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20120244� designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Bonower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any norice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any norice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will sarisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Progerty is located. All rights and obligarions contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any pravision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisioffi of this Security Instrument or the Note which can be given effect without the contlicting provision. As use�i in this Securiry Iffitrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall me.an and include the plural and vice versa; and (c) the word "may" gives sole discrerion without any obligation to take any action. 17. Borra�arer's Copy. Borrower sirdll be given one copy of the Note and of this Security Instrument. '[8. �ransfer of tt�e Rroper�y or a Beneficiat tnterest i� Borrower. As used in this Section 18, "Interest in the Properly" means auy Iegat or beneficiat interest in the Progerty, including, but not limited to, those beneficiat interests transfened in a bond for deed, contract for dced, installment sales contract or escrow agreement the intent of which is the trazisfer of ritle by Borrower at a future date to a purchaser. If alI or any part of the Property or any Interest in the Property is sold or transfened (or if Bonower is not a natural person and a beneficiat urterest in Bonower is sold or transferred) without Leuder's prior written consent, Lender may require immediate payment in fuli of all sums secured by this Security Instrument. However, this oprion shall nat � exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this oprion, Lender shall give Borrower notice of acceleration. The norice shall provide a period of not less than 30 days from the date the notice is given in accordance with Se,ction 15 within which B�rtower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expirarion of tY►is period, Lender may invoke any remedies permitted by this Security Insm�ment without fiuther norice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain condirions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Securiry Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; ar(c) entry of a judgment enforcing this Security Instrument. Those condirions are that Borrower: (a) pays Lender all sums which then would be due under this Securiry Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attomeys' fees, property inspecrion and valuation fees, and other fees incurred for the purpose of protecting Lender's interest NEBRASKA-Sing�e Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1l01 VMP � VMP6�NE) (1105) Wolters Kluwer Financial Services Page 12 of 17