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201202350 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� <br />(Seal) <br />J es W Waters -Borrower <br />'C W� csea�� <br />Sandra K Waters -Borrower <br />_ (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />❑ Refer to the attached Sigtta,ture Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fennie Mae/Freddie Mec UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMPBINE) (1105) <br />Woltera Kluwer Financial Servicea Page 1 B of 17 <br />� t <br />