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��12019�� (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this S�urity Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RFSPA" refers to all requirements and restrictions that aze imposed in regazd to a "federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Bonower's obligations under the Note and/or this Securiry Instrument. Transfer of Rights in the Property This Security Instrument se�ures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Bonower's covenants and agr�ments under this S�urity Instrument and the Note. For this purpose, Bonower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County (Type of Recording Jurisdiction) of H a 11 (Name of Recording Jurisdiction): Southerly Forty Seven (47) Feet of Lot Seven (7) and North Nine (9) Feet of Lot Eight (8), in Block Fourteen (14), in West Park Addition to the City of Grand Island, Hall County, Nebraska. Parcel ID Number:400118688 1015 Sheridan Ave Grand Island ("Property Address"): which currently has the address of (Street) (City), Nebraska 68803 (Zip Code) TOGETHER WITH all the improvements now or hereafter er�ted on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the "�, oPert3 , « NEBRASKA-Single Family-Fannle Mae/Freddie Mac UNIFORM INSTRUMENT VMP p Wolters Kluwer Financial Servic�s Form 3028 1/Ot VMP61NE► (1105) Page 3 of 17 � - ' y A . ,