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<br /> -- � TdqB77i6R�NI7'H dl the improvcment�now or MeaRer c�ccted on�ho propeny.�nd dl easanatt�,appuhauuioes.
<br /> •nd tiutura�now ar 11era�llor a p�at of Ihe p�opaty. All rcphcanaMr+uN1 additioas shalt aho 6a covered by Iqlo 8aaaily --
<br /> Imuumau. All of Uro fomAaina i�refcrtod to in thi�Secudty Incaumcni ar�he'PropchY•"
<br /> BORROWFR COVBNAN7'S�h�t Bo�wu ic I�wlLlly soicod ni Ihe esuue heneby c�vcyed and has Ihe ripht Io grant
<br /> rnd ca�vey Ihe �nd Ih�t�bo Propeny is wnencumbe�ed.except fot encumb�a�ces of rocad. Bcwmwer wun�nto�nd
<br /> -' witl�ktead�al�titk ta tl�e E''��npetty�B�inc��II cl�ima and dom�nds.nubjeet to any ancumbr�nces of rocaM. ---
<br /> � � THIS 3HCURITY INS7RUMENT oombines uniform rnvcnanis for nMdatu�l usc nnd oan-uniform covawntr wilh
<br /> -�° ---- --- �.__
<br /> limhed variuia�a by jurlcdlction tu ca�wjtute s unifotm secud�y in�uun�enl covering mal prapeny.
<br /> — UNIPORM C'OVBNAM':3. Bo�ower�nd Le��der covenw�t and�grce as follows: w���
<br /> l. P�ymant of PrMclpd ad IMer+ati�l�M�d��Cb��. �arowcr aiuill prompdY PAY
<br /> °- -- princi�of�nd inteocst an the dea evldrncad by�he Nde and iuny pepayntant and late chargas duc under tl►e Note.
<br /> Fhndr tor 7Mxn a�d Iwwra� 3iubject la Applicable Iaw or w�writkn waiver by I.ender.Bormwer shall pay�o
<br />___ I.ender on tBe day momhlY WYmeats m due uoder�ha No�e.until Ihe Note is paid ia WU.a sum C'Flmdx")for.(al Y�Y
<br /> - -- tauies aad absessmenta wliich may utain priotity over tliis Securiq Instrume�u as a lien on�he Prope�ty:lb)Yearly Ieacehold __
<br /> -- paypiens ar g�ound�eats on tho Prope�ty, if�ny: lcl Y�X �7°� °f P�P�Y �'� P��ums: Id) yearly flood
<br /> i�uranae p�aniwns.if any:(e) yeui9 mo�t�ag� in��P���-ii'any: aad /��nY � WY�bY Bmruwer to
<br />- I�cnder.in ac�.�o�d�nce with�he p�ovisions of p�ragraph S.i�lieu oi 1he paYment of mortgAge inwrance prcmiums. These
<br /> - i�ems aro called"Fa��ow Items." Lrnder m�y.at r�ny time.collec�aM hoW Fiunds u�a�n arpouM�not w excood�he mweimam
<br /> - amoiw a taider for a foderally related mohg�ge laam muy n�quire for Baeower3�escrow uccount undeir We fedeel Real _
<br /> r�,st�p�SWisuip�t Rvc�ua Act oi 1974 a+��nKr�ded fian ua�e to dme.12 U.S.C.¢2601 ar scq.("RES�P�,"�,unkss�nolher =
<br /> �
<br /> ,� [aw Uu�t appliec to ihe Ifwinds sas a ksser amoun� If so,l.rnder may.at any dme.collect aad Irold Funds ir+an Amouat noit w
<br /> ; -- r�uw�t tPa: kaar� +uuuuru. LCC'.�Cr sss�y est�sitate th� ��mi of Eitrtds due on the I�acic of'aaes�ent da4a�and�as�hle .
<br /> -,,.`°, tstirnt�es o�i expeaditu�a of iuwr�e Escrow Items or dhetwise i�a�rordance wlth applicable lavr. '. -
<br /> ;���+: 7Yw Fands shall be hcld in m institudon whose deposits ue inswrd by a federal a�c�c�y. imtaurr.iea►�ality.ar entity .
<br />., �,`;
<br /> ,:. ��;;,:,` tincluding Lxnder,i�[..�crcder is auch an insdtution)or in any Federe�Hame Laxn Bank. l.encler shall�al'r.u�a FLnds�o pay � �s-^
<br />,� s�.-,;�:, the Eac�uw Items. A.ereder nwy not chargc Bomower for holding and applying the Funds, annually �ala�:mg the escrov► _
<br /> _: aocount, or verifyihp�chc�Esc�ow Items. unkss L.ender pays Bonuwer intercst on Ihe Wnds and applicable law pertnits
<br /> �� �����'r l,ender ro malce such A charge. However.l.ender mayreqwre Borrower to p�y a one-time ci�uge iar an indeprndent real ��"
<br />,-'� �'"" es�ate uz reporting service used by l.ender in cannection with this lom.unless applicabk law provides dherwise. Unless an __ _
<br /> agae�nent ic n�de o�'sl�pplicable IAw requires intercst to be paid.Lender shall not 6e rpquirod to pay Bomnwer any i�tercst or _
<br /> �'{1 , eamings on�he Wnc�. �mwer u�d l.ender may agrce in writ�ng.however.that intercst shall be paid an the Funds. Lender _="`
<br /> ° �„' shall give to Borrowcr.withow chuge,an annual aecounting of the Fi�nds.showing credits and debits M Ihe Fundsc and the ��
<br /> `� �;���• -�
<br />._,. puipose for which a�lo deblt to the�Lnds w�s made. The PUnds are pledged as addi�ional security For all cums cecu�sd by
<br /> � -- thl�Sn.curity InatrumenG
<br /> '•_ � � 4 I f t h: F+�n d s h e l d b y l x n d e r�e x c e e d t h e a m o u n�s p e r m i a�d to be held b y a p piicabie iaw. i.ender ahaii �xvunt tu
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<br /> Bomow�r for the exee�.��nds In uccadance wlth the rcquirement�of applicpbk law. If the amount of the Funds held by
<br /> p� •' l.endcr at any time ls�ai bufflcient to pny Ihe E�craw Items whe�due.I.cnder m�y so ratify Bo�rowcr i�writing,and,in __.._
<br /> '-'� ':A�i:,Y�i,. such case�Bamower shal�l p�y to l.stwler 1he amount necessary to m�lce up ah�. deticiency. Born►wer ::hall malce up the E__-
<br /> ';�;" G�, . � defioiency in no more a9�an twelve rrwmthly payments.at Lender�s sok discretian. �
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<br /> - " 'y'(.�;�k�•�':' Uponp�yment in full ot a00�umc�securcd by lhia�:tudty Iu�UUment,Lxnder shull promptly rcfund to Borrower any �,,
<br /> � • ",�''`"•- f�nds hald y Lender, lf,under p�cacraph 21.L.ender shall ucquire or sell�he Propeny.Lender,prior to ihe acquisition or L
<br /> ;�., b
<br /> ;, sale of the Pr�ope�ty.shall apply ony FLnds held by Lender at�I�e time of ocquisitlon or sale ar a credit ageinst the sums __-
<br /> � � " secu�ed by this Security lnatrument.
<br /> '% �• 3. Apptkatlon ot P�yments. Unless opplicable law provides otherwise.all payments received by l.ender under ' _
<br /> paragraphs I and 2 shall be applied: first,to any prepayment charges due undcr thc Note:second,to amounts payabk under $'
<br /> - ;� ;::� para�mph 2;third,to interest dus;ic�unh.to principal due;and layt,to any late charges due under tl►e Note. ,_,
<br />� 4. Cluir�a; Llea�. Borrow�er shallp�y all Wues. ay:c�:sxaaaents, charges, fines and fmpositfons attr�buwble to the Q,,.=
<br /> prop�rw whirh mny eteoin prioritv over thfs Secur�Tnclrume::t,and leaschold payments or ground rents,if any. Bomower
<br /> ±� t�+t`�ti;. shall pay these obli�tat�uns in the manner provide�i im pora�Zrry�Pa 2.or ii na Q+aiA in�hat manner.Borrowe�r sha11 pay lhem on �
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<br />�•.��•� ''•:t;?`,: ° time directly to the pRr:con owed payment. gorru�tic�shall pramptly furnish ta�Lrnder all notices of amounr.ta be paid unde� .
<br /> this If Bacrawor mukes ihese menis dimnl BoRawer shall I furnish to Lender r�ecei s evidencin '�
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<br /> �,��'�,o,�.�. �, °��`, �orrower sha11 promptly discharge any lien whic6 has priority over this Security Instrura�ent unless Bortower.(u)agrees _
<br /> • +"� � 'fF' le wr9ting to Uie pu}mem of the ubligation securcd by thr lien in a manner acceptable to l.ender,(b)comests in good faith�he
<br />- "+ .la�n my.a defends a�adms�en(orcement oi the lier�im,legal procecxlings which in�he Lender's opinion operate to p�event the � °
<br /> � '-'w'�`�°t• • � c�(o�qemept of Ihe liem;or(c)secures from the•Fnok4�er of Ihe lien an agreement satisfac�o�y to Lender subordinating the lien
<br /> _� ' .•,_
<br /> ;'�S., to thds Secuda;+lns�umcmt. If l.en�er determines Ihat ony part of the Pr+operry is subject to a lien which mny attain p�c�r�lay __
<br /> - ,����': over tlhis Sscuriri irs.gan�menl.La:+.�4er may give Borrower u notice identifying the lien. Bortuwer shall satisiy tMe lien�+ta::e , , _-
<br /> Njr , `�:.=:�`�'`�Y`� , . one or rnom of Ihe artions set farah t�bove within 10 dsiys of the grving ot nouce.
<br />' '' '�'`� � � j g, }I�tard or�P�apert) 1n�vU+�nca Borrower shall keep the improvemems now existing or hereAfter erectcd a��Ihe �
<br /> ';�, '�'�� �`' � Nroperty insu�[J�raiee,s loss by firs,hazards included within the term"extended coverage"and any othe�huatds,includin� �
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<br />_ <:.`s'y, . +,trrti�.�+?:�12 Oads or lluodinp. imr which Lendzr requires iasurencc. '1'his insumnce �h:xtf be maintained in thc nmounls and far the i ,1�
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