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<br /> TOGETHER�1'ITH �U the Improvements now or hereafter erected on the prope»y���11 e�sexna�tc,aPPurten�ncer. aiW
<br /> ilx�urcs rww or here.�f�er a pan �f` thc property. Alt ttF!'cetrnms end s�dltlnnt shpll alao be covercd by this Security
<br /> ]nxtrument. All of Iht loTtjoiny Ia refc�red to In this Sa:urlty lnstrumtnt�s the"AropertY."
<br /> HOAROWF.�t COVENANTS th�l 8.�rtnwer is lawtull�• s�lced af the est�te heret�y convoyed and has the right to grnnt xnd
<br /> comey the Propeny �nA thu tha Properf� is unencumbetecl, ezcept for encumbr+�nces of rccord. Borrowe* warrnms and evill
<br /> defend gen�rally the title ta the Pro�►eny aBainst�11 c1�l�ns u�d demand:,xubject ta�n��encumbrances of record.
<br /> TH1S SECURITY INSTRUMENT combines unif�rm c���ennncs for nuion�l use�nd nan•unitorm covenu�cs wich Ifmited
<br /> va�iations by jurisdiction�o constitute a vniforn�securiy� ins[rum�nt covering real prapen��.
<br /> tJNIFC)RM CO��EhANTS,Borrower xnd Lender Go��om►nt and agra u foilaa�a:
<br /> }, �,��nn,t af Principsd �nd Interest; Pr�p���ntent �nd l.ate Clu�rges. gorrower shRll promptly p�y when due �he
<br /> pr.i.ncipaJ.of and i.rnr.rr.st r�n the debt evidcnced by thc Nnte�►nd�ny prep�ymeni and IRte chugcs due under�hc Noia
<br /> x, �'w�x fnr, m7uc2s Rmd!lasunnca Subject to��plicable i�N• or ta +� ��rltten waiver b�� l.�nder, Rorrower shdl pap ca
<br /> L�nd,e�on di�d.�a mvn.�h.l.��pa�rmenxs ue due undar the Noto, until the Note ie p�id in full,a sum('Funds")for:(�)yta�rly taxes
<br /> �nd u,�ssm�ncs v��hich ma)'att.aSa pr.i.or.ity over this Sccurit}� lnstrument as a IiGn on the Propem�; (b)yeul)'leuehold pt�ymr.n�s
<br /> nr ground r�nrs on the Propercv.if any; (cl ytul�� huud or propam�ittsur�r►et pumiums:(d)year2}�flood insuranct p��emi.�ims, .
<br /> if any; lei��ear1?' mongage insun�n.ce premiunu. if any: +nd (fl anp surns p�ysble by Borrower to Lrnder, in ucorduice wu:�1,..
<br /> tt�e provisions of puagraph 8, in lieu of c�e p���menc of mong�gz insuruue pnmiums. Theu items uc called 'Escroa'lcrrns.'��
<br /> �,�x �na�;, �t any cime, wllecc s�nd hold Funds in u�unount nnt to exceed the muimum aawunt a laxler for a fcdet�ll� _
<br /> n�a�a!moxcg��e loan ma��rcquin for, �rrower's escroK�account under the federal Real Fs�ate Settlemeat Procodurcs A,ct af
<br /> 1974 u uc�r.ncled from time co iime. �� 41.S.C. Seccion 2601 a seq. l'RESPA"),ualess anoeJher.J�v��[hat ipplies to�he Frrr,ds
<br /> tets a lesser�mounc• If so. Lender au►a. it �ny time, collect and hold Funds in an unouar nat r.a excxed tha lesser�no+ct►t.
<br /> ��r����i���he �morrnt af Funds due on the buis of curnent data and re�sonable cstiaw:es of ex�eadicarcs of fruure
<br /> F.scrow�Items or otherwiu in�ccord�nce with applicable Uw. �
<br /> The Funds sha11 be beld in an iensticutioa whose deposits ate ins�oc3 ba a f'aiernt �eac�•, instrumenc�lit��. or eq4iry
<br /> � (ine�udina La�der,if l.ender is cuch an�nscimcion)or in �n�� Federat kf.ome�aan San1:•l.e�der sh�la�PA�S�Funds to p�+��r:�e
<br /> ESCfOW ilCII15.�.Gt1dCf Ills\'SMI C$iTg011�:�x:+rtnwer for holCUg u►u appavir.�inc cau►ci.�+iui'wi:j.;r:�d"��L2&$St2=L::SO`-'-��rrnn�m;,nr
<br /> ,.�drityin�the 5scrow•Items.rrir.toss Lent�2r paya Borro�'�er interest ou the Funds and agplic�ble:aer pern�ics Leader co m�lce'ypeJ�
<br /> t real euut tax meaQortinr servia
<br /> .�c3�u�e.However. La�ck�c ca�::�.recluire Borrower to pa�a one-iime etu�e for ut oav�ependrn
<br /> usdd by Lender in coatfwn:,;n with this loan, unias �pplictble law provides ntherwise. UNas �n �rara2�t is mrde or
<br /> ipplic�ble Ea�:requim incerest to be gaiid. I.ender sh�ll not be requixed to pay Borrower any intera�or eunings on the Fw�ds.
<br /> Borrower sn: �ender may igra in writ►ng. however,th�� interest sl�all be paid on the Funds. �,mder shtll givt to Bor.����u'.
<br /> •W�ithouc charge. an annual aoco�ncing of thc Funds,thowing cruliu aad debits[o the Funds�,��. zhe puc�wse for whiclv �.t:,:h
<br /> debit ro the Funds wu made.The Funds ue plodgal u addicional securin•for all sums seeured b}�chis Securin�Instrumrnt: �
<br /> If�hz Funds held b�•Lender oxceod�he amour.ts permi[ted co be hdd b��applicable l�a�. L.ender shsll x:counc co Borrower
<br /> for the excess Funds u►accordmce with the requiremeiiu of applicable la��. If the aawunt of the Fw►dc bel�b�� Lender�$��' •
<br /> time is not stiif.ficamt to p���the Escroa� Icen�s W�hen due. Lender ma� ���otifj•Borrower in wrik�ng, mcl, in wch case bor•:►e.��:r
<br />= � sh�ll pa�� to �.cn6er the amount necessan�co mal:e up the deficiencc, &�rrawer shaU m�1:�up the deficiency in no morr �l��u
<br /> ..� �;ve monthlz�;paymaus,a�La�der's sole discrenon.
<br /> Upon p�yatea� in full of tll swns secured by this Securiry lnstrument, 1.e�+der shall pmmpdy refund to Buzmwer u►)�
<br /> Fuads beld��i���.rnder. lf,uader par�nph 21.Lendu sta11 acqutR�flt�ell the Propam�.Y.ender.prior�o the acqui�itiou o"'�ale
<br /> bf tbe P.roperc�'. sh�l�aPP�!'�?'Funds hdd b}�I.ender at the timr mi�ncquisition or s�le u a er,redit ag�iasc the tua�s st�t►�e�oS
<br /> this Securiq�lnsttumeac. . .
<br /> 3.Appliation of Psvmeatc. Unlas applicable Ia��provida othetr►ix,�i�;�:yt�eats received by I.eader umder patagt�p�t
<br /> 1 and 2 shall be applicd: firsc.co any Prtprymrnt chuga due under the Note: s�c�r,d. [o unoun[s Wyable w�der para�rap�t►2:
<br /> third.to intem�due:fourth,[o principal due:uid lut. io an�•late charga di�e ut,z3s:?�Note.
<br />_ 4.Cbs�es:l.ieas. Burrower st�;a3�pay�Il taxa, usessmeats. chuga, f'uo,�s atd impap3¢anra attributable co the Prop�.y
<br /> � which may uuin priorin��ovsr t�is 5e�•v:�rp••]t�ctr,�'.tu�t.uM lette°no�kl pxvmr�a�.s rt�',gi+oune� r,cana; if any. Borrower stu�'tl ps�' . .
<br /> . ��k�ae obliguions in the*�nr.��.er.Frovided in pusgt��.�:�a,flr if not paid in du��w.�����.:Bunrower shali pa••Btrt�.on�ime diiec.D�� •
<br /> ��.�che per�n owed p�vcae��.�lBomower shall prom{���C;-k�Lrafish to l�ender ali no��es c�amoants eo lx paid w�er this pua�;K+ph.
<br /> '. ..�f Horrower mal:es these p�, �meocs: �
<br /> vmencs directh�. Botrower.t�sll prompcl��.'f�mish to L,alder roxipts e��ideacing[he pa, • �
<br /> . Borrowtr shall prompth�dischugt am•lie�n which }wc prior�a;'�n�,er this Securih•Xnstrumeni unless Borrowa: (aP�t�r�e��.;i.n
<br /> . . � �:�:iting co�he paymen►w£the obliga�ion ucural b�•t�e lien in a mu�nrr acaPiablo to l,ender; (b)�rontats in good faith t�ir):tssi
<br /> �hu, or defends againse ar,.^�(�:,r.cemeni ot �hr licn in, log� procadings which a�.rbe L.ender's opinion operaue to prcvrni tbe
<br /> rn�nrcea�a►t of the liuc �c�a.c��1 securcs from the holder of the licn an agreement s�i�t�:sfaetor►•to Letider subcer.rir.,uing the lien co
<br /> �� iPt�'va Secuz�t}�lnscrumenc. If Lender der.c;m�nina[ha� m}• put of rMe Propert�• is wbjen �o a!irn which�� ���aun priorin•oYe*
<br /> — � �!�mi:�,:�csiei,r..}��unxtrumenc. Lrnder raay��rii��L�torrower a no[ice ide�r.i:f�-rng the lien. Bom�wer�ds:nT:t yatisfy�[he tirn or nkc�.�ca�7r�r
<br />.— �� �mm�,�i�f u.'��aictions u�forth Ytwve x�c�xn 10 di��s oi the gi�~cag wf m�:ccx. '� .
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