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� �Q��a���4 <br />BY SIGNtNG BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security�strument and in a$y Ri�e�r executed b Borrower and recorded with it. <br />� � � <br />i� . 2���� � c���� . ��y��z �' �- � a--�'� � 3 �'�� <br />,� � <br />JAd1IES D BALLARD Date CHARLOTTE K BALLARD Date <br />INDNIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by JAMES B L and CHARL TE K BALLARD, <br />before me on March 9, Z012. In witness whereof, I hereunto s my a��a� ' bl y official seal. <br />My commission expires: 8/20/2015 ��J <br />John Behrens <br />�I+�TAI��b'�eafNebr�ka Loan Officer <br />JOFIN 0. BEtiREN3 Hall County, NE <br />� �� �� ��� �' 201g Identification Number 494667 <br />(Official Seal) <br />� 2004-2011 Compliance Syatems, Inc. ADCD-DO$2 • 2010L1.15.461 <br />Consumer Rea1 Eatate - Security Inatrumeat DI.2036 Pege 6 of 6 www,compliancesyetems.00m <br />