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<br /> 'POafiTHBR W1TH�ll tho improvomenle now or hacattcr accled on tho property�and aA easemenu,appurtensnces.+md _
<br /> fuep�nea now or haeatkr�prt of tla propaty.All repl�xmente and�dAiitioa�ahall�lso be covcrod by thia Socurity Instrumen� -
<br />' All of tf�o foregoing is refcrred a in thte Socudty Instrumait a�the"Froperty." '-
<br /> BORRQWHEt COV3NAKi�th�t Botto�er is I�w[uUy �cixJ of Il�e eswte hereby conveyed And hs�a thc right W grant and �:
<br /> convey tAe Propetry and th�t the Pro�aty is w�a�cumbaed�eacxpt for cncumbrancas of rocord. Borrowcr warraniv and will
<br /> delend gaxr�?1y the titb to the Prot►etty against all cldm�uul demmds�eubjoct W any encumbnu�ce.q ot record. -
<br /> THIS SECURITY INSTRUMElV7'combinw unifann caveiwn� for natjonal use �nd non•unitam covenants with limitod
<br /> vari�ti�ru by juri�diction u►c�t�stiwte a unifam socurity instruma�t wvuing rad propaty.
<br /> UNIPORM COVBNAN'fS.Borrowor�nd L.mc{a covenant and�gcee a folbwa:
<br /> 1.Pa,ne�t nf Priacip�i a�d I�terpti�W7'�ent u�d I,ak Clur�a. Barowu shall pramPUY PaY whcn due tha _
<br /> principl of and intaest on Ihe debt evidoocod by the Nde�nd tu�y preptyment�nd lata charges duc under the Note.
<br /> 2.Fti�ds�or Taxe��ed I�suraace. Subject to spplicabk law or to a written w�iver by I.,�ndcr. Borrower s1Wl pay co
<br /> L,u�der on the day monthly p►ymente or�e duo unda tha Nou,until the Noto is pNd in full,a sum("Funda")fa:(a)yearly tazes
<br /> and usas+ne�ts whkh may attsin pcioriry ovu thls Sacurtty Instrumant a9 a lkn on the Propaty:N)Yeurly lea9ehold paymrnts
<br /> or ground taits an dje Pronaty.lf my;(c)Y�Y��a P�Y insurmce premiums:(d)Yearly fbod insurance p�emiums.if
<br /> mY;��)Yarly mortgage ins�u'ence pcemium�.if my: and(t`�y swns p�y+�bb by Bamwu to I.etder.in accorctance with tha
<br /> prov�cu of paagr�h 8. in lieu of tha piyment of mortg�go insuranco premiuma. These itcros ue called "Bscrow It�ans.,,
<br /> I�eacler may.at aay t,iimo�wlloct�►sl haW Ftu�ds in�n amount not to e�coeed the maximum amount a knder foc�foderally rela�od
<br /> mongs,ge lo�n may require for Bortower's escrow account unda the federal Real Pstet�Seuk,�nant P�rxedur�Act of 1974 as
<br /> ama�led from 6me w dme.12 U.S.C.Soction Z601 et stq. ("RBSPA").unless mott�er law thtt applies to 1he Funds sets a kssrx
<br /> amcyn�t,If eo. L,ea�der may,et my time�colbct md lald FS�nds in an �crwunt nc�t to eaceod the kssa anwunt I.enAcx ms�Y
<br /> ewiaa�e the nnonnt of F1�nds duo on the baw of cument d�sta�ncf naso�abk estimaces of wcpendiwres of future F.scmw Iuxns or
<br /> otAerwlye in aoconl�noe with�pplk,�ble law.
<br /> 'Itio Fluids sh�kl�a hekl in�n�nsdtution whox deposits�ra insared by a fedaal�gency�instcumentt�lity�or a�dty(incloding
<br /> L�ender.if i�endar is such an insdwHon)a!n�ny Fafatl Home Lo�n Bmk.I.erder�lwll�pply tha Fw�ds W pay the Sscmw
<br /> Items.I,ender may not ch�rge Butrower far hokling and�pplying the Funds.anaually eneiyzing dxs escrow accouns,a verifY�B
<br /> tho�ccow Items.unlas i�a�ckr paya BaroNer inta�st on du kl�nd.i anil�ppUc�bk law peimits L�ender w m�ke such a cl�rgo.
<br /> Ho�rever�Lender msy�equlro Bo�raaer b p�y a onadme Ch�rge fa an indepa�da�t ral awte tax repom�ng eavice usod by
<br /> I�a�der in oonnection with diis fom.wrkss�pplicabb kM providcs od�awix.Unkss an agreement is made a applicabk 4�r
<br /> requines inta�est 10 be p�id,Lender shW not be raquirad Do p�y Barowu eny int�a�est or amings on!he Funds.Borrowu�od
<br /> L,d�dler rt�5'ag�oe in wridng,hoaavu.th�t inkcost ahall be ptid oa tt�a Funds.L�encla sh�ll give to Bomower.without ch�rgo,an
<br /> aommil.�coow�tiag of the Fw�ls,ahowing crodits and debks w the fiu�ds and t1�e pu�posa fa which each debit to tho Funds was
<br /> m�de.'I1�e Funds ue pbdgod a�Wltior�l aecariry fa aU sums sxurod by th�s Security Listiurticuc.
<br /> Yf tbe Ponda I�eW by I.eadac axceed the mwtu�a pamitt�od to be heW by appllcabk liN.L�endor slull aocounc w Bamnwu for
<br /> the ea�ass Funds in actardtnce wlth the roquironknts ot�p�pijcabb law.If the amo�nt of the Hlmds held by Lenda at any dme is
<br /> not s�'icient 10 py Ihc B�crnM Itane�vha�due,L��det may eo notify SamMa in Mriting,md,in euch cae Baro�var ehall P�Y
<br /> to L�ender the �noont noocas�ry w make up tlie def'xkncy. Barrower slull maice up the deficiency in no more thwa twclv�e
<br /> : ��Y P�Y�n,�t I,encfa's aoie di�cnaioe.
<br /> UP�G�Y�in ful!of dl eurtu�ocurod by d�is Sxurity Iastrumait�L�der sh�ll P�P�Y refund b Baro�a any Funds
<br /> held by I�der.If,under pr�21.La�der s1uU acyuire a seU the Prop7ty.I.es�da.Prior to die acquisitbn a aale of the
<br /> propaty�e6all apply my Fuads he{d by I�eMer�t tho timmo of�cquisition a s�ie a�a cxedit�inst the sums sxut�ed by this
<br /> Sa�rfily I�aavment
<br /> 3.AppYeatia o�P��eoM. Unkss�ppiicabk liw pcovjdes odsaNix.�ll payma�ts iooaivod 6y L,ender unda p�agrephs
<br /> � 1 Y,d 2 eh�U be�ppibd: fuat,a mY P�MY��charges due w�da the Nae:soca�,ro mount�payaWe under p�n�q�h 2:
<br /> : thir/a,to inla+c,c auo:fourth.b principa du�;ina lau.co Ny 1Me chvges due�nea t!►e rrae.
<br /> 4.CYuse�;4ie+at. Bamower sheU pay a11 tues.�ts.ctur8es.furos md imposidona utribntabb to the Propaty
<br /> which may atain prioriry ova this Sacurity U►struma�t�md{wchokl p�yrt�ents a ground rents�if any.Barowa st�aU pay d�wo
<br /> obltgatio�a in thc muuKr provided in p�ngc�ph 2.or it not paid Lt Ih�t m�nner.Saamwa slnll p�y d�em on time djrocdy to the
<br /> pereon owed pYrneaG Barowcr sh�l!prcMnptly fumisd to I.ender�ll notioes of atnounts I�o bc pid und�x thig prigraph. If
<br /> Bonowa m�ices thcsc payma�ta dfrecUy.Baaowrr st�ll poompttiy fmniih to 1.Ceder reoei�ts evida�cing the payments.
<br /> ' Barower�P�P�Y��8e any Uen which lus pciority dva tlut Security In.s�urt�ent unlas Bomnwu:(a)agraes in
<br /> � writing to the payrtian of the ob8gadon xcurod by the Uen in a mmn�r�oa,�t�bie a I.a�der:(b)oontesb in good faid�tbe lia�
<br /> . bY.ar defaids againtt enforedna�t of the lia� in. kg�l pn000dings which ia the La�da's opinion qxr�e to pcevmt the '
<br /> enfc�ranait of tfie lien;or(c)socu�es fran the ho{der of the lien�n egreanent sati�facwcy to Le�xler suboMinating tho!kn w
<br /> � thb Sauriry Inwiunrn�If I.atid�determines t1�t�ny prt of the Propa�ty is subject w a Ikn whlch may ansin prlority oves this
<br /> Socurity Instrumau,Lender mxy giva Bomowu a aotioe idaitifying the lien.Da�rower ahsll satisfy the lien or nke one or moce
<br /> of d��coions xt fortfi�bove within 10 days of the giving of notioe.
<br /> Form�02� 0/!0
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