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201201960 Wells Fargo Loan #: This document was prepared by: Sylvia Truesdale Wells Fargo Home Mortgage 3476 Stateview Blvd, MAC #X7801-03K Fort Mill, SC 29715 DEED OF TRUST This Deed of Trust ("Security Instrument") is effective January 1 l, 2012, among the Grantor, OSCAR RAYMUNDO RAMOS, single, (herein "borrower"), FIRST AMERICAN TITLE INSURANCE COMPANY (herein "Trustee"), and the Beneficiary, The Secretary of Housing and Urban Development, whose address is 451 Seventh Street Southwest, Washington D.C., 20410-8000 (herein "Lender"). Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, NE: Which has the legal description of: Located in Hall Couney, Nebraska, Lot Six (6), in Block Nine (9), in Wiebe's Addition to the City of Grand Island, Hall County, Nebraska Which has the Property Address of: 612 W ANNA ST GRAND ISLAND NE 68801, TaxID 400139197 TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Security Instrument; and all of the foregoing, together with said property (or the leasehold estate if this Security Instrument is on a leasehold) are hereinafter referred to as the "Property". To Secure to Lender the repayment of the indebtedness evidenced by Borrower's note dated January 11, 2012, and extensions and renewals thereof (herein "Note"), in the principal sum of Nine Thousand Seventy-Four And 69/100 dollars ($9,074.69), with the balance of the indebtedness, if not sooner paid, due and payable on 2/1/2042; the payment of all other sums advanced in accordance herewith to protect the security of this Security Instrument and the performance of the covenants and agreements of Borrower herein containe Page 1 of 8 Initials . R.�.