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<br /> TOCiLrTT1rR WITI�I rl) tho imprnvernente norr c�r. F�_er.raFtee �r.c;rr,cxfi on t e"prn}�►erty, nnd all cav�mentA,
<br /> �pptirten�ncen,and fixtura+�nw or hereafter a�rt ot tho pru�rty./.a[I.r.e�f.�cemnnts end e►dditione�:h�ll alr��bo coverec]
<br /> by this Srcurity lnetrumont,All of the tor�e�in�is re[errocl to irr�;hGr Sec��rety Instrument as th�"Pr��perty.'
<br /> DORRnWY?l� rnVBNr1N"I'S that I3orrower iF Iswtully cx:i�uJ:r�E the e.vtate heroby conv�yed nnd hrs thr. ri�ht t� ,
<br /> grant md ccmvey t.ho Property and th�t tho Pmperty is unenaumMcred� CXCCOL�QP COCUf1�1I11'AOl'�.'9 f](fCt7Ufl�. li��rrowor
<br /> wArrantes and wiH d�fend gener�lly tho titlo to tha Property s��innt n11 clnime snd damands,nubj`-ct tn nny encumhrancri
<br /> nf record.
<br /> 'THIS 3l3CLIR!'1'Y 1NS'I'KUr1l:N'l'combin�:imi[orm covcnnntA tor nationil une and n�m'unif��rm co��r.nente with
<br /> limitai veristione hy juri�+dictinn to curwtiUite�uni�orrn eec:urity ine►trumentcavering rr.ul pruperty.
<br /> iJNIl�O1�M CUV}'sNAN'I'S. Norn�wer and I.en�r wv�nant Rnd aRree iu+���Uown:
<br /> 1,�'syment af Principrl and Intero�t;t'rapay mont aad I,ato(:hsr�es. )itirn�wer nhrll pn�rnptly pn)�M•lirn aliM
<br /> the princi�l 04�nd intera�t�m thu deht evide�u�er�by thc Nnte�nd�ny pra(�y�mont rnd Isto ch�r��.tiw��n�kr�Itie h��tr.
<br /> Z. Fund� f��r '1'�xc��nd In�unnce. tiuhja:t to a�►1ic�hlo I�w ��r tn i wriurn�rivnr hy I.ender, Iw�rn�war Kh�ll
<br /> M��tn l.,ander on�he J�y m�►nthly(�yment�aro J�x�un�kr tho N��te,unti!tho N�►te is�+�iJ in h�ll,r �um ("1'nnJ�")f��r.
<br /> (�)ye�rly t�xex rncl �+e,+nmrntR which moy �tuin priarity �i��rr thi�Set:urity la��rument rn�lirn �m�he I'n►�,rrty; (h)
<br /> yarly Iw+ehold pryment�ur�n�und rentn on the 1'roperry,if�ny; (c) y�arl�� hrcrrd iir pn�prrty i�u�urNnrc (xrmlums;
<br /> (d)ye�rfy tlrx►d inaurmce premiuma,if�►ny; (e)yarly m��rt�igc fnatirance�miumn, it any;�nJ(i)u�y aum�payahln
<br /> hy Horri��er t�I..ender.in attbrdenco with the pravi�inn���f parag�aph S,in lieu oP the�ymer►t oP mnrtjt,aqu lrisuranco
<br /> premiums.'1'h�.wc itemaare��Ilad'P.�+c:n�w Itcme."l.ender mey,et any time,culla:t�nJ hc�ld Punde in �n amr�unt not
<br /> tn excaed tha maximurr� �mount r Icnder f�r a tederelly relatexi mortg��e lo�n m�y reyuire t�ir li�rrc►wor'e aM:r��w
<br /> account under tha fcdcral Ral Fstato Settlem�nt{'rocr.dures Act of 1974 as amended fmm tim� tn time, 12 U.Ci.(:.
<br /> Soction ?bQl et seq. ("RFSPA"),unlesA an�thcr Isw thet nppli�to the Funds aets a leaeer amount.I�eo,I..onder mey,
<br /> nt any time,collact end hold Funds in en amount not ta excad the lesser tmaunt.I.rnder m�y eatt m�te the amount ot
<br /> Punde due�n the basis ot current data and reasonable c�tim�tes of�xnerndixuc�es at future�ecrc�w Icsms ur otherwiec in
<br /> sccordancc with applicable lew,
<br /> The Funds shsll be held in nn institution whoae deposiu arc i�sw�ed bg a fai�ral agcncy,instrumenUSiRy,or antity
<br /> (includine Lendet,if Ltnder ia s�ch an institution)or in�ng FccicraU k#a�mc L.o�xn�nk. Lender shal l epply the Funda to
<br /> py ttw E9cr���M 11¢�ms. l.ender magr nat ch,ar�e Borrawer fon c��lr2ur;and dpplyin�tho d�v�nds,�nt�wlly rnalyzing the
<br /> �cc+oa accauats:,c,r veritying the Es�ruw Ct,ecns,unless Lenckr ga�s�:i '�:e�otrowet intercst an the Funelt�md opplieable law
<br /> �.::.�•,�:t�, ����1�� �n make such s charee. ff�owewcr, 1'...cn�ler mA3 requiro Borcawer to py � one-tlme ch�rge for m
<br /> r_. ._..,
<br /> ' i.ncle.�n�a�c+n3 se�l e�tate ux reporting eervice t�ed�+y�.c��iJ�•.r in co�nretion with thia lotn,unlaes�pplicaWe law�xovidea
<br /> <<�nte::-�,•r�i�.i�ralrss an agroement ie m�de or appli�;ab'1-o•la,v.rey�uires intercet to be ptid, I.ender sheill not be roquire�d to
<br /> � �fy'iF3orro�{�s j�rr.;rnterest or earnings on the Funds.Horrower��r� ;sender may agree in writing,horever, that intt�+est
<br /> shall be psi�:;��r`��:�I'unds. Ltn�er shal1 t��ue to Borrc�wer,wit3���n�.:.�::a:rge,an snnuel accountire�of the Funds,sho�rnn,�
<br /> credits and debe��:;�:vu tho Futnds and the�+l�rpoee for which each����5: �::�the Funds w�s�x►�de.'li'k�c Funds�ro pledged as.
<br /> � additional secuti�ty!or s�fl siame sccurod by thia Sxurity[nstrumen3: .
<br /> If the Funds held by I,cnder exceed the amounts permitted t�11�held C��r a,y�m9ical�l�1nw, I.,ender shnll eceount to
<br /> Horrower tor•?!��oxc�Funds in accoraYanco with the roquinmen�t:q'�iM applica�l� ;lax.AQ tha ernount of the Funds hdd
<br />_' '. by Lender at.aJ�ti�time is not sufticient so�x+y tho E?scmw Iterrns�*l�cr,ditie,I.ender msp a, nntity �orroNCr in writna`„
<br /> and,in such;�c��.�e�3orrower shall pay ta Ilx;�s�er the amount n���e:�a•r±�to malce up the deQ�ciency.Bomower shell nnake
<br /> u�the defici�.r�in no more than twdve neonthly pay�.r,,rtP,Ar.)l,en��er{e sole discretion.
<br /> ' �.'�n;payment in tull ot all sums secured by tM,n�s'Src�d7aN:y f(t�stument�I.ender shall prn,siptly rcfund to Borcower
<br /> ••a�l.i� ,��nds lteld by [,ender. If, under paragraph 2�, Lt.naer�hn1s'�cquiro or seU the Pru�e+rty, Lender, prior to the
<br /> ; ati�jtii`tion�y�t'�?e ot the Property. shall �pply any Fa�n;J�.;iF�9�f �by� :l,znder at the tim�of m;o,.�isition or sale as a credit
<br /> - againsc tho�1,o�,ns secured by this Security Instrumont. `-.
<br /> " ;, Ap�dBca'tion ot Yayments. Unless applicabla law pr+�:'n�lc•�otherwise,all peymen�roaived by I.ender utula
<br /> � p�ra�raphs,1 eC,d 2 shall be;pplied' tirst,to any propayment d?�ar,grs due und'r the Not�;seoond, to amounts payable
<br /> ■ undcr peregr�ph 2;third,to interest duG;fourth,to pri ncipal due;a�►d last,to any Iste char�s d�e under the Note.
<br /> 4, CbsT�es; Liens. Borrowar sh��,l,pay all tsY�s,ass�rrnx.nt9,char�ea, tinee�nd im:�sitions attributable W the
<br /> �r Property �fha�ch may attain prioritN o�ue:r 3his Security Instr�v:�n�:�n�c,and leasehold psymersts or ground rente,i�f art�r.
<br /> ' ' Borrowec�s'�si:i pay these obliEAtians i:� �'w manner provicl�xC�an p.'mgr+iph 2,or if not px3ii in that manner, Borr�wer
<br /> .�� (� �3��a1)psy th.sri5 on time dicectly to tho�son owed��m�ran�.lP.vrrvNar shall'pro�nptiy furnish to Lrnder all notioes ot
<br /> ;�, ��•rin�unts ao be peid under this parsgreph.If BorrnwRr,•r,ri�kc�es'th��paym�nts diroctly,BorroMCr ehill promptty turnish
<br /> ; ,iw�f,end�r sieceipts evidencing the paymenu. �. •
<br /> ; &YCra.x�er shall promptly discharge any lion which has��si;�c�rit}over this Security Instrument unless Borroaer..(s)
<br /> . agrees in writing to the peyment of the obligation exured by 4he�ii::.n in a manner aoceptable to I.ender;(b)oonte�in
<br /> y�ood faith the lien by,or detend9 against enforcement of the luan:i��, Icgal proc�eedin�s�hich in the Lend�r's opiaion
<br /> . o�xrate to�revent th�enforcement of thc lien;or(c)secures from the holder of tt�e lien an agrecm�rmt satisfacwry to
<br /> ;' I.ender subc�rdineting tho lien to thie Socurity Instniment.It Lender determines thet any p�rt of cr„��'r,r�perty is subject
<br /> � to a lien which may nttain priority over this 5xurity Instrument,Lender mey give Bt�mowes� not►e:c�identifying the
<br /> licn.Borrower shell satisfy the lien or takc one nr more ot the aetione set forth abovc.wntfii�ti.10 d�ys ot the giving of
<br /> .( notice.
<br /> �, Wr� 7021 /!�
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