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2012019�� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />�L'���a�° ��� (Seap <br />Ri chard M Fruehl i ng -Borrower <br />. <br />� (Seal) <br />Sandra A Fruehl i ng -Borrower <br />(Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/Ot <br />VMP � VMP81NE) (1105) <br />Wolters Kluwer Flnancial Servicea Page 78 of 17 <br />��` � 6 4 ^ <br />