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<br />Subject to the provisions of Section 18, any Successor in Interest of Borr�ver who assumes Borrower's
<br />obligations under this Security Instrucnent in writing, aud isapproved by Lender, shall obtain all of Borrower's
<br />rights and beaefits under this Security Inst�ment. Borrower shall not be released fromBorrower's obligations
<br />and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and
<br />agreemeats of this Security Instrur►�nt shall bind (except as provided in Section 20) and benefit the successors
<br />and assigns of Lender.
<br />14. Luan Charges. Lender may charge Borrower fees for services perfoimed in conne,ction with
<br />Borrower's defautt, for the pur�ose of protecting Lender's interest in the Property and rights under tlus Security
<br />Instrament, including, but not l�mited to, attomeys' fees, property inspection and valuation fees. In regard to any
<br />other fees, the absence of express authority intlus Security Instrument to charge a specific fee to Borrower shall
<br />not be construed as a prolvbirion on tlie chazging of such fee. Lender may not charge fees that are expressly
<br />prohibited by this Security Instru�rrent or by Applicable Law.
<br />If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpret�l so
<br />that the interest or other loan charge.s collected ar to be collected in connection with the Loan exceed the
<br />pemutted limits, then: (a} any such loan charge shall be reduced by the am�unt necessary to reduce the charge to
<br />the permitted limit; and (b) aay sums already collected from Borrower which exceeded permitted limits will be
<br />refunded to Borrower. Lender may choose to make this reftu►d by reducing the principal owed under the 1Vote or
<br />by makiag a direct payment to Borrower. If a refund reduces pnncigal, the reduction will be treated as a partial
<br />prepayment without any prepay�nt charge (whether or not a prepayment charge is provi�d for under the Note).
<br />Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any
<br />right of action Borrower might have arising out of such overcharge.
<br />15. Notices. All notices given by Borrower or Lender in connection with this Security In��t must
<br />be in writiag. Any notice to Borrower in comiection with this Security Instrument sball Ue dee�d to have been
<br />given to Borrower when �iled by first class �il or when actually delivered to Borrower's notice address if sent
<br />by other means. Nbtice to any one Borrower shall constitute nohce to all Bonowers unless Applicable Law
<br />expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a
<br />substitute notice address by notice to Lender. - Borrower shall promptly notify Lender of Bonower's change of
<br />ad�ress. If Lender sp�if es a pracedure for reporting Botrower's change of address, then Barrower shall only
<br />report a change of address through that specified procedure. There may be only one designated notice address
<br />under tbis Securiiy Instnunent at any one time. A�y norice to Lender shall be given by delivering it or by
<br />�iling it by first class mail to Ixnder's address stated herein unless Lender has designated another address by
<br />notice to Borrower_ Any aotice in connection with this Security Instnu�nt shall not be deemed to bave been
<br />given to Lender until actually received by Lender. If any nohce required. by ttus Security Instru�nt is also
<br />required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under
<br />this Security Instrument
<br />16. G�verning Law; Severability; Rnles of Constrnction. This Sec�mu�ty in � t shall be govemed
<br />by federal law and the law of tUe jurisdiction in wbich the Property is located. AIl righis and obligations
<br />contained in this Security Tn���+t are subject to any requirements and limitations of Applicable Law.
<br />Applicable Law might explicidy or �' plicitly allow the parties to agree by contract or it might be silent, but such
<br />silence shall not be construed as a prolubition against agreement by contract. In the eveat tbat any provision or
<br />clause of tbis Security Instrurrient or the Note conflicts with Applicable Law, sucb conflict shall not affect other
<br />provisions of this Security inctr�_rr�t or the Note wluch can be given eff�t without the conflicting provisio�
<br />As used in tlus Security Instru�nt: (a) words of tUe masculiae gender shall mean and mclude
<br />corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the
<br />plural and vice vetsa; and (c) the word "may" gives sole discretion without any obligation to take any action_
<br />17. Borrower's Copy. Borrower shall be given one copy of theNote and of tlus Security InstrumenL
<br />18. Transfer of the Property or a Beneficial Interest in Borrower. As used in tlus Se,ction 18,
<br />"Interest in the Property" �ans any legal or beneficial interest in the Pr , mcluding, but not limited to, those
<br />beneficial interests transferred in a bond for deed, coniract for de�tallment sales contract or escrow
<br />agreement, the iatent of which is the transfer of title by Bonower at a futiue date to a purchaser.
<br />If all or any part of the Property or any Interest m the Property is sold or transferr�l (or if Borrower is
<br />not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior writtea
<br />consent, Lender may require immediate payment ia full of all sums secured by tbis Security Instrumea�
<br />However, this option shall not' be exercised by Lender if such exercise is �rohibited by Applicable Law.
<br />If Lender exercises tUis option, Lender sball give Borrower nohce of acceleration. The notice shall
<br />provide a period of not less than 30 days from the date tUe notice is given in accordance with Secrion 15 within
<br />which Borrower must pay atl sums s�w by tlus S�urity Instzument If Borrower fails to pay these sums prior
<br />to the expiratiaa of this period, L,ender m�ay invoke any remedies permitted by ttus Security Instrument without
<br />fiuther notice or demaad on Boirower.
<br />19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions,
<br />Bonower shall l�ve the right to have enforcement of this Security Instru�nt discontinued at any time prior to
<br />the eazliest af: (a) five days before sale of the Property pursuant to any power of sale contained in this Security
<br />Inshument; (b} such otber period as Applicable Law might specify for the terminarioa of Borrower's right to
<br />reinstate; or (c) eniry of a judg�at eaforcing this Security Insmament. Those conditions are that Borrower. (a)
<br />pays Lender all sua�s wlvch then would be due under this Security Instrument and the Note as if no acceleration
<br />had occurrerl; (6) cures any default of any other covenants or agreements; (c) pays all expenses iacurred
<br />in enforcing this Security Instnunent, including, but not limited to, reasonable attomeys' fees, �roperty ins�ctioa
<br />and valuation fees, and otlier fees incurred for the pwp ose of protecting Lender's interest m the Property and
<br />rights under tlus Se�urity Instruinent; and (d) takes such action as Lender uray reasonably require to assure that
<br />Lender's interest in the Pro�erty andrights under this Security Insirument, and Boirower's obhgation to pay tUe
<br />sums secured by this Secunty Inshvment, shall continue unchanged. Len�r may require that Boirowerpay such
<br />reinstatement sums and exgenses in one or more of the following forms, as selected by Lender: (a) cash;
<br />(6) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such ch�k is
<br />dtawn upon an institution whose deposits are insured by a federal a�ency, instrumentality or entity; or
<br />(d} Electromc Funds Transfer. Upan re�nstate�nt by Borrower, tkris Secunty Insh�ument and obligations secured
<br />hereby shall re�in fiilly effective as if no acceleration had occurred. Iiowever, this right to remstate shall not
<br />apply in the case of acxeleration under Section 18.
<br />20. Sale of Note; Change of Lo�n Servicer; Notice of Grievance. 'Tbe Note or a partiai interest in the
<br />Note (together with this Security In,str��t) can be sold one or more times without prior not�ce to Borrower. A
<br />sale mig}it result in a change in the entity (known as the "Loan Servicer") that collects Periodic Pay�nts due
<br />NEBRASKA—Single Family—Faonie MaelFreddie Mac LTNIFORM INSIRUMENT (1VlERS) Form 3028 II01 (page 7 of 9 pages)
<br />12439.CV (9!1 I) 11-1657 Creatl�e T6inldng, Inc.
<br />GOT��030a32S�
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