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<br /> 'I�OCi&'I�ER WITH aD the improvements now or hereaftu erocced on the pr+operty,a�f eTi'��I�pp�j���,md
<br /> fixuues►ww ar hereafier a y�v�t of ttu:properYy.All repL�cements ar►d�cklItions at�ll�Iso be covr,red by wls Security Instrumen� �
<br /> All of the[oregoing is rctured tn in thb Socority Inswment�c the"Pmperty."
<br /> HORROVVBR COVENANTS that Sorrower ts 4wfu11y seised of Ihe estate hereby conveyed and ha9 the dght to grant end
<br /> convey the Propaty and thu the Proputy is unencumbered, except for encumbrAnces of record. Boerower wArtants�nd wtll
<br /> 3efcnd genually the dtle w the Property agaiust all claims and demands,subject w any enGUmbrnnces of record.
<br /> TFIIS SECURITY INSTRUMHNT combinea uniform covenants for nation�l use and non-uniform coveaanu with Iimlted
<br /> varlations by jurlsdktian to consdtute a uniform sxurity insaument covering real proputy.
<br /> UNIPORM COVENANI'S.Barower end I.ender covenant and s�gree us fallows:
<br /> 1.Pa�ent of Priacipal aAd Interest;Preptyrnmt and Late Chsr�. Borrowu shall prompdy pay whcn due tha
<br /> princip�l of md intaest on tht debt evidencod by the Note md any prq�eymait and Iate charges due undu�he Note.
<br /> 2.Fuoda for Taxea�ad Insurana. Subject to epplkabk lavr a to a written waiva 6y Lender,Barowcr sh�l!pey to
<br /> I.ender on tbe day monthiY P�Y�ts�re due under the Note.until the Note is p�id in full,a sum("Funds")for:(a)Yearly taxes
<br /> and wessmwts which may�uain priority over thts Socurity Insuument as a lien on the Propaty:(b)Yarly kasehold ptymaus
<br /> a�ound rcnts on the Pnopaty.if�ny:(c)Yarly hazrud or propacy ituur'aace pemiums:(d)yq[ly flood insurance per,mlums�if
<br /> �Y�(�1 Y�Y�►8�8e insuonce premivaas,i4'any�aad(�anY�WY�bk by Borroaru w L�e,nder.in accad�r�ce�rith the
<br /> prorisions of parag�sph B, in liw of the payment of onoetgage insurance praniums. 'ItK.se ttcros ere calkd "Escxow Items."
<br /> Lax3er eniy�at�ny time,colbct and hold Fonds ia an x�noant aot to exoxd the msximum arnount a knder for a fcderaIIy reJstM
<br /> mortg�ge lan may roquire for IIarn�ver's escrow account unda tbe federal Real F.s�ate Sutlemene Procodures Act of 1974�
<br /> anxrrdod firom tnne to o►ne„12 U.S.G.Sr•oUOn 2601 et seQ. ("RESPA").un3ess u�otlxr law that applies W the Funds sets a fes�er
<br /> art�ount Yf sc�.La�der miy.at any wne,eQllect and hold Funds ia an amount not W excoed the les.gv amoun�I,ender m�y
<br /> . qtimaoe the amount of F1u�s due on ti�t d�avs of curnnt data and nasonabk estimates of expa�didme of fudu�e E��ow�Itrms a
<br /> othnvvise in aocardance�vith applic�bk lnw.
<br /> '!be Fonds slWl be held in an institudon whose dtposits a�e Insured by a federal�geacy.instrumentaliry.or eatity(incltMing
<br /> I,endet.if L,axkr ia such an instiwtion��r in any Fedeial Home Loan Bank. Lutida sh�ll apply the F�nds w�ssty the Esc�+u�v
<br /> - I'�e+ua.Ltawi-i iiuiy i�iri a�rgc Biacuwa�'iu�olaing an�i appIyuig iue Funds,aiuivaliy a[wlyzing the esctow accouni.ar vauymg
<br /> d�e ExroM Itana.unless Le�da�pays B�rows inta�st o�n the Funds md appliabk hw permits I.endar to m�ice such A ct�rga
<br /> Hm�veva.L�miy require�o�mwer w pey a onatime charge fa�n indepaKlant meal est�te tax repoctiag servicae used by
<br /> I..er�da in ooanxtion with t�his kan,nnieas Applicable law provides othawise.Unless an eg�oern�at is m�de or applicabk I�w
<br /> � requires iatereat W 6e p�id.I.a�der shaU m�ot tx roquiad to pay Bornm+ner aay lnterest or earnings on the Funds.Bomuwec and
<br /> 1.eod�t mtY�iee ia writL►S,Iwweva.dsa6 su►turat stsll be paid on the Funds.Lender shall give a Bamwes.withouc chuga�an
<br /> ■nnwil a�o�mting of the Funds.showing crodits iuid debits w the Fua�s and the purposo fa which ach deblt to the Funds wa4
<br /> mada 11�e Fw�ds m pkdgod ac addidonal aecnrsty for all snms secured by this Sxurity Instrumait
<br /> .. Yf the Fw�ds bdd by Leada ea�cad thc emonnts pamiuod to be held bY�PPlicabb law,Lender sh�(1 aocount w Bomower fa
<br /> � the acoea�Fw�da ia�ce,ocdas�ce with the rcquiremerrts of epplkabk law.If the amount of the Funds held by L�ender u any time is
<br /> � not e�'ieia�t b p�y the fiu�ow Items when due.Lenda may so notify Borrower in writing�and.in stkh c,�se Bamwec sl�PwY
<br /> io Laidet tbe�rt�ount nocess�ry to m�kc np the de�ickncy. Barowu sl�all m�ice up the deficiency in no more than twelve
<br /> ' ��Y pY��s.u Laider's sole cliscn,tion.
<br /> Upoa p�ymait in full of ail sums sxtued by this Seca�ity Instnunen�I.,erida s2n11 i�P�Y refund to Bomower any F�nds
<br /> he3d by Lasder.If.uncla ps�ragraph 21,Lenda sh�ll xqu�e or se11 the Property,L,e,nder�Prior to the acquisipon or�le of the
<br /> ' PropatY.sl�W apply any Funds heW by Lec�der et the tiene of acqnasibon or sale as a cxedit s�gainst the atuns securod by this
<br /> Security Inswmd�t
<br />� • 3.Appllntfoa of Parmmta. Unkss applicable l�w pmvides otheiwise�all payments c�eceivai by Ler�dei under P�.'�'ePl►s
<br /> 1 �ad 2 shW be appliod:6rst,w anY P�Y�t chsrges due under the Note:ancond.to unounts ptyabk unek�peragraph Z;
<br /> - Ihird,lo ia�due;fouith.to principal dne:and 1ut.w any late charges due unda the Nou.
<br /> �.Craria;Liees. Bonowa shW pay all taxes,�ssesuna�tv. clurges�fines and impositi�anc attrlbutsbk to the Propaty
<br /> which may atttin priocity over this Securicy Instrwnent,and kauliofd payments a gro�nd renu,if 9n3�.Bocrowu sl�ell pay these
<br /> obU�tiais in the mru�a provided in p�a�h 2,or if nos p�id in that manna.Bomowu shall pay than on ticne direcdy ta the
<br /> P���d WY�G Bacm+urr sh�11 P�P�Y fumisl� to Lenda sll noticcs o[amounis co be paid under this p�ragraph.If
<br /> Saro�va rtW�es tdete payments diroctly.Borrowa shall prompdy furnish w I.ender raaipts evidrncing the paymaits. _
<br /> ���A►�P�Y��B��Y Nai whieh has peiority ovu�Ais Secucity Inctiumeat�mmkss Borrower:(n)agreac in
<br /> ariBog o�+the payrt�ent of the obligati�on secu�rcd by the licn in a mxu�er aaxptabte to L,ender;(b)coacasts in good faith the li�
<br /> by. a defaxis against enforament of the lia� in. kgs! procadu�8s which in the I.ender's opinion operate to prevent the
<br /> enforoanent of the lien:a(c)soctu�es from the iwider of the lien an agceement suisf�ctory to Lendsr subordiaating the lic�n w
<br /> this Sec�uiry Instrumait,U L,enda detamines that my put nE the Propeity is subject w a lien which may attain priority over this
<br /> , Securiry L�stinrmen�I.enda m�y giive Borrower a notice identifying the liea.Bormwa shall satisfy the lien or take one or moce
<br /> of the actions set forth above within 1 U days of the giving of notice,
<br /> Fonn 302� AliO
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