the ntinn�r provided in��i,�;.a.�t�ph 2.or if not pud in that mannrr�l�+ot��wer s�u71��t�y diem'dn time diratly
<br /> to the person ow�ezl�ym�nt.gOROw�����'J°°�ly fumish to i.ender all x►otica af amounts to•��:�pnid�r this�pat+a�Ph•,
<br /> If Borrowu milces thae payments dircctly.Bocmwer sha71 prompdy furnish to I.eader reaipts evWdxinB WY
<br /> Borrowcr sh�ll promptly dischuge u►y lien which R,a:,�riority over this Sec^,�tiac�+.tnstrumeat unlcss Borrower::(a) �8��
<br /> writing to�he pdY�t of the obligation secured by tl►e f�an:in a manner accePubj��'°.sl�encler:(b)contests in gro�r�t:�,itb the lieu
<br /> by. or defcnds ag�ins►enforxment oi tP�e lien in. legal proa�edin$s which in thr Lencler's opinion opetuc <<"�nvent the
<br />-- enforartknt ot r1u lien:or(c) secura frauz ttte holder of� f��� n��istsubjcc�co a I em r��+smayrsn ini pnthe l�'�C �
<br /> this Secudry Insttumnnt. If Lender da.un�tln�es that u►Y P {x Y
<br /> this Securiry lnttcumen�.�.���y go���`�'a s�+tmx idencifying the lier�.�nower sAa1�t satisfy the jim or take one nr ,
<br /> moa of the actions set[rnrt�til�ove wittr.itt]0 dnys�rf�tt�nu•i:�sg of notive. Fam 302� us�
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