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<br /> payn�ents may�w lunger bc required,at thc option of L.endcr, if mangugc insurancc cavcr:►gc(in thc um�unt und for the period
<br /> that l.c�xlcr requir�:s)providecl by an i►isurer appraved by l.ender ugain becnmes available anA is obteined.Iiorrower shall pay
<br /> thc premiums requireJ tu n►uintain martgagc insurancc in cffcct,or to providc i�locti re.ervc. until the rcquircment for mortgAge __
<br /> insumnce ends in accordAnce with any written ugreement between Borrower and Lender or applicsble law. �
<br /> 9. Insp�xtlon.L.ender or its agent may muke reasonuble entries upan and inspectirnis af thc Property. Lender shull give �
<br /> Borrower notica at th�tinte of or prior ta an i�upectian Epecifying reasonablo cause for the inspection.
<br /> 10. CondemnAdon. The proceeds of any uward or clalm for danwge.s. direct or conscquentiul, in connection with any �
<br /> condemnution or other taking of any part of thc Property, ar for conveyance in lieu of corniemnatian,ure hereby asslgned and I
<br /> shall be paid to[.ender.
<br /> In the event of a tatal wking of the Propeny. the praceods shall be upplied ta the sums sec��red by this Security Instrument,
<br /> whethcr or not thcn due, �vith any excess paid to Borrowcr. In the event of a partial taking of the Property in which thc fair
<br /> msuk�t value af'the Property immediately befare thc taking is equal to or greatcr than thc sunount af the sums secu�by this
<br /> Security Instcument Immediately before the taking,unless Borrower and I..ender otherwise ngrce in writing,�he sums secured by
<br /> this Saurlty In�trum�nt shall be reduced by the amount of the praceecis multiplied by the following fraction: (a) the tatal
<br /> amount of the sums securcd imn�diately befare the taking. divided by (b)the fair mtirket vuluc of th�Property immediataly
<br /> befom the taking. Any balancc shall be paid to Barrower. In the eve�:l of a partial taking of the Property ln which ths fair
<br /> market value of tho Property immediately before the taking is less than the amount of the sums secured iimicdia►oly before tha
<br /> taking, unless Borrower and Lender oiherwise ngrec tn writing or unless applicabte law otherwise provides. the praceads shtll
<br /> be applied to the sums securad by thi�Security Iastcument whether or not tne sums are then due.
<br /> If the Property is abandanvd by Bonower,or if,aRer notice by Lender to Borrower that thc condemnor offers ta mako an
<br /> award or scttle a claim for damages, Borrower fails ta respond to L.ender within 30 days after the date tho n�tia is �iven,
<br /> Lender is authorized to collect and apply the proceeds,at its option,eittws ro restoratian or repair of the Property or ta ttx sums
<br /> sacured by Ihis Securlty instrument,whether or not then due. �i��i�n af roceeds to principll shall not extecvY os
<br /> Untess Lender and Borrower othenvise agree in writinS, anY app� P
<br /> postpone the duc date of the monthly payments referred ta 9n paragraphs 1 ond Z or change tho amount of such payments.
<br /> 11.Bornowe+'Not Relea�sed;Forbearsiaoe By Leader Not n Waiver.Extension of the time for payment or.modificatinn
<br /> of nnwrtl�ation of the sums securcd by this security Inscn►msni grw�ic�i�y E.:�cr to an}suce�^r!•"•�n'"�"�r�f Horrower shall
<br /> nat operate to rclease the liabiliry of the original Bormwer or Borcowes's successors in interest. Lender shall not be required to
<br /> commence proc�odings agsrinst any successor in interest or refuse to extencl time for payment or otherwiu modify emortirati�
<br /> of tho sums socurcd by this Sncurity [nstrument by re3son of any demand made by the ariginal Borrciwer or Borrower's
<br /> s�,wcesson;in interest. Any fcrrbearunce bY Lendor in exe.xising any right or rcmaly shall not be a waiv�c of o�r preclude thG
<br /> exercise of any right or ren�+dy. .
<br /> 12. Suocessors wnd AssrB�Bound; Jolnt and Several Lfubillty;Co-signer�. The covenants end agreements of this
<br /> Security Instrument shall bind and benefit tho successors and assig,� of Lender and Aarrower. subject to the provisio�g�of
<br /> pArngraph l7. Rorrower's wvenants and agreements shall be joinc and several. Any Borrower who co-signs this Securiry
<br /> Tnstrument but does not execate the Note: (n) is co-signing this Security lnstcument anly to mortgage,grant•Aad convey tlut
<br /> 8onower's inter�st in the Prop�rty under the terms of this Secueity Instrunxnr,(b)is not personally obligatRd tu pay the sums
<br /> aecnrod by this Security Instrument;and(c)agrees that I.ender and any other Borrower tnay agtee to exund.modify,forbesu or
<br /> make any accom+rnodations with regac�d to the tetms of this Security Instrument or the Note without that Borrower's consent.
<br /> � 13.Loan Charp�es.If the loan secured by this Security Instrumcnt is subject to a law which scts maximum Ic�an charges,
<br /> ar.v!d�at law is finally interpseted so that the interest or.oilKr loan charges callcxtcd or to be collated in ronnection with the
<br /> [oan axcad the permitted limits. then: (a) any such loan charge shall be roduoaf by the amount neassary to roduce the charge
<br /> to�he permittal limit;and(b)any sums already collected from Borrower which exceadal permitted limits wiU be refunded to
<br /> Borrower. L�sr�er►nay chnase to make chis refund by reciucing the principal owed under the Note or by making a direct
<br /> payment to 13nrrower. If a nfund reduces princiPal, the reduction will be trcated es a partial prcpayment without u►y
<br /> peepayment charge ur�der t�:Note.
<br /> 14.Notioes.A�y noticr to Bonower provtded for in this Security Instrument thall be given by deliveriag it or by mailing
<br /> it by first class arwil unless applicable law requires use of unother method.The notice shall be directed to the Property Addtess
<br /> or any other aldrcss Bocrower designat.ts by notice to I.ender. Any notice to Lender shall be given by first class mail to
<br /> Lender's acidress stated herein or any other address Letxfer designates by nodce to Borrower. Any notice pcovidal for in this
<br /> Sscurity lnstrurtxnt shull be deemed to have been given to Borrower or Lender when given es providcd in this�aragraph.
<br /> 15.Governing I.aw; Severnbil[ty. This Security Instrumeni shall be governcd by federal Jaw� �nd the law of the
<br /> jurisdiction in which the Property is located. In the event that any provisi�n or clause uf this Security Instrument or the Note
<br /> conflic�ti with applicable law,such oonflict sh�ll not affect other prr�risions of this Security Instrureient or the Note which can be
<br /> given effect wit�ont the conflicting provision. 'To this end the provasions of thts Security Instrument and the Note are declared
<br /> to be scverabte.
<br /> 16.&�rrower's Copy.Borrower shall be given one conforme�copy of the Note and of d►is Securiry Instrument.
<br /> Form 3028 9190
<br /> Ppe 4 01 6
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