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<br /> € TOGBTHBR WITH dl tho improvaneriu iww cx hcre�flcr aoctod on �he property.andll�ea�x�nenN.�ppurlaiurces.ond -
<br /> fxwr�,.now or horcafter a p�tof�he progcny.Al!repincements and additions shell e�so h�covercel Ay thi�Sxwrity Inshume�d. _
<br /> •:;*�. All of Ihe fore�ofng 4 rcfaroda in�hu Socurity Inatrument n tho"PropertY•" �
<br /> BQRROW�R COV6NANfS Uitt Borrowcr is lawfuUy uisod o[the cst�be hereby convcyod Ancf Iw thc right to grent and _
<br /> �T.� convoy tho Propaty and 1ha►Ihe Prcijxtty �i uncncwnbrnod. eacept for eecumbrences of rocord. Borrower warratts and will _
<br /> � de(end ga�adly tho dtlo�o thoPr+opaty+�galnst a11 claims and demanda.aubjoct w�ny encumbror►cea of rocord.
<br /> ' THIS SECUIt17Y INSTRUMfiNT oombtncs unifam covenants for natlon�l use end non-unifam covcrianta with limitod =
<br /> �, vari�tbns by jurisdlcUon�o caistisute a uniform sxurity inswment wvering roal�crty. __..
<br /> , UNIPORM COV6NAN'I'S.Sartowa and Lcnder coven�nt md agre�o a folbwa: _
<br /> , •. 1.Pa�uent o�Pr[adp�1 ud loterest:PrepaYment a�d l.de Cbarie�. Borrowu shall promptlY p�Y whea duc the -
<br /> principRl of�nd intaes,t on thodebtevidencod by the Note And�r►Y prepaYment and late chacges duo uader tha Note. _
<br /> ',., ,��,: . 2.I��for Tuca��! Iwanace. Subjxt w �plkabk law or to a writun wa�ver by Lcndu,Bocrowu shall pay to
<br /> =`:�i I,�ndu on the day monthlY Pq�aents �to dua under the Notc.until the Note is ptW in fuU.�sum("Fur�ds")for:(a)yearly wces
<br />��°�?ww, �nd�ue�rt�a�1a which m�y atnin pricxity over thls Security Instruma�t a�a lien oa the Property;(b)Yarly Icuchold p�yments
<br />•�;�,_ a ground renta on tha Prope:ry�if ny:(c)Yady hazard or q+�prrty U�surence pr�niunu:(d)Y�r1y tiood lns�usncc prcmiums�if -
<br />:_�"`•�;:' .. +n9:(�) Y�Y�►8e8e inswnce pc�emiunu.if�r►y�and(�anY�WY�Ie by Bomower to Ler�der,in accordmoe with the
<br /> ;'�n�° provlsions of peagnph 8. in 4eu of�he qymau of matgage insurance premiums. 'Il�ese itcros�re cal{ed "Esa�ow Itcros."
<br /> =:_::��. �� Lenda may.at�ny time�collat smd hold Fur�ds in an�rt�ount not w eacood the muimmn arnount a knda for a fedaally nWod
<br /> �,��� mortg�ge ban may require ia Barowa's�crow account undev the feder�l Ral Bs�Seakrt�ent Pmcodurcs Act of 1974 u
<br /> �'r�',;o,;�,� �nendod from tima oo tirtie. 12[T.S.C.Secaon 2601 a seq. ("ItESPA").unl�ss aralher 1iw that appUes W the Funds sets�{assa
<br />`-�.�"� �noun� If so� L�,ndx m�y. r any tune� oolloct and hold Fw�ds in an anwunt not w excood tho kssa amount.I� may -
<br /> __•;,.� est�nate the a�nount of fiuKis du�on the b�sis of cutrent d�a and rea�onebk�Lnates of ea�pa�diwres of future Sscxow Itams or
<br /> -':"`�`� othawise in axad�ncc with�pplic�bte 4�v.
<br />_°-°` 'Il�e Hl�nds shatt be held in�n instiwtlon whose depoc,its are insured by a fodaal Ageocy.inaaumenWity.or endry(including
<br /> L�. if L�endet is auch u�Instiadon)or in any Fodaal Home L.om Bsvilc. L.auler sdaU�pp1y the Funde to pay the�row
<br /> �°—— � Iians.La�dcr msy no's �uWr�o Buno�+ra tb:i�ii�i;,�g.at w�2-�g i;,�,Fm�s3s..�utu:l:y�salyzsssg tl.;.�m�•�::zst,or='�,�& ,
<br /> --��� the Bxx+nN Ikms.urt{ess I.e�r p�ys Bomower intaest oa the Funds and�pplic�bk IsM pamits I�ender t�o m�lce such a chargo.
<br /> __-_= Howevr:�LaKkr rtuy nquire a�rowa to pay a onc-drtie ctwge for an indepaidan rral eqate nx reportIng servke usod by
<br /> _---- Latder in ooiutectlon wllh thi�bn. unkss�pplicabk law provides wha�vise.Unkss sn ag�eunent is mado or applit�bb Itw
<br /> � roqujres inta�est to be pid. I.rn3a st�ll not be cequired w puy Barower�ny inta�est or aminga on the Ftmds.Borrowar a�d
<br /> I.ender may agroe in wridng,dowever,that intc�est stwll be p�aid on the Fund�.Lender shaU give w Bomower.withaut ch�r80.+p
<br /> — annu�l aocountinng of Y�e Fl�tt�,showing crodits�nd debits to ttie Flmds and the putpose fa which dch debit W tho Funds w�s
<br /> ". made.The Funds m plalged e additioNl socuriry fa all sums secuml by this Se�ccurlry Inswmait,
<br /> °--��ti If the Funds txJd by Luida rrxcood the amounts pe�miuod W be NWd by applk�bk law�Lendu shaU account W Bomnwtr for
<br /> the eacc�as F�nds in�ccadanoe wi�h t3�e requirements of applicabk law.If tht amount of the Funds heW by Le�ndex k any time is
<br /> rat sufficient W pay the Bscno+v Itans ahen due.Lender may so notify Bacowu in writing�and,in such case Barowa shall P�Y
<br /> W I.endei�ho unant rbcesacy w malce up tha deficiency. Bacrower shall malcc up the det"xiency in no mooe tl�an twWve
<br /> ' ��Y WY�ts,et Lendar's sdk discxetion.
<br /> UPoa PaYmeat in full of�l sums secured by ihis Socurity Instrumcnt�Lenda shall pramptly t�efund to Bomower any Funds
<br /> heid by I.eaxler.If.undet p�aph 21,Lcndet ahall acquire or sell the Pr�opaty.Lenda.Prkx to the acquisitbn a sale of tho
<br /> Propaty�shall apply �ny Fuids I�ld by I�der u the time of acquisitkn ar sale ag a crodit ag,ainst t3�e sums saciued by this
<br /> Socurity inst�uma�t
<br /> 3.AppHuHoo of'Iy�e� Unkss applicabk law pro��ides otherwise,all paymenu*�eceived by Lendex unda pxragra�hs
<br /> 1 and 2�Il be applied:Cus�,to mY P�Y�t charges duc unda the Note:second.w amounts peyabk under parag�h 2;
<br /> d�ird�to inta+esi due;fouith.to principal due:aad 1att,to any late charges due nnda the Note.
<br /> ,� 4.CMar�a;Lksa. Borrowtr shall pay aU aaxes,azsessrt�ents.charges, fines and impo�itions aotributebk to thc Prope�ty
<br /> which may auein priority over d�iu Security Instrumcnt�and lea9ehold paymcnts or gawnd rrnts�if any.Borrower shnll psy those
<br /> pblig�tions in the m�nnet provid�d in panagroph 2�or if not paid in that manner�Botrower shall pay them on dme dirocdy to the
<br /> pereon owed paymen� Bomove�ahaU pnompdy fumish to Lender all notices of amoui►tg to be peid under this paragraph. If
<br /> Bamwer maices thcse p�ym�entt dirxtly.Barowu shall p�rompdy fiunish to l.cnder rer,eipts evidencing the payments.
<br /> -..�= Bor[owet shell pr�mptlY dischrge eny lien which[�priority ova this Security Inst[umcnt unless Botrower:(a) agrces in
<br /> __= writing W tho puyma�t of tho obligation sxurod by the lien in a manner acaptabb w I.ender;(b)contRSts in good feith the lien
<br /> � by. or defends ag�in.gt a�foroatxnt of the ikn in, kgal proaalings wMch in the L.e�du's opinion operata W pnevent the
<br /> -"`==��"-" enfome�rknt of the Ilen;a (c)secures from the holder of the tien an agreement satisfactory to L.end��suboMinating tha lien to
<br /> -����--� this 5ecurity Instrument If I.t�detamin�s that any part of the Propelty is subjoct to a Hea which may aqain priority over this
<br /> =�,__.:�� Socurity Inswment,L�endcr m�y give Bomower a notic,�idenW'ying ihe licn.Bocrowa shall satisfy the Gen or talce onc or morc
<br />=��1 f�� of tho actions set fonh a6ove rittaln 10 days of the giving of notice. •
<br /> - Form�02� Y/o0
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