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��1��02207 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />f ���A.ai l � � <br />� <br />Robert H. Wald <br />�� `���� � <br />Step anie K. Wald <br />(Seal) <br />-Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space BelowThis Llne ForAcknowledgment] <br />STATE OF NEBRASKA, <br />Hall <br />County ss: <br />On this 15 th day of March 15, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Robert H. Wald, Stephanie K. Wald <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: �- G�J � J <br />L "�,��-�j /'1� .!,,i� / ��l ��,� <br />� <br />Devra McElroy -Notary Pubnc <br />�; GENEAAL NOTARY - State of Nebraska J <br />'!!N" DEVRA MCELROY <br />�:� My Comm. Exp. Aug. 25, 2013 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 44Fr3555 <br />LFI #FNMA3028 8/11 Page 13 of 13 <br />