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m• � OH Z mm o cD m n� XJ M Zm Nm o 730 E <0 00 tv -o O D OT M co Z D L1 m Z p co r T m Z o - O{ O j TM j co m mompft t rows CO �o o m 0o p m • 0 mo ) fi) f O This is being re-recorded to seperate the 1st and 2nd reverse mortgage [Space Above This Line For Recording Data] Requested by and returned to: MetLife Home Loans,a Division of MetLife Bank,N.A. P.O. Box 8157 Edmond.OK 730834157 FHA Case Number: 321-3068804-952/255 Loan Number: 1902026042 ADJUSTABLE RATE DEED OF TRUST (HOME EQUITY CONVERSION) THIS DEED OF TRUST SECURES A REVERSE MORTGAGE THIS DEED OF TRUST ("Security Instrument") is made on December 02, 2011. The trustor is Dennis L Fiala and Beatrice B Fiala, husband and wife, as joint tenants with right of survivorship and not as tenants in common whose address is 3548 Hillside Drive, Grand Island, NE 68803 ("Borrower"). The trustee is Fidelity National Title Company,a California Corp whose address is 1901 N Roselle Road,Suite 650, Schaumburg, IL 60195 ("Trustee"). The beneficiary is MetLife Home Loans, a Division of MetLife Bank, N.A., which is organized and existing under the laws of the United States of America. and whose address is 334 Madison Avenue,Convent Station, NJ 07961 ("Lender"). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument ("Loan Agreement"). The agreement to repay is evidenced by Borrower's Note dated the same date as this Security Instrument ("Note"). This Security Instrument secures to Lender: (a)the repayment of the debt evidenced by the Note, including all future advances, with interest at a rate subject to adjustment, and all renewals, extensions and modifications of the Note, up to a maximum principal amount of Two Hundred Fifty-Five Thousand and 00/100 Dollars (U.S.$255,000.00); (b)the payment of all other sums,with interest,advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument: and (c)the peribnnance of Borrower's covenants and agreements under this Security Instrument and the Note..1-he full debt,including all amounts described in(a).(b). and(c)above. if not paid earlier, is due and payable on August 27, 2095. For this propose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in HALL County, Nebraska, See Schedule A attached which has the address of 3548 Iillside Drive,Grand Island,NE 68803("Property Address") Nebraska I"Security insvwnent ©Bay Docs.Inc. 06/10 Page I • •