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"�',y,.��_ _ _ <br /> _ _ _ �j�ar_�� __ - _ `___. . . . ---�.� _ _.�,.... .— _ <br /> r• <br /> 7�►e Fundz xhal! t�: t►r.ld in an In,Utulioi► wfi��sc Jcposlts urc Inzurcd by u tlYlc�ugci�y. }I14t xn�u u��y, ��r cntity <br /> q�xluJin�l.Ctxkr, if Lxruier is xuch an in,tituU�inl�,T n+uny t'c�crul llomc I��a��I�a��k.L�:ndrr�liull+�����ly Ilic 1�iii«l�i�� nuy tlic <br /> k?un�w Iteni+.lrrKlcr nu►y Aiot churgc Fi��rruwcr G+r hw6Aiug u�xi upplying thc I�und�, nnnu;�lly :malyiing ihc c�.�r��w ncc��um. a�r <br /> verlfying�he NKrow Itcros,unic�+l.cixlcr puys li�rr+�wcr intcrest un thc I�undti:uxl uppli�uh�c ►ay���rmi�s Ixndcr tu mukc su�h <br /> w chrr�c. Huµ•evcr, LcnJrr ifu�y reyulrc Ek�rn�wer t�� puy u ti�ix:-timc rhur��.for un indc�x:��{cnt r�id r+tu�c tax re�x�rlink �cn��c� <br /> usctl by Ixixkr in cum�rcU��n with Ihis luun. unicss upplfc�blc luw pruvidr•� otl�crwi,i. Unlcs� un ngnx�ttent Is nuxlc ur <br /> appUcuhlo luw rsyuircs I�iterest to!�paiJ, txixlcr shull not tx rcyuired to pa�� t3ai;cy�•cr:my entrrc,t ur ciu•niugs an Ihc 1'uixls. <br /> porn�wtr r�xl Ixixitr nti�y ugrcc in wnting. howcver, thwt iu�ere:t shall k►c pai+i nn the I�ui�J�. Lc�Klcr shall gi�•c tu li�irrnw�r, <br /> wiU►ovt churgc, un unnuul uccuunth�6 uP thc Fwxl;, :howing crcdiu un�! dchit.tn thc FuiKl, unil thc pur��tic for whi�h curh <br /> clebli lo lhe runJ�wa�nuKla'1'he t'wx1F arc pleclgeci vs udd'elioiuil xcurity for ull+w:���+:c:ure�!hy�thi�Sccurity Instrantant. - <br /> It Ihe F�und�Ixld My Leixler ex�ral the anwuntc permittecl to be held b}•a�►pI1c:.aMc law, IAixlcr tihall :►c►��uni 1��&muw-er <br /> fi�r tho Cxc�css Fui�ls in ucconluikr with ihertyuir�nkms af rpplicable luw, If the unx�unt uf'the i�utxls F�Id by l.eixler et��ny <br /> th�w is not iufficient tu p+�y the�x:raw Itans wiwn duo,Lc:ixler pwy su nutify Horr�iwcr in wriUng,and,in such susc l3orm�vcr <br /> shall p�y to Lendcr the arm+unt neccssury tu ma{;c u�the �ieficieix:y. &irn�wcr sli�ll make up thc deficlrncy in no more tlrun <br /> twelve nx►nthly payn�nls,ut l.encier'n sale dl�cretion. <br /> Upcm �uyment in iult af ull surr�s �eeur��l by thlE Security Inxtrumcnt, i,enda�r shall prompdy refund to I3c�rcowrcr uny <br /> r•���xi�i��i�ry���r.lf,utxter panyjmph 21.i.erxl�:r shall ucyulre ar sell ihe I>m�rty. Lencier,prior to the u��quesitirn:r.nr:�Is <br /> of tho Prupeny. ,hnll �pply uny Fu►xlx hcic!by I:,c+id�:c at.ttic iinx��f ua{�,ri��itia+.T or �:alc us a credit agair.,st t.i5r�urii.r.s scx���n�cl' irj <br /> this Sccurity Instn�n�cr�r,. � <br /> 3.ApE►IlcAelaa��1'i A"�}�mrMs..4Jol.�:SS;�p{,11.i.r;il�l.c 18:N�Ji;iJV[GI'r,,r,NJ�rtvei.:�:.:t.Ll.p�y�ixntti recci��al by LeiTdr,c unrd'�cr pa.r..j�r�{plu <br /> 1 und 2 shall bc sn�l.i.r,�1.: (int. lt�JJ1�' Grl.L'V:,f��rlSll:R.f:r,l?7.L'�L�:r G1.U�rJ.ct�r,�r t.Lr, l�ote, scmnd,ta anwunts payatr�e uinter. �,ir�j,i�ln 2; <br /> third,to interesr.�,P.u.e•f.r,�,rth,to princi�wl due;ur.xd:I.�::�;,ev a�2y�a+�e clxu'd':��9'xe i,�'der thc Nnte. <br /> 4.Cl�s:I,�s. &�rmwer shall pay K!4 taxf:s,assessmc.nts. ctrar�r:s.�,r.�es and impositions altribut;�bf.e to t[w 1Pr,operty <br /> which muy atwurn pri;�ar�cy over this Secunry in::ee�rir.ne�+, a�xi!e-usc�eviu j�.xyn�r_�r�;.,�.—grcund �ents•, if anv. Burcc�v.er sl'tall pay <br /> �IKSC�kit.i.�asr,rons irr t2r�manner pmvidod in paragrap�tti 1,or if[�ot pauu ea r�!�;�t r��r„umc.r,Bonower shall Fa�r ch�:.rs a,�zic� c�ir r;lr <br /> to th�e pe�sex.r,ow�d p�yment. Borcower shall prom�tl�furnish tr,a tamc�:c aJ�E no+u,ees of amounts to be paicE�rwBer tR�is paRagrsph. <br /> If'Borr,o,w�r�nalcr.:s tF.►ese pnyrrtents dirocUy�Horrower shal{ prom�xP.v funens.ti ta Lender receipts evidencing the payn:xntcr.. <br /> Hs?rmwer shatt proimptly discharge any lien which hus pac�Rit�: E��c:a tlhis S�acurity Instrumc:nt unless Ro�raw�er: fa�ru��nt��. in <br /> writing to the paymenc afi t}►e obligation securod by the lim in�nvar.rn�r uc�r�ta►ble ta Lender. (b)contests in good faith ahe lien <br /> by, or defends aga�nsc enforcement of the lien in, legal prcx;eectcnhs H�Ihirh :�e�the I.ender's opinion�{aerate tu prevent tlx <br /> enfarcement ot'th�c lien;a�r(c)socurcs from the holder of the lien an�rt�r2•.�:nG satisfactory tu l.ender subo.*t�'inating the liet� lo <br /> this Security Instrumec�e. lf Lender detenni�xs that any part of the Prop.:r���i+ subject to a lien which n�jf�ttain priority ov�r <br /> this Security Instrument, l.crxler nu�>•give Borrower a notice identefying the lien.Borcower shall satisfy rhz licn or ta{.e onG or <br /> moro of the actions set fonh ubove w•ithin l0 days of the giving of nc�ticc. <br /> S. Haz�M or Property Insurance• Bor�nuwer shall keep the improvements now exisdng or he►�eafter erectod on th� <br /> • pruperty insured againsc loss by �re, haiarcls e�cl�eded within tkie tern� "exrr:axled coverage" aixl an�y athu hazards, inclnding <br /> floods or floodinR,f4r which Lender reyuires iaes�J.c,:��ce.T'his iruurance:���,��C t�e ms�inteinod in the a�nounts m+,d for the periads <br /> that L�endet rtquires. The insuruice earcier pnavidir�g tne insur�nce snai9 �uL::1wx�:uy �,���wz:�uhj:..;..;�°.n^:.cla;o ai:;,rc:'s� <br /> which tiD�➢1 not bt unrcasonably w��BaQeeld. If Borrower f"ails iu.�xii�t�irn ca��enge describod �bcrve, Lender m�y,et I.ender's <br />: �i n�xion;a�Mixin coveruge to protat Lei�.�er's rights in the Aroperky on aecordainL�wi�h P�'egnph 7. � <br />� . All insurance policies wxl renewals shall be acceptable to Lender aax!�hdl include r SIA11(�SI� nlOrtgriQC CD�pst'. !.{�K <br /> shall havc thc right to hold the policies and reneN�sc3s.If Lender requires,f�cr.�awcr shell prompdy�give l01Gcc�er'all't���ipts o( <br /> �`; paid prcmiunu und r�newal noticcs.In the cvent�,�t;11�ss,Borrower shall gnir!p-r.ampt notice to the msuranc:c��trdcr and �Lrndcr. �� <br /> Lender may make proof af loss if nc�t made pmmpzCy 6y Borrower, `� <br /> Unless l.ender xnd Horrower otharw[se agrec in wnamg,ina�,�oa:�nce prui'cx�ds skaall be appliod to restoi�'r.i��n or�r o3' iho <br /> pro�xrty danuged,if the restoration or repair is economicalliy Ui�,�:;ib'12 and I.ender's securlry is not lasened.If th�ratumxion ar <br /> repr�r is�at aonomically feasible or Le�xter's securiry wcxa4it'he.tess�ned,tho insuranc�:pmaeds shall he aTpliod to the sums <br /> securec! by this Security Instrument, whether o�..r�,c�,t then du�;�vith any excess paid to Borrower. If&xtower eb�ndorts the <br /> Property, ur does not answer withiu 30 duys a rm����,e'�.fY�m l.erxkr t�►at the insunnero carrier ha5 offerod to settle a cluim,thn <br /> Lendee may coltect thc insurance procoed�. l:e;i<<r-�r rr:i3' :p�e•�he'praxds to reNair or r�store the Pruperty or to pay sams <br /> ° securod by this Sa:uriry Instrument,whether or���1;u�lnn°ii�iie.xfiA�0-dxy period wil l begin when the notice is given. <br /> Unless Leixler and Borrow'er otherwise ug�4.!�,in�Yt'1rin8.�y application of procroeds to principal stull tiot oxt��nd a <br /> - postpone the due date of the monthly.payments T,:i�rred ta'•in pnrggraphs 1 and 2 or ctunge the amount of the peyments.If <br /> 'u[►der paragnph 21 the PropertY is acquir�d by U:ender,Borro�'ver's right to any ir�surence policies and pmce.^eds resltlting from <br /> damage to the Proparty prior to the acqwsition;�!hnll,pass to Lender to thc extcnt'of the sums secu�od by this Socvrity InstNm�nt <br /> immediately prior to t1i�acyuisition. , <br /> . ti:,Occuprncy,PreAervatbq,,MAintmance and PrM�ction o[the Property;Borrower s Lo�n Applicatbn;Leos�o�d+. <br /> ,., $or�awri stull occupy,establisl�;nnd use the Property as'8orrower's principal raidence within sixty days after the exocution of <br /> � this�ecurity Instcumat�t and sha11'c;nutinue to occupy the Propeny as Borrower's p�incipe!cesidencx for at last one yeu atkr <br /> - • the d�te of cxcuEunlcy:.Unless I.ender otherwise agrees in writing, which rnnsent stull na be un�asonably withheld, or unless <br /> �u axtenuating clrcumst.inces exist which are beyond Borrower's control. Borrower shall not destroy, damage or impilr �he <br /> :¢. Property, allow the Yroperty to deteriorate, or commit waste on the Property.Bexrower shall be in default if any fodeiture <br /> � action or pnxxding, whether civ.il or criminal, is begun that in L.ender's goo�i faith judgment couW result in forfeitun of the <br /> Property or otherwise materia�IX"ampair the liers created by this Security Insuucnent or ixnder's security interost. Bormwer rny <br /> curc such a default arxl reinstate,�..�u�srovidod in paragrrph 18, by causing the action or praeeding to be dismis�cd,µ�t,}.�nniling <br /> `. that, in L.crder's good faith de:�tmination, prt�cSs�des forfciture of thc Borrowcr's intercst in thc Prope:n?+�r�r-�t��;3c�r �mafcrial <br /> impairnient of thc Ide.'��2:UCAtt%J�D diis Secur.it;�:'lnstrumcnt or Lendcr's sccurity irncrest,Borrowcr sh,cl,l.s2tsa'b�m �tltfnYi•la!!' � <br /> # Bumower, during th�..�a�•���pplication procxss,g�ye n�teri�lly folse or inaccurute inforrration or sw!en�trd;r;u�,lx-.n;ltr�;ic�rrE'Ei�Sa��. <br /> T ta provide Lender wmtT s�i�y ��asi6�infomiatiun)in connectia�n with tht Ic�n evid�neod by ttu Note, inaluding:t�+;�s:+ncr.�fi;t,rti��d' +• <br /> i to,represenatiuns c.qtt�t�rnirs�a�rrasy�r's occupatx:y of t0��aa�!xtty as a principal rcsidence.If this Secarity itnttuc�u;i��i::��inna <br /> , lc+srhr��d. Borrce�•er��tu�� com�hy.w�:�h all tht provisp�;��.n��:i�:he lease. If Bomcswer aequires fa tide to the Pcw{�ru�q. the <br /> �' �• �ea�al.k1 and Itre hr..s:�;uute shall not merge un�s��Piee�ddr a.��;�es•ia the merger in writing. <br /> �`.1 'r•:!'mtediat�+ntf�:rnder's Rlghts in the 1►°rr•n,pessv.!3i;�btower facP�s to�cdonm the coveiwr►ts and ugrecments consained in <br /> !, . ` tl�i�s�^cr.':��,r.�ny(ns�rt��uznl, or there is a Iegal p�rtrc,xesJ�ng t�i;U��nay signiC:c:md:�� af(oct LenJer's rights in the E'roperty (such asm <br /> • �caru���e<I,r,�in bankruptcy,probace,for condemnation dr f�t.t,tcure or to•enforce I:aws or regulations),then I.,ender may do and <br /> pnY;i�-��r,�hatever is necessary ecr pcatect the value of�he aFr:rpa�ty atKE t.endk�c s r�glits,in the E'ropeny. Ixnder's act+ons �y. <br /> e��.e�riice navina snv sun�s secuied bSr a ticem� wrich twx t�';en�;.y over d�is• 5cu�v�h�� l�nst►ument, appevrinp in eou�ti. payin� <br /> t, .L!_ _ _�L. <br /> 1'CASC➢flzblC 8[if�l'Y1C.5+s�fces and entering an�c1T�IP�•npe�*y 1a rialc¢repairc. r�irisnu�i► l.Cf1�YC�may iart�a�,itt7n�tinici iuia Er+�i���.•. <br /> 'r..I:.Q�irl.:r doe;>•in�l liavc to do su. <br /> A�ty �nui+�u�s disbursed by Leixler urtdi:r ilt�s rnr��raq�h 7 shall becon�e adclitional debt of &►rrower securod by thic <br /> S�iU'll)� I��saumcnt. Unlcss eorrower onci LenAer agru: t:o o�9�er terms of payment,th�;o s�mounts shall bcnr intenst from ihe <br /> date of disbursement at thc Note rate and shall be pa)�:d�lc, with intcrcst, upon notice from I.�ndcr tv Bnrrower n�quaSting <br /> paynxnt. <br /> 8.Atatga�e it►�urnncY.If l.cixicr reyuircd murigabc insuwue as a co�xiition oF nuking thc loan sa:urcJ by Ihis Stcurity <br /> Instrunxnt,&�rrowcr shall pay thc premiums vcyuirod to maintain the mortgag� insur�nce m effcct, if, for any rc:�son_ ihe <br /> mortgage insuruixc rnveragc requircJ by Lender lapscs or ccases to be in effect, Borr•�wtr shaN pay thc prcmium3 rs.-quire:d to <br /> nbtuiii coveragc substantially equivalent to thc nwrtgage insurance previously in etfat, �►a cost substantfally equivulent to ihe <br /> cust to 8orrower�f the mortgage insura►xx prc:viously in effect, from an altemate mongage insurer approved by Lender.lf <br /> , rq��o+♦ Pwm 3021 91t0 <br />