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201202348 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Insmiment and in any Rider executed by Borrower and recorded with it. <br />� (Seal) <br />Duane F Torson -Borrower <br />(Seal> <br />onya R rson -Borrower <br />_ (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Woltera Kluwer F(nancial Services <br />Form 3028 1/01 <br />VMPB�NE) (1105) <br />Page 1 B of 7 7 <br />