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Loan No: 101257021
<br />DEED OF TRUST
<br />(Continued)
<br />20124225�
<br />Page 10
<br />Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodetion party to
<br />Lender, including without limitation a guerenty of all or part of the Note.
<br />Hazardous Substences. The words "Hazardous Substances" mean materials that, because of their quantity,
<br />concentration or physical, chemical or infectious characteristics, may cause or pose e present or potentiel hazard
<br />to human health or the environment when improperly used, treated, stored, disposed of, genereted, manufactured,
<br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and
<br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed
<br />under the Environmental Laws. The term "Hazardous Substances" elso includes, wfthout limitetion, petroleum and
<br />petroleum by-products or any ftaction thereof end asbestos.
<br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures,
<br />mobile homes effixed on the Real Property, facilities, additions, replacements and other construction on the Real
<br />Properry.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, end other emounts, costs and expenses
<br />payable under the Note or Related Documents, together with ell renewals of, extensions of, modifications of,
<br />consolidations of end subst(tutions for the Note or Related Documents and any amounts expended or advanced by
<br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's
<br />obligations under this Deed of Trust, together with interest on such amounts es provided in this Deed of Trust.
<br />Specificelly, without limitation, Indebtedness includes all amounts thet may be indirectly secured by the
<br />Cross-Collateralization proviaion of this Deed of TrusL
<br />Lender. The word "Lender" means Five Points Bank, its successors and assigns.
<br />Note. The word "Note" means the promissory note deted Merch 21, 2072 in the original principal amount
<br />Of 5700 from Trustor to Lender, together with all renewals of, extensions of, modifications of,
<br />refinancings of, consolidations of, and substitutions for the promissory note or: agreement. �;
<br />Personel Property. The words "Personal Property" mean all equipment, fixtures, and other erticles af personel
<br />property now or hereafter owned by Trustor, and now or hereefter attached or effixed to the Real Property;
<br />together with all accessions, parts, and additions to, atl replecements of, and all subatitutions tor, any of such
<br />properry; end together with all proceeds (including without limitation all insurance proceeds and refunds of
<br />premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property end the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interesta and rights, es further described in this
<br />Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreementa, loan
<br />agreements, environmental agreements, guaranties, security egreements, mortgages, deeds of trust, security
<br />deeds, collateral mortgages, end all other instruments, agreements and documents, whether now or hereafter
<br />existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means ell present and future rents, revenues, income, issues, royalties, profits, and
<br />other benefits derived from the Property.
<br />Trustee. The word "Trustee" means Five Points Bank, whose address is P.0 Box 1507, Grand Island, NE
<br />68802-1507 end any substitute or successor trustees.
<br />Trustor. The word "Trustor" means KYLE KOEPP and SALLY JO KOEPP.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH
<br />TRUSTOR AGREES TO ITS TERMS.
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