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<br />DEED OF TRUST
<br />Loan No: 101251021 (Continued)
<br />Page 3
<br />DUE ON SALE - CONSENT BY LENDER. Lender may, at Lender's option, declare immediately due and payable ali sums
<br />secured by this Deed of Trust upon the sale or transfer, without Lender's prior written consent, of ell or any part of the
<br />Reat Property, or any interest in the Real Property. A"sale or transfer" means the conveyance of Real Property or eny
<br />right, title or interest in the Real Property; whether legal, beneficial or equitable; whether voluntary or involuntery;
<br />whether by outright sale, deed, installment sale contract, land contract, contract for deed, leasehold Interest with a
<br />term greater then three (3) years, lease-option contract, or by sale, assignment, or transfer of any beneficiel interest in
<br />or to any land trust holding title to the Real Property, or by any other method of conveyance of en interest in the Real
<br />Property. However, this option shall not be exercised by Lender if such exercise is prohibited by federal law or by
<br />Nebraska law.
<br />TAXES AND LIENS. The following provisions relating to the taxes and liens on the Property ere part of this Deed of
<br />Trust:
<br />Payment. Trustor shall pay when due (and in all events prior to delinquency) all texes, speciat texes, assessments,
<br />charges (including water and sewer), fines and impositions levied against or on account of the Property, end shall
<br />pay when due all claims for work done on or for services rendered or material furnished to the Property. Trustor
<br />shell maintain the Property free of all liens having priority over or equal to the interest of Lender under this Deed of
<br />Trust, except for the lien of taxes and essessments not due and except as otherwise provided in this Deed of
<br />, Trust.
<br />Right to Contest. Trustor mey withhold peyment of any tax, essessment, or claim in connection with a good faith
<br />dispute over the obligetion to pay, so long as Lender's interest in the Property is not jeopardized. If a lien erises or
<br />is filed es e resuit of nonpayment, Trustor shell within fifteen (15) days after the lien arises or, if a lien is filed,
<br />within fifteen (1 b) days after Trustor has notice of the filing, secure the discharge of the lien, or if requested by
<br />Lender, deposit with Lender cash or e sufficient corporete surety bond or other security satisfectory to Lender in an
<br />emount sufficient to discharge the lien plus any costs and ettorneys' fees, or other cherges thet could accrue es a
<br />result of a foreclosure or sale under the Uen. In any contest, Trustor shall defend itselt and Lender and shall setisfy
<br />any adverse judgment before enforcement ageinst the Property. Trustor shall neme Lender as an additional obligee
<br />under any surety bond furnished in the contest proceedings.
<br />Evidence of PaymeM. Trustor shall upon demand furnish to Lender setisfactory evidence of payment of the taxes
<br />or assessments and shall authorize the appropriate governmental official to deliver to Lender at any time a written
<br />statement of the taxes and assessments ageinst the Property.
<br />Notice of Construction. Trustor shall notify Lender et least fifteen (15) days before any work is commenced, eny
<br />services are furnished, or any meterials are supplied to the Property, if any mechanic's Ifen, materialmen's lien, or
<br />other lien could be asserted on accaunt of the work, services, or materials. Trustor will upon request of Lender
<br />furnish to Lender advance assurances satisfactory to Lender that Trustor can end will pay the cost of such
<br />improvements.
<br />PROPERTY DAMAGE INSURANCE. The following provisions relating to insuring the Property ere a part of this Deed of
<br />Trust.
<br />Maintenance of Insurance. Trustor shall procure and maintain policies of fire insurance with stendard extended
<br />coverage endorsements on a fair value basis for the full insurable value covering all Improvements on the Real
<br />Property in an amount sufficient to evoid application of any coinsurence clause, and with a standerd mortgagee
<br />clause in favor of Lender. Trustor shall also procure and meintain comprehensive generel liability insurence in such
<br />coverage amounts as Lender may request with Trustee and Lender being named es additional insureds in such
<br />liability insurance policies. Addit(onally, Trustor shall maintain such other insurance, including but not limited to
<br />hazard, business interruption, and boiler insurance, as Lender may reasonably require. Policies shall be written in
<br />form, amounts, covereges and basis reasonably ecceptable to Lender and issued by e company or companies
<br />reasonably acceptable to Lender. Trustor, upon request of Lender, will del(ver to Lender from time to time the
<br />policies or certificates of insurance in form satisfectory to Lender, including stipulations that covereges wiil not be
<br />cancelled or diminished without at least ten 110) days prior written notice to Lender. Eech insurence policy also
<br />shall include an endorsement providing thet coverage in favor of Lender will not be impai�ed in any wey by any act,
<br />omission or defeult of Trustor or eny other person. Should the Real Property be located in an area designated by
<br />the Director of the Federal Emergency Management Agency as a special flood hazard area, Trustor agrees to obtain
<br />and maintain Federal Flood Insurence, if aveilable, for the full unpaid principel balance of the loan end eny prior
<br />liens on the property securing the loan, up to the maximum policy limits set under the National Flaod Insurance
<br />Program, or as otherwise required by Lender, end to meintein such insurance for the term of the loan.
<br />Applicatlon of Proceeds. Trustor shall promptly notify Lender of any loss or damage to the Property. Lender may
<br />make proof of loss if Trustor feils to do so within fifteen (15) days of the casualty. Whether or not Lender's
<br />security is impaired, Lender mey, at Lender's election, receive and retain the proceeds of any insurence and epply
<br />the proceeds to the reduction of the Indebtedness, payment of any lien affecting the Property, or the restoration
<br />and repair of the Property. If Lender elects to apply the proceeds to restoration and repair, Trustor shall repair or
<br />replace the damaged or destroyed Improvements in a manner satisfactory to Lender. Lender shell, upon
<br />satisfactory proof of such expenditure, pay or reimburse Trustor from the proceeds for the reasoneble cost of
<br />repair or restoretion if Trustor is not in default under this Deed of Trust. Any proceeds which have not been
<br />disbursed within 180 days after their recefpt and which Lender has not committed to the repair or restoration of
<br />the Property shall be used first to pay any amount owing to Lender under this Deed of Trust, then to pay accrued
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