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20120202ti <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />�� � • ��t�'�'�P.�✓� (Seap <br />Vi ncent A Zaval a - Borrower <br />� (Seal) <br />Sharon Zaval a -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Add�dia�z for additional parties ancl signatures. <br />NEBRASKA-Sfngle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwe� Financial Services <br />Form 3028 1lO7 <br />VMPB�NE) (1105) <br />Page 16 of 17 <br />