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<br /> , S:HAZArd or Property Insurwnce. 8orrowcr shull kap tha improvements now cxisting or hercaftcr ercc on e perty =
<br /> .''' �+ ' insurcd against loss by Cro, hazArds in.cluded within the term"extc�tdcd coverogc" and any other hazerds,including tloods or
<br /> �� tlaocling,for which I.cndu rcquires intiwancc.'llils inswnncc st�ll bc maintainc�+in the amounts and for thc periods thet I.endcr �t
<br /> -�r•.�-,..� rcquires.Tt�c insurancc carricr pcovidi�g the insuranca szhall bo chosen by Borrowcr sub�ct to I.cader's approvul which shall not -
<br />';.;,.,,� bc unrcasonably withhcld. If Borro�ver fails to maintaln covcrage described above. I..a;nder may, nt l.cnder's apuan. obtain
<br /> , -�� covrtagc to protcct Le,ndcr's rights in tha Froperty in accordcnco with pa►�aBraPh 7.
<br /> - '� All insurancc policles end renawals shull bc ecccptablc to Lcnder and shall inclode a susndard mongAgc clause.Lendu shall
<br /> : . � havc thc right to hald ihc policics end renewels.If L�dcr re;t�ulres,Borrowcr shall pmmpdy give to Lender sll reccipts of paid
<br /> prcmiums ard renewai noticcs.Irt thc cvcnt of loss,Borrawcr shsill give prompt nodce to thc insurnnce carricr and Lcnder.Lendcr
<br /> i�-`': :` may make proof of loss if not made prompUy by Borrower. _
<br />,'4:::;.°.' Unless L.cndar and Borrower otherwlse agrec in wdting. lnsurance procceds shall be applied co restoration or rcpair of thc
<br /> �� Property damagod,if the restoration or repair is economically feasibk and Lc,�der's security is not lessrn e d.I f t he restoration or
<br /> »�•;:� repair is not economically feasible or Lender's securlty would be lessencd,the insurance praceeds shall be appliod to[he sums
<br />.�� �"^• secured by this Secority lnsorument, whether or not then due, with any excess paid w Bocrower. If Borcower a6andons the
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<br />��;r_�•� Property.or doe,��ot answer within 30 days a notice from Lendu that tt►e insucance ca�rler has offered w settle a claim,then
<br /> ::;��.''�'.�,' Lender may collect the insurance pra:eeds.l.endcr may usc the procoeds to repair or reswi�e U�e Property ar ta pay sun�s scc�rcd -
<br />`���" by this Security Instiument,whether or not tben due.The 30-day perial will begln when the noace is given.
<br />���''� v, UDICS9 Le�1du'Alid�oli(awCl oU1e[wlsG a$i0C i!l w[itlidS,anY appl3cadon af proceeds w principal shall not extend or postpono
<br /> Id
<br />'-a� the due date of the mondily}�t►yments referred to in paragrapbs 1 and 2 or change the amount of thc payments.If under paragraph
<br /> 21 the Propeity is acquired by I.ender�Bonower's right to any insuxarece policies and proceeds resuldng from damage to the
<br />.`�-�����,L�=� Property privr to the acquisition shall pass io I.ender w the extent of t�ne suma secured by this Scxurity Instrument immediately
<br /> •_=�",•;,o pcia to the
<br /> ecquisition.
<br />:�,�;_�� 6.OccupAncy,Preservation.MatntenAnce ond Protectjon of t6e Property; Bonower'� Loan Applicxtbn;LeASeholde.
<br /> �*-� Burrowei shall occupy,establlsh. and usa the Property as Borrowu's principal residencc within sixty days efter the execupon of
<br /> °�;;�;;�, this Security Instrumer,t and shall continue to occupy the Progerty as Borrowu's pdncipat residence for at least one yeac after the
<br /> -�--�:,�;: ciate Af occupancy. unless L�der otherwisc egrecs in wriang. which conscnt shall not ba unreasonably withheld,or unless
<br /> __�--°`- extent�atutg c�umstances wcist whicit am beyond Bormwri�w�iiii►i.S�i;���r�sa3t noi c3�imy.da.�sage or 3sngsir shs PsQ�iy,
<br /> --=-'�`a'�`��' aUow the Property to deteriorate. a commit waste on the Property. Hoaower shall be in default i#'any forfeiture nctior� or
<br />""-"""�:'�` proca�ding,whether civil or criminal, is begun tk�et in Lender's good faith judgment cauld msult in forfeiwre of the Property or -
<br /> --�.� oit�wise materially impalr the lien created by this Securiry Instrument or Leader's security interesG Borrower msy cure such a
<br /> -- __ dcfauit and reinstate,as provided in paragraph 18,by causing the acaon or procading to t,�dismissed wfth a mling that, in
<br /> �-_— . I�ender's goacl fuit6 detem�inadon.precludes forfeiwre of tt►e Borrowu's�nterest in the Propecty nr other materitil impairment of
<br /> '� F ihe Ikn created by this Securiry Inswment or I.ender's security intares�Borrowu shaU also be in default if Borrowe�.during the
<br /> t loan applicaticm process.gave matuially false or inaccurate info�mation or statements co Lendcr(or failed ta pmv3de Lender with
<br /> ; any meter�al infornwdon) in connxtion with the loan evidet�ced by the Note, iacluding, but not Gmiced w, representstions
<br /> i conaxning Barower's occupancy of the Pro�eny as a principal residence.If this Sxurity Inswment is on a kasel�old,Botrowa
<br /> ��-�k shaU eomply with aU the provisions of the IeaSe.If Bocrower acquires fce Htk to tha Pro�erty.U�e ieasehoid and the fee dtk st�all
<br /> � not mcrge un{ess Lcnder agroes to the mager in writing.
<br /> � 7.Proteclion of Lender•�Rig6ta in the Property. If Borcowu fails to pafotm the c.ovenants and agraaneats conteined in
<br /> i this Socwity Instrument,or there b g kgal procoeding that may sigaificandy affoct I.ender's rights in the Property(such as a
<br /> � procoeding L►banlcruptcy.probate.for con�lemnation or forfeiwra or tc�enforcc laws or regulations),thcn Leudcr�naY do encl P�'
<br /> for whet�eva is nocessary t�pcotoct the vulne of the Pcoperty and Lenckt's rlghts in the Property.I.et�da's actions may include
<br /> PaY�B any sums secured by a lien whict� has pdority ovu this Security Insmimenb aPP�ring in caurt, PaYinB rca�onable
<br /> ettnmeys' fces and entcring on the Pc+operty to make repairs.A1tho�gh Lender may taka action under this paragraph 7.I.enda
<br /> — does not havo ta do so.
<br /> . My amounts disburscd by Lender nnder this paragraph 7 shatl bocome addidonal debt of Botrower sxu�red by this Security
<br /> Instrumen� Uniess Borrower and Lender agroe to other tetms of payment, thcsc emounts shall bcar interest from tho date of
<br /> disbu�scment se:the Note raGe and st�a116e payoblc,with interest,upon notice from Lentkt to Boaowcr roquesting payment
<br /> . 8.MortgAae Insurance. If Lend�r r�quired mcxtgage insurance as e condition of maiang the loan socnred by this Socuriry
<br /> , Insuument, Borrower shall pay tho pcemiums cequirecd ro maintain the mo�tgago insurance in effecG If, far uny rcason. the
<br /> — mortgage insurance cnverage req�ired by Le,nda lapses oc cca5es w be in effect,Borrower shall pay the premiums roquirod to
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