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<br /> T(XfB'�HBft WITH all the impravcrrKnts rxiw ar hrreafter eroctod an the property,und uU ex�:r.nxnts, uppurtenances,a+xl
<br /> tixturcs ix►w� or Fxrcafter a �rt of the pm�►erty. All rrpl�c�ementa and udditionx shull ulrn t►� coverai by this Securiry
<br />, In�uun►e�tic, All��!'tiw fixeguing in wCen-.;f 4a in this Sc:c:uriry Instrunknt u.ti Uti"PruEx:rty."
<br /> HORR()WEit COVBNANTS ih+u I'xir�riN�tr is lewfully seised of the estate hereby canveyecl ar►ci h�u the right ro grant xnd
<br /> rnnvey the Property�ncl that the Propeny is unencumberal, excepl for oncumbra�x:e.r• ot rc�.�n1. liorrower warrants und wlll
<br /> defend generally the tlUe�o the Propeny eg�inst All cl�ims ancl dem.�uxls,subjn:l ta uny eixumhrances at'recc�rd.
<br /> 'THIS SE?C'URITY INSTRIlMENT cc►mt�ines uniform covonents fc�r nallonxl uFC a�xl ix►n-uniform covonu�us with limitai
<br /> vari�tinns by,juriscllctiun ta constitate a unifortn sceurity instrument a�vering rcad pmpeny.
<br /> UNlrORM COV$NANTS. Borrower and I.cndcr r.ovcnant and agrcc as follawF:
<br /> !. P�yment at PMuciwl sad InteraRt; Prepayment �nd l.ate Ch�rqes, E3ornnwcr sl�all promptly pa� whsn due the
<br /> pdncipnl of arNi intercst on the debt evidencal.by tlte Nnte and uny prcpayment and IntP chsrges due u.nri�r rhG rlote.
<br /> 2. E�far 7'�xee wnd IrnurAn�Y, 54iGjcct to a�pplicaNle law or to a wrilten waiver by C�ct�d.er,�r.zower sltaJ.t pa�+ to
<br /> I.erxler on the d�y monthly payments ure c�ur.i�.rxier.�J+,e 1.�Icxa,unti!th�e N�t:e is paid in fuli,x suin("F�iixis") for.:(a?�car.f,x czxes
<br /> wd a�aments which may attain priarity ovcr.�his Se�t�er.y l:nsr,r,umenr,as a tien oo.tbr:Properr.X:(Fi)�rr.�cky Ipselw[d payrt�er�ts
<br /> ur�fGiil"K1 l2tlt6 All tiid FI'i�cfr,. I.�atrx':(l:%x4N:Gy �w.t4J�J.vi:Niuj�i4ji IC�Si7.Ca:uCw N.i.i�.�Sitt.i7S:((,�j;�i;dil;�i�T.4�OG��Y�lKLI;*[RT,�1IC111111t��.
<br />- if u�y: (t)Yaau#Y m�rtgage insu,rau►ce premi.ums, if any�a�xf(t) any srams puyaJ�Ce by k3occQwer to 6.,e�xEer. in�coordarw�e wit�
<br /> the provisior►,�of p�ragraple 8,in litu of olie payenent of moetgage insaraoce prtnuums.These iceems ar.�a�llal "Fscrow Iteites."
<br /> Lendcr may, �¢�.ny cime, calic�t uxl hol�i TranJs ln att ar�x.�►n,t ewt te►ear.ced the maximum amnun[ a lender t'ar A foderwA�y '
<br />: irl�tod mortgage Ow�n m�y roquin for Bormwer's escrow aoeount under the foderat Rcal Estate Settlem�nt Pr.�codures Act of
<br /> 19744 as pme�xled from time to time, 121J.S.C. S+xtioni 2641 et seq. ("1tESPA"),unt�ss unother iaw ttwt appli���,a the Funds
<br /> sets a lesse� amount. If so. 3.cixier may. at any time, callaK and hold Funds in an �unount �wt to exceed the IessCr tmwunt.
<br /> L.e�xkr m�y estimate the amount of Funds due on the basis of currcnt data and reasonbble sstimates of expendituces of future
<br />, F..scrow Items w otherwise in�ccord��ce with appliaible law.
<br />,'- The Funds shdi be held in u� institution whose deposits are insurcd by a foder�l Agency, instrumenWity, ar endty
<br />� (including Lender,if Lsnder is such an institWion)or in any Federal Home Loan E3ank. L.endcr stWl Apply the Funds to pay the
<br /> Ecerow Items.I.enckr may not chuge Botn�wer for halding and applying the Funds,annually arwlyzing the escmw socouM, a
<br /> ■ veri"tying the r.serow items. unless Lender pwys isorrower inte�sc on ehe Funds an,�appiicabie Iaw pornuis I.a�oe�ia n�ice wcfi
<br /> � a cFurge. liowever,Lenekr mty requirc�onr��n�r to qo�y a ons-time chuge for an independent rcal estate Uuc reporting srrvia ,..,
<br /> uaod by l.erder in connection with this Iw►m, unle:ss ap�+�icabk IYw provides othervvise. Unless an �groernem ia made c�r
<br /> u a�,u{icabte IAw rcquircs interest ta be paid, l.oexier sha1R a�,,it`tu,�requirod to pay Borrowcr any intarest or arnings;�m•t�he Furds.
<br /> - �•�h�ir.runver and Lendcr may agKxa�jn wr{ting,hawe��c�r,:�U��,r.�ir,terest shall be paid on aho Funds. Lender sF�all giv�e nj•Horrower,
<br /> g 'f�'�� �:�;.il�nut charge, an annuel a�`y o,in*ing of the Futxf.s, si�my�.i���p srodits end debits ta u�"•� Funds and the purpo�e fnr which each
<br /> r�l'ebit to the Funds was mxda.'�t��unda an:�rl,�ctged as additiunal securiry fur all sums secured by this Savrity In�t.
<br />'��� ''' ' If the Funds held by L.cnder e:nxd the�la►;�unts pemutted to be held by upplic�yble law,Lende�sh8l ac�count to Horrower
<br /> °�'•• for th�e exaas Fw�di in wceard+ru�e with the roquireetknts vf npplicable law. If ti►c a►nount of the Funds hdd by Leider�t any
<br /> time is not sufficieirt v�pay the P.sctow Items when due,L.ender may so notify Borrnxa��r in writing,and,in sucfi caee Bortc�wet
<br />� sfWl p�y�o Lencicr the amount rrx�ssary to make up the deficiency. Borrower shaDl make up rf�e deficier�cy in no mo�than
<br />= tw�lve monthly Px�ema�ts,at Lender's aole diacretion. �
<br /> g Upun payrir.ir�t;lc� full of all sums �ecurod by thls Saurity Instrutr�nt, Lender shall promptly rcfund to Borrower,an�'" �
<br />� Fur►d�held by I.�n.rJor.If,under�wmgraph 21.I.endcs stwdl wcquirc or sell thc Pruperty,Lendcr,peior to the acqui�j,don�r as�k�..
<br /> mf.tiTr3k•Rropaty, shaU apply��y;Funds held by Lender dt�O,rx`.t�me of ecquisition or sale as a crcdit ogainst the svw��,��sxu►ad by'
<br />— :nR�1�ts S:•curity Ittvttumptt. ' �i�
<br />� : �`'•9.Appliation ot Payti�e»4a:Unles:;,�r�:�icstble Iaw�pruv�d�s otherwise,all paymenis roceived by La�der urKlrr�aregry�ItS�'�,�
<br />��, 1 and?,shall be appliod:first,.tc�yny pX���ig;n�nt charges due under the Nute; secand.r 10�nxwnts payable unc{er pan�graph 2; .. '
<br />�`•+ third.to interest due:fourth.ta.yrinc�}�a��llu�; und las:.to any lete charges due u�lder;�r�Note. '� '��i .
<br />� 4.CM�r�cs; l.lens.$sir�(JWwLf;yhal!pay�ll taxes, assessmcnts, chargas, fnes.itu�il impositions attribuuble to the�mperty
<br /> +.� which mry attain prioritv ov�r�r•lv�-SrYuriry Ynstrumcnt, and leasehold paymtnts�}z�roiu�d rents. if any. Bomower shall pay
<br /> `, tlkae obligstions in the rtwn�xr��vvided in paragraph 2,or if�xK paid in.tEaut,Ii�ul!�t;��3qFrnwer shall pay thcm un time diroctly• ,
<br /> to the person owod payment.Bor�uwer sHn1�1 p�omptly furnish to Lttxkr.�r';1•ripilcC�s.of amounts to be prid under this para�graptq;�' �
<br /> If eorrower mdces these paymt;nts dir�xt��:,�3cxrower shall promptly fumist��lii'1„ciei�tr��ceipts evidencin�the payments. �•;�; .
<br /> •• 8orrower shall promp4fy�:isc'. . t,stny I�cn which ha}priority over this Stuar;ir.gs�;lm:;�,rumcnt unitss Borrow��r,�i:ii)agroes in
<br /> }�;x;a�iag to the�yment of the bbli,��n��;cur�e�h,y the N�,s:ru�in a manner accept�ip�1;c��Lcn;kr;(b)rnntests in glpiril.tfEUth the licn
<br /> ,, '�E,ry�: or defends against enforcerretnt r,P!gd;;c I:ier� in, It�aP.�rta�wdings which in tne .Lesn�9r'� �i�ipn operate',q�}^•prevent the
<br /> enforcement of the litn:or(c)secures 6r,nrun�;h�)toider of the lien an a�1,tc+�ht�ent sgtisfqc�o}f Cu L"r:a�flersuboMinating the lien to '
<br /> �:;��' this Security InstnAmcnt. If L.ender deterr,ir,i;n:;s•.that nny part of the Pro�i��t'�c?f.is su�j�,ci.,�ti•'a lica �;'hich�a�a�r a:tain priority over� .
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<br /> this Socurity Instcument,Lsndeir mAy give�8ptrower a notice identify{ng"tl�liea: 1B�:r.ra��r shali�ic�9�t thc licm nr take one ur
<br /> ' �nar.e of the actions set furth abwwe within 10 days nf the giving of notciQe. ' ,
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