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s <br />�������4'215 � <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants conta,ined in all pages of this <br />Security Instrument and in any Rider executed by Bonower and recorded with it. <br />� ��r� � 3 � �� <br />DAVID R YOUN a HELEN J YO G Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF �P�� `���� <br />COUNTY OF � e �'`'��J�' <br />The f�of egoing trument was acknowledged by DAVID R YOUNG and HELEN J YOUNG, before me on <br />/1//i%��✓ . In wimess whereof, I hereunto set my hand and, if applicable, my official <br />seal. � �� G �� <br />My commiss' <br />JAMES �o �ARRIN�1°ON <br />Notary Public � State o Ket — <br />P�Ay Appt. Expires Ha ounty,lvE <br />Identification Number <br />(Official Seal) <br />� <br />C�i 2004-201 I Compliaece Systems, Inc. ADCD-75FC - 2010L1.15.461 <br />Consumer Real Fstate - Securiry Instrument DL2036 Page 6 of 6 www.compliancesystems.com <br />