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<br /> TOQBTHflR WITH wll tlw im�►rovements naw or bercxfter erecta! un the pcuperty,and�11 t,�s�me►its,�ppurteu�nces,+tnd =-
<br /> fixtu�s �x�w ar h.reafter e paa of tt►tl pru�rty. All rcplACCn�ente xtxl xd�iduuti �11 aiso be covered hy diis Sa�udty �--.:
<br /> Instrwpent.All of tlse fare�oin�is ref�rred to in�a Sa;udty instrument xs thv'Properey.'
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<br /> BOAROWSR COVBNANTS tb�t Borrowet is Iwwfully selsal of the e.etute hareby wnvoyrcl wrni hs�s the r��t to gtant
<br /> canvty the ProPerty aiul th�t tl�e Prop��l'is uneucumbeKd' eacept for encunibrk�ces of record.Bonawer warr.�nts sixl will _
<br /> defec�t ge�rerally tho dtlo ta thc Property Agdngt dl cldms ud dan�u►ds, s�bject ta Any�ncumbrnnces af record.
<br /> 'fH1S SBCUIt1TY 1NSTRUMBNT cambii►es unifomi covenxats fur n�datu�l use arKi aan-unlf�ra�co��na�� ��1ltauted
<br /> vuiAdons by Judsdlcdon to consdtute a untform sccudtY instzument wve�inE rexl propeny. `
<br /> UNIFORM COVSNANTS.Batsawu�d 1��r covenant ancl rgra�s follaws: A �en due the
<br /> 1. Parma�t ot Princip�l and L�taesti Frq�l� +�nd Lste Chir�es. Bonow�er sl�►ll pmmptlY P Y
<br /> pdncip�l of xnd interest oa thG debt evide►�ced by the Nate aad wy Prcpsyment+wd tate cherges due�u�cicr the Natc.
<br /> 2. ��fa.T�e aud Inur�noe. Stibjoct ro appNcable law or ta a writtea w�lver by I.endcr. Bomawcr sb�ll pay to
<br /> u�,oQ��y��y p�yment�ue due undrs the Note.until the Nac is paid in fuil,a sum('Fun�1s')far:(A)y�ly tx�es
<br /> � �nd a�euts which may att�ia p�iodty over this Securtty Iiuunme���p°ramiuws;(d)�euly floaclyinsunwce praniumt�
<br /> or pownd retus on the Pro�e�ty�if any� fc)Year1Y h�ard ar pmpettY -
<br /> if sny� (a)Yar1Y a�n8'�Be insurance Premiwns� if�ny:�nd (�xny s�uns PaY�ble by Bocrower to I.ender,in acco[da�o with
<br /> ' tLe provisions of puagrnph B.in lieu of the psymeat of mortg�ge i�urance pnmiva�s.These items ue callal"fiscrow Ioems.'
<br /> T,,��er nuy� At any tipia, collxt and hold Funds fn xn xmount not tv�xceed the u�axiaium amount a lender for a kdersilly
<br /> rel�tal mortgsge loan may requice for Borrower's escrow account under the federal Ral Bstate Setdemeut Pcocedures Act of
<br /> 1974�s unendod fsom tim�t°d�� 12 U.S.C.Secdon 2601 u seq.("R6SPA'),unlrss swother law thxt xppli�s to the Punds
<br /> � sets t lesser pmoant•tbe unount of Funds due on tbe Wsis af curteat � reASOnxb1 estinuttes of�ex�'turac of�tu
<br /> �m�y�
<br /> Bsemw Itema or othecwlse in accocdu�ce w�th+�PPlicable law.
<br /> or ent[ty
<br /> The Fun�ls s]�all be held ia w in�tit�doa vvhoso de�osits nre iatiured by a fodecal agancy� instiumenqaity�
<br /> (includin8 Leadu�if Lsnder is such tn insdtudon)or in�ny Falenl Home Loan B��'y��the escrows�ccouat�or
<br /> � 8scmw Itemi.i��+,�y r,ni c�:s:e�tz�w�r fnr hoidine ind applyiwt the Ptwds. �cable Lt�w tmits Lemer to maioe suca °
<br /> , v�rlfyrin8 the Hscrow Itews.unles.g Lender prys Bomnwer interest on the Punds ud+�PP P�
<br /> a e,huBa Haw�ever� Lendar m�y require Bonower to pay a ono-time chzr�e for�n independeat cal esp�te tax nportin8��
<br /> uyat by Lender in conaectioa with this IoAn� ualess applicxble l�w provides otherwise. Unless xn agrecme
<br /> �pplicable lsw ratuins lnterest to bo paid,L.enrkr shsU not bo requlred to p�y Bomower any inteirst or eunings oa the Funds.
<br /> aonower.nd Leader mYy agree In wcidng�however� th�t intecest shall be p�id on the Funds. I.eader stu�ll 8� for�wLtch aich
<br /> wlthaut cl�aryje. an�mu�l�c�und�8 of tho Punds, slwwiug credim �ad debits to the Funds �nd the putpv.Se
<br /> debit to the Punds w�a m�de.'[be Punds ere plodged as�ddit�oasl�ity for all sums securod by diis Sxnrity Instnunent•
<br /> If�he Poad�hdd by Lendcr eacad We amouats pecmivai to 6e Beld by applicable lsw,Lender shall account w Bocrower
<br /> for tbo ezcess Purni�ts►�ccordRnoe with the�I����of�ppllcable luw.If the awwnt of tLe Punds held by Leader itt�ny
<br /> time�is�nM sufficieat w pay tLe Escrow Items�n p��i.�r;�Yy BorroweB shaU rmv,ke pdthe deficleuc�y n oo moce tlu�n
<br /> �P�Y�I�er tbe w�ount ne�ssuY
<br /> tw�etve monthly psyments,�t Lerder's sole dt�credoa refund to Bo�rower�ny
<br /> -. Upon paymeat in full of�11 sums secured by this Secudty Insm►metu. Le�ler shsll promptlY
<br /> Punds Leld by Lencler.If,under�21,L.ender sball uquite os sell the Property�Lender�pdor to the�cqnisiGOn or sale
<br /> of the FmpectY�sh�11�PP1Y�Y���ld by L.eakr at the dme of acquisidon or sale as a cmlit againsc the sums secund by
<br /> thla SecuritY I�ume°�• ents oeceivrd b Lender w�nOzr P�B�
<br /> 3.A catton oi Payroente.Unless applicabie IAw pcovides othecwise,a11 paym Y
<br /> 1�nd 2�haU be appliod:fizst� to�nY P�PRY���8es due under tLe Note: second,to Amaucc�i;s I�yable tux�r paragta�h?:
<br /> �����ece�due;fourth.co prl�ip3l du�;ud lest,to t�ny Ik,te charges due under tt►e Note_
<br /> 4.Cbar�es3 L�.Borrower shall p�y all wces.assessnents, chuSes. 8nes and imposidons ataibura'h9e .to the PropertY . _
<br /> which may awin priority ovcr this Secunity Iasaument. and leasehold paymenc�4�vr gcound rents�if any. H�Trower slutll P�Y _
<br /> these obligattons in the nvnae�Pmvided in p��'ag�►2.or if ao+t�ivcA in that mavner,Bonower sl�all pAy them a•n time d'u+e�t�y
<br /> to the persc�u owal payment.Borrower shall promptly fumish tQ E�cY�er all aodces of unounts to be paid wnder this pAru�rnph.
<br /> � nt Bormwer m�lces tb,ese paYments directiy.&►rrowa s�si1 pc�omFdy �5�mish to Lender receipts evide�ing the paymeats.
<br /> Borrower shall pcomptlY dL�huB°�Y�en w3s�r.�`:�hav prtoriry over tt►is Sceurity Insuument unless Bonc�x�s:(A)+�g��
<br /> - wcitin�to the psYmeat of tl�e obllguioa sscared hY cbr!��en in a wanner acceptable to Lender.(b)contests in g��oc7 faith the lien -
<br /> _ by, or defends ag+un�t�nfor�m�u °E��`►� �=n in, legal procadings which in the Lender's opinion operx�e ro prevent the
<br /> �a{oraayeat of the llen;or(c) secutes ficam�he holder of the lien�n agreement sxdsfactory R�F✓aader sulwrdlnadng the liea to
<br /> ' ����y�nt. If Lendrr�rsunesl that say Part of the Pmperty is subject ta a Au���µ��i�h may attain prlority over
<br /> �;y��y�asttupxtu;L.r,,a�er ma►y give Bomowet s mtice idendfyIng the li�m.Barrower sha0�satisfy the l�em or take o�oc _
<br />—= mot�of�actioac sec foc�above wishin 10 days of�giving of nodce.
<br /> - Form SO �l9C
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