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�012 for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation praceeds are not sufficient to repair or restore the Property, Bonower is not relieved of Bonower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower norice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower sha11 be in default if, during the Loan application process, Bonower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connecrion with the Loan. Material representations include, but are not limited to, representations concerning Bonower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bonower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly afFect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regularions), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to prote,ct Lender's interest in the Property and rights under this Security Instn�ent, including prote,�ting andJor assessing the value of the Property, and s�uring and/or repairing tls� Property. Lender's acrions can include, but are not Iimited to: (a) paying any sums secured by a lien which has priarity over this Security Instru,mern; (b) appearing in court; arcd (c) paying reasonable attomeys' fees to pmtect its interest in the Property atcd/or rights under this Se,curity �trument, iacluding its secured position in a bantQUptcy groceedin,g. Securing the Property includes, but is not limited to, entering the Pro�erty ta make repairs, change Iocks, replace vr board ug doors aud wind�nws, drain water from pipes, eliminate building or other cade violations or dangerous conditions, and have utiliries turned on or off. Although Lender may take acrion under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that I.ender incurs no liability for not taldng any or all acrions authorized under this Se�tion 9. Auy amounts ctisbursed by Lender under this S�rion 9 shall become addirional debt of Borrower se,cured by this 3e.curity Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and sha11 be payable, with such interest, upon norice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condirion of making the Loan, Bonower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Bonower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Bonower of the Mortgage Insufance previously in effect, from an alternate mortgage insurer selected by Lender. If substanrially equivalent Mortgage Insurance coverage is not available, Borrower shall NEBRASKA-Single Famlly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP Q Wolters Kluwer Financial Services Form 3028 1 /01 VMP6INE) (1105) Page 8 of 17 � ..