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20120234w If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the Property Is located and shall mail coples of such notice In the manner prescribed by Applicable Law to Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, Trustee shall give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, without demand on Borrower, shall sell the Property at pubiic auction to the highest btdder at the time end place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the tlme and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Upon receipt of payment of the price bld, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals in the Trustee's deed shall be prime facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale In the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the paymeM of the Trustee's fees actually incurred and reasonable attomeys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally errtitled to it. 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legelly entitled to it. Such person or persons shell pay eny recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is peid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Lew. 24. Substitute Trustee. Lender, et its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of 4he Property, the successor trustee shall succeed to all the title, power end duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests thet copies of the notice of default and sele be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower eccepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: [Space Below This Line For Acknowledgment] INDIVIDUAL ACKNOWLEDGMENT STATE OF ��✓�a,yl� 1 1 SS COUNTY OF � /� ► On this day before me, the undersigned Notary Public, personally appeared Brenda K Cochran and Andrew L Cochran, Wlfe and Husband, to me known to be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trust as their ftee and voluntary act and deed, for the uses and purposes therein mentioned. � I , Given under my hand and offlcial seal this �� day of ^ /`�!C , 20 � Z By � � Notary Public in and for the State of �_ fi�lERAI. NDTARY• b'�te of IVebraske q / STEPHEN T. ANDERSON Residing at ��,,..a—� �+.�.-�� e�d � MY Cflmrt1. ERp. JUIIB 4, 2015 My commission expires �T ,.� '-� L � 4S LASER PRO Lending, Ver. 5.60.00.005 Copr. Harland Finencial Solutions, Inc. 1997, 2012. All Rights Reserved. - NE G:\LASERPRO\CFI\LPL\G04.FC TR-66937 PR-166 NEBRASKA-Single Family-Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/07 Page 7 of 7